DFK
ActiveSummary
DFK has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €105k and a net result of €39k. Equity is growing by ~12.7% per year across the filed fiscal years. Its solvency ranks better than 30% of 11389 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability76▲+63
Solvency41=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity short (current ratio 0.94 against 1.0 in 2024; short-term debt: 69.8% and cash: 3.2% of total assets), and 84.4% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
15.6%
Return on assets
5.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
69 d late
2023
1 d late
2022
25 d early
2021
12 d early
2020
149 d late
2019
336 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€105k▲ 60.0%
2024 · €65k
2018: €44k
2019: €47k▲ +6.7% vs 2018
2020: €39k▼ -17.2% vs 2019lowest in 8 years
2021: €70k▲ +79.3% vs 2020
2022: €77k▲ +9.8% vs 2021
2023: €85k▲ +11.2% vs 2022
2024: €65k▼ -23.3% vs 2023
2025: €105k▲ +60.0% vs 2024highest in 8 years
2018 → 2025
Total assets
€671k▲ 62.7%
2024 · €413k
2018: €329k
2019: €293k▼ -10.8% vs 2018lowest in 8 years
2020: €378k▲ +28.7% vs 2019
2021: €396k▲ +4.8% vs 2020
2022: €385k▼ -2.7% vs 2021
2023: €528k▲ +37.1% vs 2022
2024: €413k▼ -21.9% vs 2023
2025: €671k▲ +62.7% vs 2024highest in 8 years
2018 → 2025
Net result
€39k
2024 · €-20k
2018: €854
2019: €3k▲ +246% vs 2018
2020: €-8k▼ -374% vs 2019
2021: €31k▲ +481% vs 2020
2022: €7k▼ -77.8% vs 2021
2023: €9k▲ +25.4% vs 2022
2024: €-20k▼ -331% vs 2023lowest in 8 years
2025: €39k▲ +297% vs 2024highest in 8 years
2018 → 2025
Working capital
€-26k▼ 3,665%
2024 · €-699
2018: €36k
2019: €39k▲ +10.2% vs 2018
2020: €32k▼ -19.6% vs 2019
2021: €37k▲ +16.8% vs 2020
2022: €56k▲ +52.5% vs 2021highest in 8 years
2023: €35k▼ -37.6% vs 2022
2024: €-699▼ -102% vs 2023
2025: €-26k▼ -3665% vs 2024lowest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€70k-€77k▲ 9.8%€85k▲ 11.2%€65k▼ 23.3%€105k▲ 60.0%
2021: €70k
2022: €77k▲ +9.8% vs 2021
2023: €85k▲ +11.2% vs 2022
2024: €65k▼ -23.3% vs 2023lowest in 5 years
2025: €105k▲ +60.0% vs 2024highest in 5 years
Operating result€41k-€27k▼ 34.6%€13k▼ 50.2%€-18k€57k
2021: €41k
2022: €27k▼ -34.6% vs 2021
2023: €13k▼ -50.2% vs 2022
2024: €-18k▼ -237% vs 2023lowest in 5 years
2025: €57k▲ +409% vs 2024highest in 5 years
Net result€31k-€7k▼ 77.8%€9k▲ 25.4%€-20k€39k
2021: €31k
2022: €7k▼ -77.8% vs 2021
2023: €9k▲ +25.4% vs 2022
2024: €-20k▼ -331% vs 2023lowest in 5 years
2025: €39k▲ +297% vs 2024highest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €57k after a loss of €18k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €671k
Fixed assets
€229k ▲ 127%
Current assets
€442k ▲ 41.8%
Equity and liabilities €671k
Equity
€105k ▲ 60.0%
Debt
€567k ▲ 63.2%
Debt's share of the balance-sheet total rises from 84.1% to 84.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€92k▲
2024 · €-1k
Cash flow
€74k▲
2024 · €-3k
Current ratio
0.94▼
2024 · 1.00
Quick ratio
0.50▲
2024 · 0.49
Debt to equity
5.41▲
2024 · 5.30
ROE
37.5%▲
2024 · -30.5%
ROA
5.9%▲
2024 · -4.8%
Interest coverage
13.12▲
2024 · -0.50
Debt ≤ 1 year
€468k▲
2024 · €312k
Debt > 1 year
€98k▲
2024 · €35k
Income taxes
€12k▲
2024 · €0
Staff costs
€173k▲
2024 · €156k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 53 lines
Balance sheet
Code20242025
Assets
Total assets20/58€413k€671k▲
Fixed assets21/28€101k€229k▲
Tangible fixed assets22/27€101k€228k▲
Plant, machinery and equipment23€39k€47k▲
Furniture and vehicles24€20k€50k▲
Leasing and similar rights25€42k€124k▲
Other tangible fixed assets26-€7k
Financial fixed assets28-€1k
Current assets29/58€312k€442k▲
Stocks and contracts in progress3€158k€208k▲
Stocks30/36€158k€208k▲
Amounts receivable within one year40/41€116k€203k▲
Trade receivables40€107k€191k▲
Other amounts receivable41€8k€11k▲
Cash at bank and in hand54/58€38k€21k▼
Deferred charges and accrued income490/1-€10k
Equity and liabilities
Total equity and liabilities10/49€413k€671k▲
Equity10/15€65k€105k▲
Contributions10/11€19k€19k=
Reserves13€47k€86k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€45k€84k▲
Amounts payable17/49€347k€567k▲
Amounts payable after more than one year17€35k€98k▲
Financial debts170/4€35k€98k▲
Amounts payable within one year42/48€312k€468k▲
Current portion of amounts payable after more than one year42€8k€26k▲
Trade debts44€140k€282k▲
Suppliers440/4€140k€282k▲
Taxes, remuneration and social security45€71k€79k▲
Taxes450/3€33k€21k▼
Remuneration and social security454/9€38k€58k▲
Other amounts payable47/48€94k€81k▼
Income statement
Code20242025
Remuneration, social security and pensions62€156k€173k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€35k▲
Other operating charges640/8€31k€24k▼
Non-recurring operating charges66A-€6k
Gross operating margin9900€186k€295k▲
Operating profit (loss)9901€-18k€57k▲
Financial income75/76B€1k€2k▲
Recurring financial income75€1k€2k▲
Financial charges65/66B€3k€7k▲
Recurring financial charges65€3k€7k▲
Profit (loss) for the period before taxes9903€-20k€52k▲
Income taxes67/77€0€12k▲
Profit (loss) for the period9904€-20k€39k▲
Profit (loss) for the period to be appropriated9905€-20k€39k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-20k€39k▲
Profit (loss) brought forward from the previous period14P€0-
Transfer from equity791/2€20k€0▼
Transfer to equity691/2€0€39k▲
To other reserves6921€0€39k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €63k | €79k | €126k | €156k | €173k | ▲ 10.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1k | €6k | €11k | €17k | €35k | ▲ 101% |
| Other operating charges640/8 | €3k | €7k | €17k | €31k | €24k | ▼ 21.8% |
| Non-recurring operating charges66A | - | €1 | - | - | €6k | - |
| Gross operating margin9900 | €108k | €119k | €167k | €186k | €295k | ▲ 58.5% |
| Operating profit (loss)9901 | €41k | €27k | €13k | €-18k | €57k | ▲ 409% |
| Financial income75/76B | €322 | €33 | €18 | €1k | €2k | ▲ 30.5% |
| Recurring financial income75 | €322 | €33 | €18 | €1k | €2k | ▲ 30.5% |
| Financial charges65/66B | €316 | €2k | €2k | €3k | €7k | ▲ 166% |
| Recurring financial charges65 | €316 | €2k | €2k | €3k | €7k | ▲ 166% |
| Profit (loss) for the period before taxes9903 | €41k | €25k | €12k | €-20k | €52k | ▲ 359% |
| Income taxes67/77 | €11k | €18k | €3k | €0 | €12k | - |
| Profit (loss) for the period9904 | €31k | €7k | €9k | €-20k | €39k | ▲ 297% |
| Profit (loss) for the period to be appropriated9905 | €31k | €7k | €9k | €-20k | €39k | ▲ 297% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €396k | €385k | €528k | €413k | €671k | ▲ 62.7% |
| Fixed assets21/28 | €33k | €21k | €50k | €101k | €229k | ▲ 127% |
| Tangible fixed assets22/27 | €26k | €21k | €50k | €101k | €228k | ▲ 126% |
| Plant, machinery and equipment23 | €5k | €3k | €32k | €39k | €47k | ▲ 21.9% |
| Furniture and vehicles24 | €22k | €17k | €18k | €20k | €50k | ▲ 156% |
| Leasing and similar rights25 | - | - | - | €42k | €124k | ▲ 192% |
| Other tangible fixed assets26 | - | - | - | - | €7k | - |
| Financial fixed assets28 | €7k | - | - | - | €1k | - |
| Current assets29/58 | €363k | €365k | €478k | €312k | €442k | ▲ 41.8% |
| Stocks and contracts in progress3 | €314k | €273k | €243k | €158k | €208k | ▲ 31.9% |
| Stocks30/36 | €314k | €273k | €243k | €158k | €208k | ▲ 31.9% |
| Amounts receivable within one year40/41 | €39k | €85k | €201k | €116k | €203k | ▲ 75.2% |
| Trade receivables40 | €39k | €79k | €193k | €107k | €191k | ▲ 78.1% |
| Other amounts receivable41 | - | €7k | €8k | €8k | €11k | ▲ 37.2% |
| Cash at bank and in hand54/58 | €9k | €6k | €34k | €38k | €21k | ▼ 44.4% |
| Deferred charges and accrued income490/1 | - | - | - | - | €10k | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €396k | €385k | €528k | €413k | €671k | ▲ 62.7% |
| Equity10/15 | €70k | €77k | €85k | €65k | €105k | ▲ 60.0% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Reserves13 | €2k | €2k | €67k | €47k | €86k | ▲ 83.8% |
| Non-distributable reserves130/1 | €2k | €2k | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | €2k | €2k | €2k | €2k | €2k | = |
| Distributable reserves133 | - | - | €65k | €45k | €84k | ▲ 87.3% |
| Profit (loss) carried forward14 | €49k | €56k | - | - | - | - |
| Amounts payable17/49 | €326k | €308k | €443k | €347k | €567k | ▲ 63.2% |
| Amounts payable after more than one year17 | - | - | - | €35k | €98k | ▲ 183% |
| Financial debts170/4 | - | - | - | €35k | €98k | ▲ 183% |
| Amounts payable within one year42/48 | €326k | €308k | €443k | €312k | €468k | ▲ 49.9% |
| Current portion of amounts payable after more than one year42 | - | - | - | €8k | €26k | ▲ 226% |
| Trade debts44 | €99k | €102k | €211k | €140k | €282k | ▲ 101% |
| Suppliers440/4 | €99k | €102k | €211k | €140k | €282k | ▲ 101% |
| Taxes, remuneration and social security45 | €66k | €51k | €92k | €71k | €79k | ▲ 12.0% |
| Taxes450/3 | €53k | €39k | €42k | €33k | €21k | ▼ 36.7% |
| Remuneration and social security454/9 | €13k | €12k | €50k | €38k | €58k | ▲ 55.1% |
| Other amounts payable47/48 | €162k | €156k | €140k | €94k | €81k | ▼ 13.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €31k | €7k | €9k | €-20k | €39k | ▲ 297% |
| + Depreciation and write-downs630 | €1k | €6k | €11k | €17k | €35k | ▲ 101% |
| Operating cash flow (approximation) | €32k | €13k | €20k | €-3k | €74k | ▲ 2,770% |
| Investment in fixed assets (approximation) | - | €7k | €-41k | €-68k | €-163k | ▼ 140% |
| Change in cash | - | €-3k | €28k | €4k | €-17k | ▼ 520% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
31-12
Financial
Back to profitnet €39k
Net result €39k after one loss-making year.
31-12
Financial
Equity above €100kEq €105k ▲60%
Equity rises from €65k to €105k.
08-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 69 days late
2024
31-12
Financial
Weakest financial yearnet €-20k
Net result drops to €-20k, the lowest in the series; recovery starts the following year.
01-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 1 day late
2023
06-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
19-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €31k
Net result €31k after one loss-making year.
27-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 149 days late
02-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 336 days late
2020
12-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 439 days late
2019
16-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 412 days late
2018
11-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 315 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schelle · 1 establishment unit since 2001
Ground area
1,287 m²
Building footprint
640 m²
Volume, LiDAR
3,429 m³
Parcel 11038C0334/00D002, Flanders · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
DFK
since 20012.088.476.712
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11038C0334/00D002 | Flanders | 1,287 m² | 1 · 640 m² | 9.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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BE 1003.441.343
Durbuy · Eq €103,577
J. MOMMENS EN ZOON
BE 0420.203.406
Lebbeke · Eq €106,194
AUTOMETAL VAN BROECK
BE 0456.746.670
Beveren-Kruibeke-Zwijndrecht · Eq €106,280
STAR GOLD
BE 0808.391.169
Antwerpen · Eq €103,254
Of 1,745 companies in sector 46720 we hold annual accounts for 1,083. 647 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded12-06-1998
Fiscal year end31-12
Activities, NACEBEL 2025
95319Other maintenance and repair of motor vehicles
46720Wholesale of motor vehicle parts and accessories
95312Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
68201Renting and operating of own or leased residential real estate, excluding social housing
Scores and ratios are computed by Checked and are not a credit decision.