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DF CONSULT

Active
Private limited companyfounded 20223 yrs activeRue de la Moussière(TRI) 87, 7100 La Louvière, BelgiumKBO/BCE: BE 0792.815.840
Summary

The annual accounts of DF CONSULT for fiscal year 2025 show a net loss of 106% of total assets and of 55% of the equity at the start of that year. The 2025 annual accounts show equity of €8,995 and a net result of -€10,891. Equity is shrinking by ~54.8% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 87% of 9537 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.9% (low).

Checked score

Score 2025
59 / 100
Fair
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency100▲+9
Growth32=
Track record94
Bankruptcy probability, 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 4.88 against 2.2 in 2024; short-term debt: 12.2% and cash: 39.5% of total assets), and 12.4% of the assets are financed with debt.
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Architectural and engineering activities; technical testing and analysis (NACE 71)
about 56% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
87.6%
Return on assets
-106.1%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
232425
2023 to 2025 · latest year -€10,891
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-05-2026, 73 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
73 d early
2024
64 d early
2023
68 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 68 days before the deadline; the sector median for financial year 2024 is 8 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 24 October 2022, DF CONSULT was incorporated as a Private limited company.1 Total assets went from EUR 54,856 in 2023 to EUR 10,270 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2023 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€8,995▼ 54.8%
2024 · €19,886
Total assets
€10,270▼ 66.1%
2024 · €30,252
Net result
-€10,891▼ 3.0%
2024 · -€10,576
Working capital
€4,843▼ 61.1%
2024 · €12,435
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line202320242025
Operating result€49,629--€10,471-€10,758▼ 2.7%
Net result€39,472--€10,576-€10,891▼ 3.0%
Equity€30,772-€19,886▼ 35.4%€8,995▼ 54.8%
Total assets€54,856-€30,252▼ 44.9%€10,270▼ 66.1%
Debt€24,084-€10,366▼ 57.0%€1,275▼ 87.7%
Working capital€30,462-€12,435▼ 59.2%€4,843▼ 61.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€20,000€0€20,000€40,000Operating result 2023: €49,629€49,629Net result 2023: €39,472€39,472Operating result 2024: -€10,471-€10,471Net result 2024: -€10,576-€10,576Operating result 2025: -€10,758-€10,758Net result 2025: -€10,891-€10,891202320242025-€20,000€0€20,000€40,000Operating result 2023: €49,629€49,600Net result 2023: €39,472€39,500Operating result 2024: -€10,471-€10,500Net result 2024: -€10,576-€10,600Operating result 2025: -€10,758-€10,800Net result 2025: -€10,891-€10,900202320242025
The operating result stays negative: a loss of €10,758 in 2025 against €10,471 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €10,270
Fixed assets €4,178 ▼ 43.9%
Current assets €6,092 ▼ 73.3%
Equity and liabilities €10,270
Equity €8,995 ▼ 54.8%
Debt €1,275 ▼ 87.7%
Debt's share of the balance-sheet total falls from 34.3% to 12.4%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
-€7,784▲
2024 · -€8,700
Cash flow
-€7,918▲
2024 · -€8,805
Current ratio
4.88▲
2024 · 2.20
Debt to equity
0.14▼
2024 · 0.52
ROE
-121.1%▼
2024 · -53.2%
ROA
-106.1%▼
2024 · -35.0%
Interest coverage
-91.58▲
2024 · -133.84
Debt ≤ 1 year
€1,249▼
2024 · €10,366
Income taxes
€48▲
2024 · €40
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 3,225 companies that looked in July 2024 the way this one looks now, 2.9% went bankrupt within 24 months and 87% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a loss of 10% of the balance sheet or more
2.9% went bankrupt
8.6% stopped otherwise
87% still going

A further 1.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.9% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 3,225 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 37 lines
Balance sheet Code20242025
Assets
Total assets20/58€30,252€10,270▼
Fixed assets21/28€7,452€4,178▼
Tangible fixed assets22/27€7,152€4,178▼
Furniture and vehicles24€7,152€4,178▼
Financial fixed assets28€300€0▼
Current assets29/58€22,801€6,092▼
Amounts receivable within one year40/41€2,849€1,651▼
Trade receivables40€2,623€1,413▼
Other amounts receivable41€226€238▲
Cash at bank and in hand54/58€18,168€4,060▼
Deferred charges and accrued income490/1€1,784€381▼
Equity and liabilities
Total equity and liabilities10/49€30,252€10,270▼
Equity10/15€19,886€8,995▼
Contributions10/11€2,690€2,690=
Reserves13€25,000€25,000=
Distributable reserves133€25,000€25,000=
Profit (loss) carried forward14-€7,804-€18,695▼
Amounts payable17/49€10,366€1,275▼
Amounts payable within one year42/48€10,366€1,249▼
Trade debts44€355€1,209▲
Suppliers440/4€355€1,209▲
Taxes, remuneration and social security45€9,971€0▼
Taxes450/3€9,971€0▼
Other amounts payable47/48€40€40=
Accrued charges and deferred income492/3-€26
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,771€2,974▲
Other operating charges640/8-€206
Gross operating margin9900-€8,700-€7,578▲
Operating profit (loss)9901-€10,471-€10,758▼
Financial charges65/66B€65€85▲
Recurring financial charges65€65€85▲
Profit (loss) for the period before taxes9903-€10,536-€10,843▼
Income taxes67/77€40€48▲
Profit (loss) for the period9904-€10,576-€10,891▼
Profit (loss) for the period to be appropriated9905-€10,576-€10,891▼
Appropriation of the result
Profit (loss) to be appropriated9906-€7,804-€18,695▼
Profit (loss) brought forward from the previous period14P€2,772-€7,804▼

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€1,771€2,974▲ 67.9%
Other operating charges640/8€782-€206-
Gross operating margin9900€50,411-€8,700-€7,578▲ 12.9%
Operating profit (loss)9901€49,629-€10,471-€10,758▼ 2.7%
Financial charges65/66B€186€65€85▲ 30.8%
Recurring financial charges65€186€65€85▲ 30.8%
Profit (loss) for the period before taxes9903€49,443-€10,536-€10,843▼ 2.9%
Income taxes67/77€9,971€40€48▲ 21.1%
Profit (loss) for the period9904€39,472-€10,576-€10,891▼ 3.0%
Profit (loss) for the period to be appropriated9905€39,472-€10,576-€10,891▼ 3.0%
Line202320242025Change
Assets
Total assets20/58€54,856€30,252€10,270▼ 66.1%
Fixed assets21/28€310€7,452€4,178▼ 43.9%
Tangible fixed assets22/27-€7,152€4,178▼ 41.6%
Furniture and vehicles24-€7,152€4,178▼ 41.6%
Financial fixed assets28€310€300€0▼ 100%
Current assets29/58€54,546€22,801€6,092▼ 73.3%
Amounts receivable within one year40/41€14,258€2,849€1,651▼ 42.0%
Trade receivables40€14,258€2,623€1,413▼ 46.1%
Other amounts receivable41-€226€238▲ 5.4%
Cash at bank and in hand54/58€40,288€18,168€4,060▼ 77.7%
Deferred charges and accrued income490/1-€1,784€381▼ 78.6%
Equity and liabilities
Total equity and liabilities10/49€54,856€30,252€10,270▼ 66.1%
Equity10/15€30,772€19,886€8,995▼ 54.8%
Contributions10/11€3,000€2,690€2,690=
Reserves13€25,000€25,000€25,000=
Distributable reserves133€25,000€25,000€25,000=
Profit (loss) carried forward14€2,772-€7,804-€18,695▼ 140%
Amounts payable17/49€24,084€10,366€1,275▼ 87.7%
Amounts payable within one year42/48€24,084€10,366€1,249▼ 88.0%
Trade debts44€64€355€1,209▲ 240%
Suppliers440/4€64€355€1,209▲ 240%
Taxes, remuneration and social security45€12,820€9,971€0▼ 100%
Taxes450/3€12,820€9,971€0▼ 100%
Other amounts payable47/48€11,200€40€40=
Accrued charges and deferred income492/3--€26-
Line202320242025Change
Profit (loss) for the period9904€39,472-€10,576-€10,891▼ 3.0%
+ Depreciation and write-downs630-€1,771€2,974▲ 67.9%
Operating cash flow (approximation)€39,472-€8,805-€7,918▲ 10.1%
Investment in fixed assets (approximation)--€8,913€300▲ 103%
Change in cash--€22,120-€14,108▲ 36.2%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
19-05
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Weakest financial yearnet -€10,891
Net result drops to -€10,891, the lowest in the series.
31-12
Financial Liquidity doublescurrent ratio 4.88
Current ratio from 2.20 to 4.88; short-term debt falls from €10,366 to €1,249.
28-05
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
24-05
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, La Louvière · 1 establishment unit since 2022
seat establishment The establishment unit on the map
Ground area
1,604 m²
Building footprint
81 m²
Volume, LiDAR
343 m³
Parcel 55046B0108/00A000, Wallonia · tallest building 5.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
DF CONSULT
Rue de la Moussière(TRI) 87, 7100 La LouvièreEngineering and related technical consultancy, excluding land surveyors
since 20222.338.844.994
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
55046B0108/00A000 Wallonia 1,604 m² 1 · 81 m² 5.6 m · 1 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 11,577 companies in sector 71121 we hold annual accounts for 6,563. 2,766 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded24-10-2022
Fiscal year end31-12
Activities, NACEBEL 2025
71121Engineering and related technical consultancy, excluding land surveyors
Contact
Phone 0455809558
E-invoicing
Reachable via Peppol
Peppol ID 0208:0792815840
Also 9925:BE0792815840
Registered 31-08-2026

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.