Age3 yrs
Real estate2 parcels · 1,880 m²
Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of DEXR is 0.7% (low). The 2024 annual accounts show equity of €111k and a net result of €-9k. Its solvency ranks better than 45% of 563 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 2 annual accounts.
Filing behaviour
From the deposit records, complete market-wideDeadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 33 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-07-2025, 6 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
The year end is derived from 2 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | nothing on record | not confirmed | - |
| 31-12-2024 | 31-07-2025 | 25-07-2025 | 6 d early | 2025-00348974 |
| 31-12-2023 | 31-07-2024 | 30-08-2024 | 30 d late | 2024-00438435 |
Source: the National Bank's deposit records, as we have ingested them. NOTE: our copy has a gap across June to August 2026, missing roughly 220,000 deposits; for July we hold 15,605 of about 137,000 expected. A year whose deadline falls in that window shows as not confirmed, not as not filed. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsMore than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone0.7%
Low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector
−Young company
+Annual accounts: weaker financial profile
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
TurnoverNot published (abbreviated or micro schema)
EBIT marginNot published (abbreviated or micro schema)
Net result€-9k+58.5%
Working capital€-56k-377.9%
Annual accounts & ratios
Source: NBB · 2024Annual accounts filed on 25-07-2025 with the NBB · fiscal year 2024 · verkort
Sector comparison
Fiscal year 2024 · NACE 62, Computer programming & consultancy · compared within the same schema type (abbreviated schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 29.2% | 34.8% | |
| Net result | €-9k | €15k | |
| Equity | €111k | €79k | |
| Gross operating margin | €80k | €81k | |
| Total assets | €381k | €314k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
€79k
+81.7%
23-24
€-9k
+58.5%
23-24
€73k
+76.4%
23-24
€381k
+100.7%
23-24
€111k
+292.4%
23-24
€-56k
-377.9%
23-24
€270k
+66.9%
23-24
€162k
+89.3%
23-24
Show 8 other metrics
€106k
+40.5%
23-24
0.65
-24.3%
23-24
0.65
-24.3%
23-24
29.2%
+95.6%
23-24
2.42
-57.5%
23-24
-8.0%
+89.4%
23-24
-2.4%
+79.3%
23-24
13.11
-36.5%
23-24
Figures by fiscal year
| Fiscal year | 2024 |
|---|---|
| Deposit | verkort |
| Revenue | - |
| EBITDA | €79k |
| Net profit | €-9k |
| Cash flow | €73k |
| Staff costs | - |
| Income taxes | - |
| Dividends | - |
| Total assets | €381k |
| Equity | €111k |
| Debt | €270k |
| of which ≤ 1y | €162k |
| of which > 1y | €106k |
| Working capital | €-56k |
| Employees (FTE) | - |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 0.65 |
| Quick ratio | 0.65 |
| Working capital ratio | -14.8% |
| Solvency | 29.2% |
| Debt / equity | 2.42 |
| Long-term debt ratio | 0.96 |
| Interest coverage | 13.11 |
| Gross margin | - |
| Net margin | - |
| ROA | -2.4% |
| ROE | -8.0% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2024
Full annual accounts (22 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €381k |
| Fixed assets | 21/28 | €275k |
| Intangible fixed assets | 21 | €271k |
| Tangible fixed assets | 22/27 | €2k |
| Financial fixed assets | 28 | €2k |
| Current assets | 29/58 | €106k |
| Amounts receivable within one year | 40/41 | €60k |
| Cash & bank | 54/58 | €45k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €381k |
| Equity | 10/15 | €111k |
| Contributions / capital | 10/11 | €142k |
| Accumulated profits (losses) | 14 | €-31k |
| Amounts payable | 17/49 | €270k |
| Amounts payable after one year | 17 | €106k |
| Amounts payable within one year | 42/48 | €162k |
| Trade debts payable within one year | 44 | €34k |
| Income statement | ||
| Gross operating margin | 9900 | €80k |
| Operating result | 9901 | €-3k |
| Financial charges | 65 | €6k |
| Result before taxes | 9903 | €-9k |
| Net result for the period | 9904 | €-9k |
| Result to be appropriated | 9905 | €-9k |
This table shows the latest fiscal year. 1 prior year, with figures and ratios, belongs to a paid plan.
See plans →
Ratios computed by Checked.
Health barometer
FY 2024 · computed46
/ 100
Fair
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Directors
Directors & mandates
no sitting directorFormer directors (1)
-
Virtual Learning is Reality BVLegal entityDirector· perm. rep.: Carl BoelState Gazette act 25101664 (08-08-2025)Former- → 03-02-2025
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Insolvency mandates
No insolvency mandates (liquidators, administrators) on record for this company.
Legal Structure
| NACE primary | Activiteiten op het gebied van computerconsultancy en beheer van computerfaciliteiten(62200) |
| Legal form | Private limited company(610) |
| Incorporation | 29-12-2022 |
| Status | Active |
| Postal code | 8880 |
Structure & network
Locations & real estate
Registered office
from the Crossroads BankCannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kapelstraat 158880 LedegemEstablishment units
1 locationDEXR
since 20232.339.927.634
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area1,880 m²
Buildings2
Building footprint591 m²
Volume (LiDAR)5,743 m³
Tallest building15.1 m · ±5 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44062D0382/00M000 | Flanders | 1,417 m² | 1 · 443 m² | 15.1 m · 5 fl. |
| 36018B0455/00D002 | Flanders | 463 m² | 1 · 149 m² | 8.0 m · 1 fl. |
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
4 acts Capital history · 1
17-03-2026
v3.2
All acts · 4
updated 5 months ago
2026
17-03-2026 Capital increase of €176,800 to €495,007.97
2025
08-08-2025 Carl Boel resigns as director
2024
11-10-2024 Publication in the Belgian Official Gazette, Miscellaneous
Summary:
otherNotary:
Tom Holvoet · AntwerpenFirm:
Notariaat Holvoet, F&T notarisvennootschap
2023
02-01-2023 Incorporation of a new BV
Summary:
oprichting
Analysis
Financial profile
5 of 5 axes measured51
/ 100
Mixed profile: strong on stability, weaker on profitability.
All 5 axes are computed from data Checked has read.
Health
46
Profitability
0
Solvency
38
Growth
78
Stability
94
Credit advice
verdict per customer and amountSimilar
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We hold annual accounts for 6,024 of the 29,937 companies in this sector. 5,086 of them are within a factor 10 of this company's equity.
Company registry
Company registry (CBE)
Crossroads BankActivities
Computerconsultancy-activiteiten62020Ontwerpen van computerprogramma’s62100Activiteiten op het gebied van computerconsultancy en beheer van computerfaciliteiten62200Ontwerpen en programmeren van computerprogramma's62010Computerinfrastructuur, gegevensverwerking, hosting en aanverwante activiteiten63100Gegevensverwerking, webhosting en aanverwante activiteiten63110Webportalen63120Activiteiten van webportalen63910
Primary activity highlighted.
Names & trade names
| Legal nameNL | DEXR |
Registered office
Kapelstraat 15
8880 Ledegem, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.