Dewit Finance
ActiveDewit Finance has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €32k and a net result of €28k. Equity is shrinking by ~12.7% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2027. Its solvency ranks better than 19% of 1898 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
65
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability83▲+77
Solvency38▼-20
Growth32=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity short (current ratio 0.89 against 1.17 in 2024; short-term debt: 84% and cash: 21.5% of total assets), and 87% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 63
Relative position
BE, all sectors
reference
Sector 63
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
13%
Return on assets
11.4%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 1898 sector peers (2025).
NBB · sector comparisonPosition among 1898 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-06-2026, 49 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
49 d early
2024
8 d early
2023
12 d early
2022
31 d early
2021
2 d early
2020
31 d late
2019
32 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€32k▼ 57.0%
2024 · €74k
2018: €208k
2019: €220k
2020: €230k
2021: €239k
2022: €239k
2023: €97k
2024: €74k
2018 → 2025
Total assets
€243k▲ 7.6%
2024 · €226k
2018: €338k
2019: €316k
2020: €308k
2021: €312k
2022: €365k
2023: €366k
2024: €226k
2018 → 2025
Net result
€28k
2024 · €-24k
2018: €39k
2019: €12k
2020: €10k
2021: €9k
2022: €58k
2023: €21k
2024: €-24k
2018 → 2025
Working capital
€-23k
2024 · €23k
2018: €173k
2019: €185k
2020: €193k
2021: €200k
2022: €197k
2023: €50k
2024: €23k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€239k-€239k=€97k▼ 59.2%€74k▼ 24.2%€32k▼ 57.0%
Operating result€14k-€77k▲ 439%€26k▼ 66.6%€-24k€32k
Net result€9k-€58k▲ 567%€21k▼ 63.7%€-24k€28k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €32k after a loss of €24k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €243k
Fixed assets
€62k▼ 6.4%
Current assets
€181k▲ 13.4%
Equity and liabilities €243k
Equity
€32k▼ 57.0%
Debt
€212k▲ 38.8%
The debt ratio rises from 67.4% to 87.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€41k▲
2024 · €-15k
Cash flow
€37k▲
2024 · €-15k
Solvency
13.0%▼
2024 · 32.6%
Current ratio
0.89▼
2024 · 1.17
Quick ratio
0.89▼
2024 · 1.17
Debt / equity
6.67▲
2024 · 2.07
ROE
87.7%▲
2024 · -32.0%
ROA
11.4%▲
2024 · -10.4%
Interest coverage
89.87▲
2024 · -20.04
Debt
€212k▲
2024 · €152k
Debt ≤ 1 year
€204k▲
2024 · €137k
Debt > 1 year
€0▼
2024 · €13k
Income taxes
€4k▲
2024 · €280
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€226k€243k▲
Fixed assets21/28€67k€62k▼
Tangible fixed assets22/27€67k€62k▼
Land and buildings22€36k€31k▼
Plant, machinery and equipment23€727-
Furniture and vehicles24-€4k
Other tangible fixed assets26€29k€27k▼
Current assets29/58€160k€181k▲
Amounts receivable within one year40/41€64k€55k▼
Trade receivables40€44k€44k=
Other amounts receivable41€20k€12k▼
Current investments50/53-€50k
Cash at bank and in hand54/58€87k€52k▼
Deferred charges and accrued income490/1€8k€23k▲
Equity and liabilities
Total equity and liabilities10/49€226k€243k▲
Equity10/15€74k€32k▼
Contributions10/11€25k€25k=
Reserves13€72k€7k▼
Distributable reserves133€72k€7k▼
Profit (loss) carried forward14€-24k€0▲
Amounts payable17/49€152k€212k▲
Amounts payable after more than one year17€13k€0▼
Financial debts170/4€13k€0▼
Amounts payable within one year42/48€137k€204k▲
Current portion of amounts payable after more than one year42€12k€13k▲
Trade debts44€1k€1k▲
Suppliers440/4€1k€1k▲
Taxes, remuneration and social security45€6k€6k▲
Taxes450/3€6k€6k▲
Other amounts payable47/48€118k€184k▲
Accrued charges and deferred income492/3€3k€7k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€9k▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€-14k€43k▲
Operating profit (loss)9901€-24k€32k▲
Financial income75/76B€1k€215▼
Recurring financial income75€1k€215▼
Financial charges65/66B€756€461▼
Recurring financial charges65€756€461▼
Profit (loss) for the period before taxes9903€-23k€32k▲
Income taxes67/77€280€4k▲
Profit (loss) for the period9904€-24k€28k▲
Profit (loss) for the period to be appropriated9905€-24k€28k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-24k€4k▲
Profit (loss) brought forward from the previous period14P-€-24k
Transfer from equity791/2-€70k
Transfer to equity691/2-€4k
To other reserves6921-€4k
Profit to be distributed694/7-€70k
Return on contributions (dividend)694-€70k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €28k
Net result €28k after one loss-making year.
23-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-24k ▼212%
Net result drops to €-24k, the lowest in the series; recovery starts the following year.
19-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €58k ▲567%
Operating result €77k, net result €58k, both a record.
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
22-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
23-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hove · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Berkenlaan 232540 HoveGround area
577 m²
Building footprint
101 m²
Volume, LiDAR
659 m³
Parcel 11021B0030/00S007, Flanders · tallest building 10.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Dewit Finance
since 20152.243.473.210
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11021B0030/00S007 | Flanders | 577 m² | 1 · 101 m² | 10.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
967600GFXRQ63M68IS83
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Of 3,153 companies in sector 63920 we hold annual accounts for 1,522. 1,175 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-07-2015
Fiscal year end31-12
Activities, NACEBEL
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryWebsite:www.dewitfinance.be