Devout
ActiveDevout has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €131k and a net result of €86k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 56% of 16941 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
81
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency91▼-7
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 2.9 against 3.65 in 2024; short-term debt: 34.2% and cash: 0% of total assets), and 34.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
65.8%
Return on assets
43.4%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €131k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
29 d late
2023
29 d late
2022
30 d late
2021
61 d late
2020
31 d late
2019
45 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€131k▲ 102%
2024 · €65k
2018: €-17k
2019: €-12k
2020: €-20k
2021: €19k
2022: €44k
2023: €71k
2024: €65k
2018 → 2025
Total assets
€199k▲ 126%
2024 · €88k
2018: €15k
2019: €13k
2020: €14k
2021: €101k
2022: €77k
2023: €90k
2024: €88k
2018 → 2025
Net result
€86k▲ 159%
2024 · €33k
2018: €22k
2019: €6k
2020: €-9k
2021: €40k
2022: €24k
2023: €28k
2024: €33k
2018 → 2025
Working capital
€129k▲ 107%
2024 · €62k
2018: €-18k
2019: €-12k
2020: €-20k
2021: €458
2022: €29k
2023: €62k
2024: €62k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€19k-€44k▲ 126%€71k▲ 63.4%€65k▼ 9.4%€131k▲ 102%
Operating result€40k-€28k▼ 29.9%€34k▲ 21.5%€39k▲ 13.7%€108k▲ 175%
Net result€40k-€24k▼ 38.3%€28k▲ 13.6%€33k▲ 20.2%€86k▲ 159%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 175% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €199k
Fixed assets
€2k▼ 18.3%
Current assets
€197k▲ 129%
Equity and liabilities €199k
Equity
€131k▲ 102%
Debt
€68k▲ 189%
The debt ratio rises from 26.7% to 34.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€109k▲
2024 · €43k
Cash flow
€88k▲
2024 · €38k
Solvency
65.8%▼
2024 · 73.3%
Current ratio
2.90▼
2024 · 3.65
Quick ratio
2.90▼
2024 · 3.65
Debt / equity
0.52▲
2024 · 0.36
ROE
65.9%▲
2024 · 51.4%
ROA
43.4%▲
2024 · 37.7%
Interest coverage
66.93▼
2024 · 113.18
Debt
€68k▲
2024 · €24k
Debt ≤ 1 year
€68k▲
2024 · €24k
Income taxes
€26k▲
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€88k€199k▲
Fixed assets21/28€2k€2k▼
Tangible fixed assets22/27€2k€2k▼
Furniture and vehicles24€2k€2k▼
Current assets29/58€86k€197k▲
Amounts receivable within one year40/41€66k€196k▲
Trade receivables40€11k€21k▲
Other amounts receivable41€56k€175k▲
Current investments50/53€410€393▼
Cash at bank and in hand54/58€18k€18▼
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€88k€199k▲
Equity10/15€65k€131k▲
Contributions10/11€12k€12k=
Reserves13€16k€16k=
Tax-exempt reserves132€15k€15k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€36k€102k▲
Amounts payable17/49€24k€68k▲
Amounts payable within one year42/48€24k€68k▲
Financial debts43-€612
Credit institutions430/8-€612
Trade debts44€3k€3k▼
Suppliers440/4€3k€3k▼
Taxes, remuneration and social security45€21k€44k▲
Taxes450/3€21k€44k▲
Other amounts payable47/48-€20k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€1k▼
Other operating charges640/8€234€443▲
Gross operating margin9900€44k€110k▲
Operating profit (loss)9901€39k€108k▲
Financial income75/76B€4k€6k▲
Recurring financial income75€4k€6k▲
Financial charges65/66B€384€2k▲
Recurring financial charges65€384€2k▲
Profit (loss) for the period before taxes9903€43k€112k▲
Income taxes67/77€10k€26k▲
Profit (loss) for the period9904€33k€86k▲
Profit (loss) for the period to be appropriated9905€33k€86k▲
Appropriation of the result
Profit (loss) to be appropriated9906€76k€122k▲
Profit (loss) brought forward from the previous period14P€43k€36k▼
Profit to be distributed694/7€40k€20k▼
Return on contributions (dividend)694€40k€20k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Highest result since 2018net €86k ▲159%
Operating result €108k, net result €86k, both a record.
31-12
Financial
Equity above €100kEq €131k ▲102%
5 profitable years in a row build equity to €131k.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial
Liquidity doublescurrent ratio 4.30
Current ratio from 1.87 to 4.30; short-term debt falls from €34k to €19k.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
2021
31-12
Financial
Back to profitnet €40k
Net result €40k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 1.01
Current ratio from 0.41 to 1.01.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Weakest financial yearnet €-9k ▼256%
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
14-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 45 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
25-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 56 days late
2017
27-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 58 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lievegem · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Begoniastraat 289920 LievegemGround area
734 m²
Building footprint
144 m²
Volume, LiDAR
897 m³
Parcel 44036A1779/00H000, Flanders · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Devout
since 20152.247.882.651
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44036A1779/00H000 | Flanders | 733 m² | 1 · 144 m² | 9.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 3,115 EUR awarded · 3,115 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 3,115 EUR | 3,115 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Legal Entity Identifier
98450058F6I36C9B3804
Similar companies · same sector, comparable size
Whetstone Consulting
BE 0676.981.707
Gent · Eq €131k
NEXSTEP
BE 0741.362.684
Londerzeel · Eq €131k
VD-SOFT
BE 1001.842.031
Esneux · Eq €131k
PLM SERVICES
BE 0884.430.261
Tessenderlo-Ham · Eq €131k
LVDV-PROJECTS
BE 0886.311.269
Soignies · Eq €131k
Of 29,992 companies in sector 62200 we hold annual accounts for 18,386. 15,427 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-11-2015
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.