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DEVNI

Active
Private limited company (pre-2019)founded 2018active for 8 yearsRue Reine Astrid(N) 193, 7730 Estaimpuis, BelgiumKBO/BCE: BE 0699.595.573
Summary

DEVNI has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €53,419 and a net result of €98,638. Equity is growing by about 21% per year across the filed financial years. Its solvency ranks better than 36% of 22,382 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Overview

Activity
Retail sale of clothing and accessories for women, men, children and babies (general range)
NACE 47716
1 site
Size
€305,149total assets 2025
Staff
5.8 FTE
Equity
€53,419
Profit
€98,638
Turnover not published (micro format)
Financial health
84 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.4%
Structure
Accounts filed 28 days late0 of 1 deed read
Why 84raises riskSector: Retail trade (NACE 47)Equity €53,419 (17.5% of total assets)lowers riskLiquidity: current ratio 1.08, cash €145,162Figures for financial year 2025 (filed 28-08-2026)Show the evidence

Checked score

Score 2025
84 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 52% of its sector peers (NACE 47, micro)
Financial strength · tick = 2024
Strong
Solvency 43-4
equity 17.5% of total assets
Liquidity 55-3
short-term debt 82.5% · cash 47.6%
Profitability 100=
return on assets 32.3%
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,225 companies, NACE 47, micro)
Last 24 months 11-2024: 0.5% 12-2024: 0.5%● unchanged vs 11-2024 01-2025: 0.5%● unchanged vs 12-2024 02-2025: 0.5%● unchanged vs 01-2025 03-2025: 0.5%● unchanged vs 02-2025 04-2025: 0.5%● unchanged vs 03-2025 05-2025: 0.5%● unchanged vs 04-2025 06-2025: 0.5%● unchanged vs 05-2025 07-2025: 0.5%● unchanged vs 06-2025 08-2025: 0.4%▼ -0.1 percentage points vs 07-2025 09-2025: 0.4%● unchanged vs 08-2025 10-2025: 0.4%● unchanged vs 09-2025 11-2025: 0.4%● unchanged vs 10-2025 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.4%● unchanged vs 12-2025 02-2026: 0.4%● unchanged vs 01-2026 03-2026: 0.4%● unchanged vs 02-2026 04-2026: 0.4%● unchanged vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.4%● unchanged vs 05-2026lowest value 07-2026: 0.4%● unchanged vs 06-2026 08-2026: 0.6%▲ +0.2 percentage points vs 07-2026highest value 09-2026: 0.4%▼ -0.2 percentage points vs 08-2026 10-2026: 0.4%● unchanged vs 09-2026
Credit of up to €4,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.08, compared with 1.09 in 2024, below the usual 1.5; short-term debt: 82.5% and cash: 47.6% of total assets), and 82.5% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 33% on solvency, 60% on liquidity, 96% on profitability and 20% on growth.

The bankruptcy probability was computed on 19-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Sector: Retail trade (NACE 47)
KBO
lowers risk · Liquidity: current ratio 1.08, cash €145,162
NBB · annual accounts
raises risk · Equity €53,419 (17.5% of total assets)
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed 28-08-2026)
NBB · annual accounts
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 7 filings
Deviation from the deadline
2025
28 days late
2024
1 day early
2023
27 days late
2022
3 days early
2021
3 days early
2020
31 days late
2019
10 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 10 days after the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
19-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Highest result from 2019 to 2025net €106,093 ▲36.7%

Financials · financial year 2025, micro format

2025 annual accounts filed late (28 days) Filed on 28 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00479790.

Equity
€53,419▼ 20.4%
2024 · €67,113
Total assets
€305,149▲ 0.6%
2024 · €303,298
Net result
€98,638▼ 7.0%
2024 · €106,093
Working capital
€18,922▼ 10.6%
2024 · €21,164
Trend over the years

2021 to 2025, 5 financial years 2019 to 2025, 7 financial years

The operating result falls in 2025; 2025 is 12% below 2024.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€135,615 2025 Net result€98,638 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 47, Retail trade: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).

Every figure with its change against the financial year before
favourable unfavourable
Line2019202020212022202320242025
Operating result€6,791--€37,351€22,743€70,226▲ 209%€114,637▲ 63.2%€154,141▲ 34.5%€135,615▼ 12.0%
Net result-€514--€41,698below the sector's middle half▼ 8,015%€17,890within the sector's middle half€59,141above the sector's middle half▲ 231%€77,602above the sector's middle half▲ 31.2%€106,093above the sector's middle half▲ 36.7%€98,638above the sector's middle half▼ 7.0%
Equity€18,086--€23,612below the sector's middle half-€5,722below the sector's middle half▲ 75.8%€53,419within the sector's middle half€56,020within the sector's middle half▲ 4.9%€67,113within the sector's middle half▲ 19.8%€53,419within the sector's middle half▼ 20.4%
Total assets€248,517-€201,189within the sector's middle half▼ 19.0%€206,165within the sector's middle half▲ 2.5%€213,078within the sector's middle half▲ 3.4%€311,387within the sector's middle half▲ 46.1%€303,298within the sector's middle half▼ 2.6%€305,149within the sector's middle half▲ 0.6%
Debt€230,430-€224,801▼ 2.4%€211,887▼ 5.7%€159,660▼ 24.6%€255,366▲ 59.9%€236,185▼ 7.5%€251,730▲ 6.6%
Working capital-€57,935--€80,573below the sector's middle half▼ 39.1%-€59,120below the sector's middle half▲ 26.6%€4,436within the sector's middle half-€12,315below the sector's middle half€21,164within the sector's middle half€18,922within the sector's middle half▼ 10.6%
Solvency7.3%--11.7%below the sector's middle half▼ 19.0pp-2.8%below the sector's middle half▲ 9.0pp25.1%within the sector's middle half▲ 27.8pp18.0%within the sector's middle half▼ 7.1pp22.1%within the sector's middle half▲ 4.1pp17.5%within the sector's middle half▼ 4.6pp
Current ratio0.58-0.45below the sector's middle half▼ 0.130.63below the sector's middle half▲ 0.181.03within the sector's middle half▲ 0.400.95within the sector's middle half▼ 0.081.09within the sector's middle half▲ 0.141.08within the sector's middle half▼ 0.01
Return on assets (ROA)-0.2%--20.7%below the sector's middle half▼ 20.5pp8.7%within the sector's middle half▲ 29.4pp27.8%above the sector's middle half▲ 19.1pp24.9%above the sector's middle half▼ 2.8pp35.0%above the sector's middle half▲ 10.1pp32.3%above the sector's middle half▼ 2.7pp
Staff (FTE)2.2-2.5within the sector's middle half▲ 13.6%3.1▲ 24.0%4.1▲ 32.3%4.9▲ 19.5%5.5▲ 12.2%5.8▲ 5.5%
above within below the middle half of NACE 47, Retail trade: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the micro format does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €305,149
Fixed assets €34,497 ▼ 24.9%
Current assets €270,652 ▲ 5.2%
Equity and liabilities €305,149
Equity €53,419 ▼ 20.4%
Debt €251,730 ▲ 6.6%
Debt's share of the balance-sheet total rises from 77.9% to 82.5%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€150,089▼
2024 · €180,478
Cash flow
€113,112▼
2024 · €132,429
Debt to equity
4.71▲
2024 · 3.52
ROE
184.7%▲
2024 · 158.1%
Interest coverage
35.89▼
2024 · 37.09
Debt ≤ 1 year
€251,730▲
2024 · €236,185
Income taxes
€37,687▼
2024 · €47,283
Staff costs
€193,579▲
2024 · €191,719
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 6,713 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 95.8% are still going.

  • Micro
  • 5 to 10 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.2% stopped otherwise
95.8% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,472 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 6,713 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet Code20242025
Assets
Total assets20/58€303,298€305,149▲
Fixed assets21/28€45,949€34,497▼
Tangible fixed assets22/27€45,949€34,497▼
Land and buildings22€33,728€21,712▼
Furniture and vehicles24€12,221€12,785▲
Current assets29/58€257,349€270,652▲
Amounts receivable within one year40/41€89,317€125,490▲
Trade receivables40€151€800▲
Other amounts receivable41€89,166€124,690▲
Cash at bank and in hand54/58€168,032€145,162▼
Equity and liabilities
Total equity and liabilities10/49€303,298€305,149▲
Equity10/15€67,113€53,419▼
Contributions10/11€18,600€18,600=
Reserves13€34,819€34,819=
Distributable reserves133€34,819€34,819=
Profit (loss) carried forward14€13,694-
Amounts payable17/49€236,185€251,730▲
Amounts payable within one year42/48€236,185€251,730▲
Trade debts44€31,073€27,847▼
Suppliers440/4€31,073€27,847▼
Taxes, remuneration and social security45€117,027€117,572▲
Taxes450/3€100,360€99,693▼
Remuneration and social security454/9€16,667€17,879▲
Other amounts payable47/48€88,085€106,311▲
Income statement Code20242025
Remuneration, social security and pensions62€191,719€193,579▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26,336€14,474▼
Other operating charges640/8€3,945€4,225▲
Non-recurring operating charges66A-€12,221
Gross operating margin9900€376,142€360,114▼
Operating profit (loss)9901€154,141€135,615▼
Financial income75/76B€4,100€4,892▲
Recurring financial income75€4,100€4,892▲
Financial charges65/66B€4,866€4,182▼
Recurring financial charges65€4,866€4,182▼
Profit (loss) for the period before taxes9903€153,376€136,325▼
Income taxes67/77€47,283€37,687▼
Profit (loss) for the period9904€106,093€98,638▼
Profit (loss) for the period to be appropriated9905€106,093€98,638▼
Appropriation of the result
Profit (loss) to be appropriated9906€108,694€112,332▲
Profit (loss) brought forward from the previous period14P€2,602€13,694▲
Profit to be distributed694/7€95,000€112,332▲
Return on contributions (dividend)694€95,000€112,332▲

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2019202020212022202320242025Change
Remuneration, social security and pensions62--€95,087€127,437€164,094€191,719€193,579▲ 1.0%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€49,203€32,802€33,015€33,015€27,404€26,336€14,474▼ 45.0%
Other operating charges640/8--€6,371€3,452€5,519€3,945€4,225▲ 7.1%
Non-recurring operating charges66A------€12,221-
Gross operating margin9900€175,825€69,685€157,217€234,131€311,654€376,142€360,114▼ 4.3%
Operating profit (loss)9901€6,791-€37,351€22,743€70,226€114,637€154,141€135,615▼ 12.0%
Financial income75/76B--€327€1,175€2,365€4,100€4,892▲ 19.3%
Recurring financial income75-€576€327€1,175€2,365€4,100€4,892▲ 19.3%
Financial charges65/66B--€5,180€4,519€5,917€4,866€4,182▼ 14.1%
Recurring financial charges65€7,304€4,922€5,180€4,519€5,917€4,866€4,182▼ 14.1%
Profit (loss) for the period before taxes9903-€514-€41,698€17,890€66,882€111,085€153,376€136,325▼ 11.1%
Income taxes67/77---€7,741€33,483€47,283€37,687▼ 20.3%
Profit (loss) for the period9904-€514-€41,698€17,890€59,141€77,602€106,093€98,638▼ 7.0%
Profit (loss) for the period to be appropriated9905-€514-€41,698€17,890€59,141€77,602€106,093€98,638▼ 7.0%
Line2019202020212022202320242025Change
Assets
Total assets20/58€248,517€201,189€206,165€213,078€311,387€303,298€305,149▲ 0.6%
Formation expenses20€723€517€310€103----
Fixed assets21/28€167,477€134,882€103,567€70,758€68,335€45,949€34,497▼ 24.9%
Intangible fixed assets21€50,400€36,000€21,600€7,200----
Tangible fixed assets22/27€117,077€98,882€81,967€63,558€68,335€45,949€34,497▼ 24.9%
Land and buildings22--€81,967€63,558€49,448€33,728€21,712▼ 35.6%
Furniture and vehicles24----€18,887€12,221€12,785▲ 4.6%
Current assets29/58€80,316€65,791€102,288€142,217€243,051€257,349€270,652▲ 5.2%
Amounts receivable within one year40/41€43€7,298-€33,675€64,790€89,317€125,490▲ 40.5%
Trade receivables40---€515-€151€800▲ 429%
Other amounts receivable41---€33,160€64,790€89,166€124,690▲ 39.8%
Cash at bank and in hand54/58€80,273€58,493€102,288€108,542€178,261€168,032€145,162▼ 13.6%
Equity and liabilities
Total equity and liabilities10/49€248,517€201,189€206,165€213,078€311,387€303,298€305,149▲ 0.6%
Equity10/15€18,086-€23,612-€5,722€53,419€56,020€67,113€53,419▼ 20.4%
Contributions10/11€18,600-€18,600€18,600€18,600€18,600€18,600=
Reserves13---€34,819€34,819€34,819€34,819=
Distributable reserves133---€34,819€34,819€34,819€34,819=
Profit (loss) carried forward14-€514-€42,212-€24,322-€2,602€13,694--
Amounts payable17/49€230,430€224,801€211,887€159,660€255,366€236,185€251,730▲ 6.6%
Amounts payable after more than one year17€92,180€78,437€50,479€21,879----
Financial debts170/4--€50,479€21,879----
Amounts payable within one year42/48€138,251€146,364€161,409€137,780€255,366€236,185€251,730▲ 6.6%
Current portion of amounts payable after more than one year42--€27,958€28,599€21,879---
Trade debts44€18,349€25,154€32,379€51,642€64,212€31,073€27,847▼ 10.4%
Suppliers440/4--€32,379€51,642€64,212€31,073€27,847▼ 10.4%
Taxes, remuneration and social security45--€24,473€45,228€97,265€117,027€117,572▲ 0.5%
Taxes450/3--€12,671€40,322€81,815€100,360€99,693▼ 0.7%
Remuneration and social security454/9--€11,802€4,906€15,450€16,667€17,879▲ 7.3%
Other amounts payable47/48--€76,598€12,311€72,010€88,085€106,311▲ 20.7%
Line2019202020212022202320242025Change
Profit (loss) for the period9904-€514-€41,698€17,890€59,141€77,602€106,093€98,638▼ 7.0%
+ Depreciation and write-downs630€49,203€32,802€33,015€33,015€27,404€26,336€14,474▼ 45.0%
Operating cash flow (approximation)€48,689-€8,896€50,905€92,156€105,006€132,429€113,112▼ 14.6%
Investment in fixed assets (approximation)--€207-€1,701-€207-€24,982-€3,950-€3,022▲ 23.5%
Change in cash--€21,780€43,795€6,254€69,719-€10,229-€22,870▼ 124%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (7)
Financial year Type Filed Reference
31-12-2025 micro format 28-08-2026 2026-00479790
31-12-2024 micro format 30-07-2025 2025-00345384
31-12-2023 micro format 27-08-2024 2024-00378851
31-12-2022 micro format 28-07-2023 2023-00302618
31-12-2021 micro format 28-07-2022 2022-20236808
31-12-2020 micro format 31-08-2021 2021-64300050
31-12-2019 micro format 21-07-2020 2020-32200328

Similar companies · same sector, comparable size

Of the 6,385 active companies whose main activity is retail sale of clothing and accessories for women, men, children and babies (general range) (NACE 47716), figures are known for 2,404. 1,831 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
No directors read yet: 0 of 1 Gazette act processed. See the directors and other office holders in the KBO →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

History

On 4 July 2018, DEVNI was incorporated.1 Total assets went from €248,517 in 2019 to €305,149 in 2025 and headcount from 2.2 to 5.8 full-time equivalents.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2019 and 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-07-2027
2026
28-08
NBB filing Annual accounts filed
financial year 2025 · micro format · 28 days late
2025
30-07
NBB filing Annual accounts filed
financial year 2024 · micro format
2024
31-12
Financial Highest result from 2019 to 2025net €106,093 ▲36.7%
Operating result €154,141, net result €106,093, both a record.
27-08
NBB filing Annual accounts filed
financial year 2023 · micro format · 27 days late
2023
28-07
NBB filing Annual accounts filed
financial year 2022 · micro format
2022
28-07
NBB filing Annual accounts filed
financial year 2021 · micro format
2021
31-12
Financial Back to profitnet €17,890
Net result €17,890 after 2 loss-making years.
31-08
NBB filing Annual accounts filed
financial year 2020 · micro format · 31 days late
2020
31-12
Financial Weakest financial yearnet -€41,698
Net result drops to -€41,698, the lowest in the series; recovery starts the following year.
21-07
NBB filing Annual accounts filed
financial year 2019 · micro format
Financial milestoneNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
0 of 1 deed read
About the unread acts

We know of 1 Belgian Official Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Register details

Identification
Legal formPrivate limited company (pre-2019)
Founded04-07-2018
Financial year end31-12
Activities, NACEBEL 2025
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
E-invoicing
Reachable via Peppol
Peppol ID 0208:0699595573
Also 9925:BE0699595573
Registered 05-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 18 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Estaimpuis · 1 establishment unit since 2018
registered office establishment The establishment unit on the map
Ground area
7,079 m²
Building footprint
791 m²
Building volume
4,387 m³
2 parcels, Wallonia · tallest building 15.0 m. Linked by address, not a title deed.
1 establishment unit
Devni
Chaussée de Mons 18A, 1400 NivellesRetail sale of clothing and accessories for women, men, children and babies (general range)
since 2018unit no. 2.277.711.933
2 parcels
Wallonia 2 (100%)
Cadastral parcel Region Area Buildings Height / floors
57058A0032/00B000 Wallonia 5,511 m² 1 · 213 m² 8.2 m · 2
25783E0243/00A002 Wallonia 1,567 m² 1 · 579 m² 15.0 m · 2
How the parcels are linked
Good to know
Both parcels match the address exactly.