Devisch Jelle
ActiveThe computed 12-month bankruptcy probability of Devisch Jelle is 2.8% (moderate). The 2025 annual accounts show equity of €384k and a net result of €58k. Equity is growing by ~24.1% per year across the filed fiscal years. Its solvency ranks better than 54% of 3614 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
83
/ 100
Excellent▼ -8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▼-24
Solvency67▲+2
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
2.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 1.66 against 1.91 in 2024), but 66.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
33.2%
Return on assets
5%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
11 d early
2024
29 d early
2023
on the day
2022
35 d early
2021
31 d late
2020
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€384k▲ 17.9%
2024 · €326k
2020: €85k
2021: €178k
2022: €232k
2023: €249k
2024: €326k
2020 → 2025
Total assets
€1.16M▲ 1.8%
2024 · €1.13M
2020: €252k
2021: €374k
2022: €401k
2023: €1.09M
2024: €1.13M
2020 → 2025
Net result
€58k▼ 23.7%
2024 · €76k
2020: €73k
2021: €93k
2022: €59k
2023: €17k
2024: €76k
2020 → 2025
Working capital
€101k▼ 29.2%
2024 · €143k
2020: €57k
2021: €143k
2022: €176k
2023: €77k
2024: €143k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€178k-€232k▲ 30.4%€249k▲ 7.4%€326k▲ 30.7%€384k▲ 17.9%
Operating result€128k-€84k▼ 34.0%€39k▼ 54.0%€138k▲ 255%€108k▼ 22.0%
Net result€93k-€59k▼ 36.6%€17k▼ 71.0%€76k▲ 347%€58k▼ 23.7%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 22% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.16M
Fixed assets
€899k▲ 7.8%
Current assets
€256k▼ 14.8%
Equity and liabilities €1.16M
Equity
€384k▲ 17.9%
Debt
€771k▼ 4.6%
The debt ratio falls from 71.3% to 66.8%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€192k▼
2024 · €208k
Cash flow
€143k▼
2024 · €147k
Solvency
33.2%▲
2024 · 28.7%
Current ratio
1.66▼
2024 · 1.91
Quick ratio
1.49▼
2024 · 1.80
Debt / equity
2.01▼
2024 · 2.48
ROE
15.2%▼
2024 · 23.5%
ROA
5.0%▼
2024 · 6.7%
Interest coverage
6.58▼
2024 · 6.72
Debt
€771k▼
2024 · €809k
Debt ≤ 1 year
€155k▼
2024 · €157k
Debt > 1 year
€616k▼
2024 · €651k
Income taxes
€24k▼
2024 · €31k
Staff costs
€250k▲
2024 · €240k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.13M€1.16M▲
Fixed assets21/28€834k€899k▲
Intangible fixed assets21€2k€592▼
Tangible fixed assets22/27€832k€898k▲
Land and buildings22€747k€818k▲
Plant, machinery and equipment23€67k€52k▼
Furniture and vehicles24€17k€29k▲
Current assets29/58€301k€256k▼
Stocks and contracts in progress3€17k€26k▲
Stocks30/36€17k€26k▲
Amounts receivable within one year40/41€41k€37k▼
Trade receivables40€436€205▼
Other amounts receivable41€41k€37k▼
Current investments50/53€75k€0▼
Cash at bank and in hand54/58€148k€171k▲
Deferred charges and accrued income490/1€20k€23k▲
Equity and liabilities
Total equity and liabilities10/49€1.13M€1.16M▲
Equity10/15€326k€384k▲
Contributions10/11€12k€12k=
Reserves13€313k€372k▲
Distributable reserves133€313k€372k▲
Amounts payable17/49€809k€771k▼
Amounts payable after more than one year17€651k€616k▼
Financial debts170/4€621k€586k▼
Other amounts payable178/9€30k€30k=
Amounts payable within one year42/48€157k€155k▼
Current portion of amounts payable after more than one year42€35k€35k=
Trade debts44€23k€23k▲
Suppliers440/4€23k€23k▲
Taxes, remuneration and social security45€70k€65k▼
Taxes450/3€50k€50k▼
Remuneration and social security454/9€20k€15k▼
Other amounts payable47/48€29k€31k▲
Accrued charges and deferred income492/3€225€225=
Income statement
Code20242025
Remuneration, social security and pensions62€240k€250k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€70k€85k▲
Other operating charges640/8€3k€5k▲
Non-recurring operating charges66A€0-
Gross operating margin9900€451k€447k▼
Operating profit (loss)9901€138k€108k▼
Financial income75/76B€388€4k▲
Recurring financial income75€388€4k▲
Financial charges65/66B€31k€29k▼
Recurring financial charges65€31k€29k▼
Profit (loss) for the period before taxes9903€107k€82k▼
Income taxes67/77€31k€24k▼
Profit (loss) for the period9904€76k€58k▼
Profit (loss) for the period to be appropriated9905€76k€58k▼
Appropriation of the result
Profit (loss) to be appropriated9906€76k€58k▼
Transfer to equity691/2€76k€58k▼
To other reserves6921€76k€58k▼
Social balance
Average headcount (FTE)90877.96.2▼
The notes to these accounts (21 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €17k ▼71%
Net result drops to €17k, the lowest in the series; recovery starts the following year.
26-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €200kEq €232k ▲30.4%
3 profitable years in a row build equity to €232k.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Highest result since 2020net €93k ▲28.3%
Net result €93k, the highest in the series.
31-12
Financial
Equity above €150kEq €178k ▲110%
2 profitable years in a row build equity to €178k.
28-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Diksmuide · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grote Markt(D) 438600 DiksmuideGround area
213 m²
Building footprint
201 m²
Volume, LiDAR
1,267 m³
Parcel 32003A0196/00N000, Flanders · tallest building 13.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Père et Mère
since 20192.286.928.517
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 32003A0196/00N000 | Flanders | 213 m² | 1 · 201 m² | 13.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteDiksmuide2.286.928.517
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Of 20,234 companies in sector 56111 we hold annual accounts for 11,312. 6,939 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-03-2019
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
47252Retail sale of beverages, general range
56210Event catering
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:devisch_jelle@hotmail.com
Phone:0497/531638