Equity
€438,972 ▲ 7.2%
DEVISA GROUP has made a profit without a break since 2015.
DEVISA GROUP
Lifetime
17 annual accounts with figures on one time axispeak €369,359 (2023)
€205,244▼ 4.3%
lowest -€377 (2014)
€29,455▼ 36.8%
peak €451,189 (2023)
€438,972▲ 7.2%
€801,716▼ 6.6%
peak 2.6 FTE (2023)
1.7 FTE▼ 19.0%
Board2 names since 2021
1 directorStefan Eddy Albertine DE VILDER
Documentsfilings and deeds
24-08-202624 days late
2025abbreviated format
Result from €46,602 to €29,455Staff from 2.1 FTE to 1.7 FTECash from €80,730 to €36,446
Key points
from the 2025 annual accountsChecked score
82
Excellent
Financially stronger than 43% of micro companies in other professional activities (NACE 74)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 5,430 companies (NACE 74, micro).
About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.3%
01-2025: 0.3%● unchanged vs 12-2024lowest value
02-2025: 0.3%● unchanged vs 01-2025
03-2025: 0.3%● unchanged vs 02-2025
04-2025: 0.3%● unchanged vs 03-2025
05-2025: 0.3%● unchanged vs 04-2025
06-2025: 0.4%▲ +0.1 percentage points vs 05-2025
07-2025: 0.5%▲ +0.1 percentage points vs 06-2025
08-2025: 0.6%▲ +0.1 percentage points vs 07-2025
09-2025: 0.7%▲ +0.1 percentage points vs 08-2025
10-2025: 0.5%▼ -0.2 percentage points vs 09-2025
11-2025: 0.5%● unchanged vs 10-2025
12-2025: 0.5%● unchanged vs 11-2025
01-2026: 0.5%● unchanged vs 12-2025
02-2026: 0.5%● unchanged vs 01-2026
03-2026: 0.5%● unchanged vs 02-2026
04-2026: 0.5%● unchanged vs 03-2026
05-2026: 0.4%▼ -0.1 percentage points vs 04-2026
06-2026: 0.5%▲ +0.1 percentage points vs 05-2026
07-2026: 0.5%● unchanged vs 06-2026
08-2026: 0.9%▲ +0.4 percentage points vs 07-2026highest value
09-2026: 0.5%▼ -0.4 percentage points vs 08-2026
10-2026: 0.5%● unchanged vs 09-2026
11-2026: 0.5%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Last filed accounts filed 24 days late; 2 of the last 3 accounts late
Liquidity: current ratio 1.03, cash €36,446, halved
lowers risk
Size: 1.7 FTE, total assets €1.2m
Sector: Other professional, scientific and technical activities (NACE 74)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 74, micro). It does better than 39% of them on solvency, 40% on liquidity, 41% on profitability and 53% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 10,904 companies had the same profile as DEVISA GROUP has now. Each dot stands for 28 companies, two years later.
95.1%
were still trading
4.0%
stopped another way
0.7%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of DEVISA GROUP itself: 0.5% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 10,904 companies, not a prediction for DEVISA GROUP. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €35,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.03 (1.17 in 2024), below the usual 1.5. Short-term debt is 13.4% and cash 2.9% of total assets. 64.6% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 24 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
24 days late
2024
46 days late
2023
35 days late
2022
59 days late
2021
61 days late
2020
5 days late
2019
61 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 42 days after the deadline. In the sector (NACE 74), the median for financial year 2024 was 3 days before the deadline, and 38% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 15 September (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0808798965
Company renamed from DEVISA to DEVISA GROUP
Appointments: Stefan Eddy Albertine DE VILDER (statutory director) and MEIRE Mieke Gisèle (statutory director) · “De activiteit van veiligheidscoördinator en energiedeskundige en -adviseur; het algemeen toezicht op…” (deed in Dutch) · General meeting of 14-12-2023 · Gazette deed
Registered office moved from Oostakker to Destelbergen
New registered office: Dendermondesteenweg 646, 9070 Destelbergen · Previous registered office: Zangvogellaan 41, 9041 Oostakker · Gazette deed
First establishment
SDVISION, Dendermondesteenweg 646, Destelbergen
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| DEVISA GROUP Destelbergen | €1.2m | €205,244 | 35.4% | 1.7 |
| Vitis Regulatory Etterbeek | €1.3m | €269,370 | 20.9% | 1 |
| NineSigma Europe Leuven | €1.1m | €252,003 | 82.1% | 3.8 |
| APPELBOOM Aartselaar | €1.5m | €367,780 | 26.8% | 2.3 |
| SasConsult Harelbeke | €1.4m | €393,921 | 83.8% | 1.2 |
| OG Beheer Oud-Turnhout | €1.0m | €211,428 | 29.7% | 0.3 |
| Eva Moens Consult Deinze | €1.3m | €507,091 | 67.5% | 1 |
These companies have the same main activity as DEVISA GROUP: other professional, scientific and technical activities (NACE 74999). They are comparable in size and age: total assets between €1m and €1.5m, founded between 2006 and 2012.
Official details
Source: KBO- Status
- Active since 31-12-2008Normal situation
- Activity
- Other professional, scientific and technical activitiesNACE 74999and 3 others
- Joint committee
- 200Auxiliary committee for white-collar workers · annual accounts 2025
- Establishment unit
- 2.175.171.4519070 Destelbergen, since 01-01-2009
- Financial year end
- 31 December
- Peppol
- Reachable since 28-11-2025
Insights on DEVISA GROUP
DEVISA GROUP files the abbreviated format. That format states no turnover. The gross margin rose from €5,330 in 2009 to €205,244 in 2025.
The balance sheet grew most from 2021 to 2023 through fixed assets, financed with long-term debt.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about DEVISA GROUP
- What is the company number of DEVISA GROUP?
- The company number of DEVISA GROUP is 0808.798.965. The VAT number is the same number with BE in front: BE 0808.798.965.
- Where is DEVISA GROUP based?
- The registered office is at Dendermondesteenweg 646, 9070 Destelbergen.Company details
- What does DEVISA GROUP do?
- According to the KBO register, the main activity is other professional, scientific and technical activities (NACE 74999).
- What is the legal form of DEVISA GROUP?
- DEVISA GROUP is a private limited company (BV).
- When was DEVISA GROUP founded?
- DEVISA GROUP was founded on 31-12-2008.
- Is DEVISA GROUP still active?
- Yes, DEVISA GROUP is an active enterprise in the KBO register.
- How many employees does DEVISA GROUP have?
- DEVISA GROUP had an average of 1.7 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does DEVISA GROUP fall under?
- In its 2025 annual accounts, DEVISA GROUP states joint committee 200 (Auxiliary committee for white-collar workers).
- What is the turnover of DEVISA GROUP?
- The turnover in financial year 2025 is ≈ €520,000. This figure is estimated from the gross margin of €205,244 and 1,649 comparable companies of the same size. It probably lies between €320,000 and €980,000. It is a rough estimate.
- Is DEVISA GROUP profitable?
- In financial year 2025, DEVISA GROUP made a profit of €29,455.
- Where can I find the annual accounts of DEVISA GROUP?
- DEVISA GROUP filed 17 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of DEVISA GROUP due?
- DEVISA GROUP must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check See which support similar companies received that this one did not.Subsidies Compare this company with its sector.Sector benchmark
See how customers, suppliers and banks see your own company and what to improve first.