Turnover
≈ €51,000 estimated
The micro format states no turnover.
Devis.be
Overview
Lifetime
1 annual account with figurespeak €4,215 (2025)
€4,215
peak €2,417 (2025)
€2,417
peak €4,417 (2025)
€4,417
€12,354
Board1 name since 2025
1 directorNANCIU Florian Dragos
Documentsfilings and deeds
13-07-202618 days before the deadline
2025micro format
Incorporation 02-051 establishment registeredFirst year with figures
Key points
from the 2025 annual accountsDebts
€12,354 74% of the balance sheet
Suppliers 70%Taxes and wages 12%Other 18%
Position in the sector
€4,417
Less equity than 84% of companies in construction of buildings. Sector median €45,617 · 9,434 companies.
Checked score
54
Fair
Financially stronger than 41% of micro companies in construction of buildings (NACE 41)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
1.8% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.5% across 13,457 companies (NACE 41, micro).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
05-2026: 3.6%
06-2026: 3.6%● unchanged vs 05-2026
07-2026: 3.7%▲ +0.1 percentage points vs 06-2026highest value
08-2026: 1.7%▼ -2.0 percentage points vs 07-2026lowest value
09-2026: 1.7%● unchanged vs 08-2026
10-2026: 1.8%▲ +0.1 percentage points vs 09-2026
11-2026: 1.8%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Founded in 2025
Sector: Construction of residential and non-residential buildings (NACE 41)
Size: total assets €16,771
lowers risk
Liquidity: current ratio 1.36, cash €4,536
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 33% of them on solvency, 42% on liquidity and 49% on profitability.
The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,390 companies had the same profile as Devis.be has now. Each dot stands for 6 companies, two years later.
96.7%
were still trading
2.0%
stopped another way
1.2%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Devis.be itself is higher: 1.8% within 12 months. It rests on far more data about Devis.be than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,390 companies, not a prediction for Devis.be. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
18 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1022823923
Incorporation
Founding capital of €2,000, 100 shares · Founder: NANCIU Florian Dragos (sole founder) · Appointment: NANCIU Florian Dragos (director) · published on 02-05-2025 · Gazette deed
First establishment
Marie Collartstraat 105, Drogenbos
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Devis.be Drogenbos | €16,771 | €4,215 | 26.3% | - |
| NJ CONSTRUCTION Fleurus | €31,897 | €4,224 | 21.1% | - |
| MAW Rénovation Woluwe-Saint-Pierre | €33,107 | €7,870 | 18.3% | - |
| ANKOR Stekene | €49,824 | €2,138 | 3.1% | - |
| MB RENO Anderlecht | €16,570 | €2,340 | 20.6% | - |
| EFRAIM Vilvoorde | €7,023 | €2,350 | 65.0% | - |
| T-H CONSTRUCT Overijse | €15,973 | -€11,185 | -31.7% | - |
These companies have the same main activity as Devis.be: general construction of office buildings (NACE 41002). They are comparable in size and age: total assets between €7,020 and €49,800, founded between 2023 and 2025.
Official details
Source: KBO- Status
- Active since 29-04-2025Normal situation
- Activity
- General construction of office buildingsNACE 41002and 4 others
- Establishment unit
- 2.373.844.2771620 Drogenbos, since 29-04-2025
- Financial year end
- 31 December
- Peppol
- Reachable since 24-10-2025
Annual accounts 2025
- €4,215
- €2,417
- €4,417
- €16,771
- Filing
- Filed on 13-07-2026, 18 days before the end of the filing period
Insights on Devis.be
The computed 12-month bankruptcy probability of Devis.be is 1.8% (moderate). The 2025 annual accounts show equity of €4,417 and a net result of €2,417.
Its solvency ranks better than 33% of 9,431 sector peers (NACE 41, financial year 2025). The company has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 13-07-2026, 18 days before the deadline€4,215
€3,815
€2,417
€4,417
26.3%
1.36
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €51,000. Estimated: probably between €27,000 and €95,000.
Balance sheet
balance sheet total €16,771 on 31-12-2025What the company ownsHow it is paid for
Position in the sector
26.3%
Higher than 33% of 9,431 companies in 2025.
1.36
Higher than 38% of 9,179 companies in 2025.
14.4%
Higher than 66% of 9,251 companies in 2025.
Devis.be
Middle half of the sector
80% of the sector
Micro accounts in construction of buildings (NACE 41)
Net result: middle half · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 |
|---|---|---|
| Balance sheet: assets | ||
20/58 |
16,771 | |
29/58 |
16,771 | |
40/41 |
12,235 | |
40 |
9,231 | |
41 |
3,004 | |
54/58 |
4,536 | |
| Balance sheet: equity and liabilities | ||
10/49 |
16,771 | |
10/15 |
4,417 | |
10/11 |
2,000 | |
14 |
2,417 | |
17/49 |
12,354 | |
42/48 |
12,354 | |
44 |
8,597 | |
440/4 |
8,597 | |
45 |
1,500 | |
450/3 |
1,500 | |
47/48 |
2,257 | |
| Income statement | ||
9900 |
4,215 | |
640/8 |
400 | |
9901 |
3,815 | |
75/76B |
11 | |
75 |
11 | |
65/66B |
187 | |
65 |
187 | |
9903 |
3,639 | |
67/77 |
1,222 | |
9904 |
2,417 | |
9905 |
2,417 | |
| Appropriation of the result | ||
9906 |
2,417 | |
| Document | ||
The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 13-07-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 13-07-2026 | 2026-00289942 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 |
|---|---|---|
| 0 | ||
| 4,417 | ||
| 26.3% | ||
| 1.36 | ||
| 2.80 | ||
| 54.7% | ||
| 14.4% |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 |
|---|---|
| Financial fixed assets | €0 |
Source: notes to the 2025 annual accounts (statement of fixed assets)
Insights on Devis.be
Debt's share of the balance-sheet total is 73.7%.
Board & ownership
Board
1 director, since incorporationDirector (not named in the articles)
since 29-04-2025
term without a fixed end
listed in the 2025 annual accounts, filed on 13-07-2026
Mandates through the years
1 name, the dashed line is todayNANCIU Florian Dragos
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- NANCIU Florian Dragos
- Director (not named in the articles), from 29-04-2025 to date
Control
Capital
- Contribution
- €2,000
- Shares
- 100
- Contribution per share
- €20
- Equity per share
- €44.17 in 2025
- Source
- deed of 02-05-2025
Articles of association
deed of 02-05-2025 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Eerstvolgende algemene vergadering moet mandaat gecoöpteerde bevestigen, onbepaalde duur bij gebrek bepaling duurtijd”
- Kind of sharesThe articles set which classes of shares exist and what rights each class carries.
- 100 shares
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Wednesday of June at 18:00
Founder
At incorporation
deed of 02-05-2025 ↗
- NANCIU Florian Dragos sole founder · 100% at incorporation
Network & group
No group
Devis.be has no parent and no holdings in its annual accounts. NANCIU Florian Dragos is the only director. Devis.be shares no director with another company.
At the same address
Marie Collartstraat 105, 1620 Drogenbos · 3 other companies| Nanciu, Agata (sole trader)
establishment since 01-10-2024 |
founded in 2024 0695.838.507 |
| Alves De Oliveira, Paulo (sole trader)
establishment since 01-02-2013 |
founded in 2013 0502.908.871 |
| vereniging van mede-eigenaars rue Marie Collart 105 te 1620 Drogenbos
registered office since 09-03-1981 |
founded in 1981 0805.678.040 |
Timeline
Timeline
4 events since 2025Filings
Establishments
20252026
2026
Annual accounts 2025 filed NBBmicro format · 18 days before the deadline
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:1022823923
IncorporationFounding capital of €2,000, 100 shares · Founder: NANCIU Florian Dragos (sole founder) · Appointment: NANCIU Florian Dragos (director) · published on 02-05-20254 points ▸
- Founder, NANCIU Florian Dragos (sole founder)
- Founding capital, €2,000, 100 shares
- Registered office clause, Marie Collartstraat 105 in 1620 Drogenbos
- Director appointment, NANCIU Florian Dragos (director (not named in the articles))
- The deed holds 4 more points.
First establishment Marie Collartstraat 105, Drogenbos
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
Company details
Identity
- Enterprise number
- 1022.823.923
- VAT number
- BE 1022.823.923
- Peppol ID
- 0208:1022823923
- Other Peppol ID
- 9925:BE1022823923
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 29-04-2025
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Wednesday of June at 18:00deed of 02-05-2025 (in Dutch)
- Peppol
- Reachable since 24-10-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- Devis.be in Dutch
- Name in the Peppol Directory
- DeVis
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 02-05-2025 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Vlaams Gewest”deed of 02-05-2025 (in Dutch)
Activities
NACEBEL 202541002
General construction of office buildings main activity
43110
Demolition
43320
Joinery installation
43331
Floor and wall tiling
43341
Painting of buildings
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Exploitatie van en handel in onroerend goed; Handel in eigen onroerend goed; Verhuur en exploitatie van eigen of geleased onroerend goed…”deed of 02-05-2025 (in Dutch)
31 activities
- Exploitatie van en handel in onroerend goed;
- Handel in eigen onroerend goed;
- Verhuur en exploitatie van eigen of geleased onroerend goed;
- Bemiddeling in en beheer van onroerend goed voor een vast bedrag of op contractbasis;
- Bemiddeling in onroerend goed;
- Beheer van onroerend goed voor een vast bedrag of op contractbasis;
- Het voor eigen rekening aankopen,verkopen,oprichten,laten oprichten,verhuren,in vruchtgebruik geven,opstal verlenen van onroerende goederen in de meest ruime zin;
- Het aanleggen,oordeelkundig uitbouwen en beheren van een onroerend en roerend vermogen;alle verrichtingen met betrekking tot onroerende en roerende goederen en rechten,van welke aard ook,zoals de aan- en verkoop,de huur en verhuur,de ruil,het beheer en de valorisatie van alle verhandelbare papieren,obligaties,en dergelijke.
- Algemene bouwonderneming,het bouwrijp maken van terreinen,burgerlijke en utiliteitsgebouwen,individuele huizen,residentiële en kantoorgebouwen,gebouwen van industriële,commerciële aard
- Onderneming voor grond- en waterbouwkundige werken.
- Het leggen in gebouwen en andere bouwwerken van parket en andere houten vloerbekleding,tapijt en vloerbedekking van linoleum,rubber of kunststof.
- Aannemer van metsel- en betonwerken,waterdicht maken van bouwwerken.
- Aannemer van slopingswerken.
- Installeren van individuele verwarmingsinstallaties.
- Het uitoefenen van het beroep van sanitair installateur,loodgieter,installateur van centrale verwarming en het plaatsen van elektrotechnische installaties,airco-installaties,enzovoort.
- Het kopen en verkopen,huren en verhuren van allerhande machines en infrastructuur noodzakelijk voor de bouwnijverheid,met bedieningspersoneel of zonder.
- Het leggen van opritten in klinkers,kasseien en andere gelijkaardige materialen.
- Aannemer van schrijnwerk in hout,kunststof en metaal.
- Montage van buiten- en binnen schrijnwerk in hout,kunststof en metaal.
- Dakbedekking en bouw van daken en dakconstructies,het plaatsen van dakbedekking van ongeacht welk materiaal,het plaatsen van dakgoten en regenafvoerbuizen,het waterdicht maken van daken en dakterrassen.
- Het aanbrengen van pleister- en stukadoorswerk (inclusief het aanbrengen van een hechtgrond) aan de binnen- of buitenzijde van gebouwen en andere bouwwerken.
- Het behandelen van muren met vochtwerende en waterafstotende producten.
- Gevelreiniging door middel van zandstralen,met behulp van stoom,enzovoort,het reinigen van nieuwe gebouwen na beëindiging van de bouwwerkzaamheden.
- Overige werkzaamheden in verband met de afwerking van gebouwen.
- Het leggen van ondergrondse nutskabels.
- Plaatsen van behang.
- Schilderwerken.
- Rioleringswerken en het uitvoeren van bestratingen.
- Wegenwerken.
- Plaatsing van signalisatie.
- Alle aannemersactiviteiten in de ruimste zin van het woord.
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Marie Collartstraat 105 registered office 1620 Drogenbos | 29-04-2025 | 2.373.844.277 |
Buildings and parcels at the address
- Ground area
- 468 m²
- Buildings
- 114 m²
- Volume, LiDAR
- 952 m³
- Tallest building
- 12.7 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 22001B0198/00S003 | 468 m² | 1 · 114 m² | 12.7 m · 3 |
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 1022.823.923