Summary
Devillé Consult is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €86,090 and a net result of -€2,725. Equity has been shrinking by about 4.9% per year since 2018. Its solvency ranks better than 79% of 9,754 sector peers (NACE 64, financial year 2025). The company has been active since 2008 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Overview
Official details
Source: KBO- Status
- Active since 10-01-2008 Normal situation
- Activity
- Activities of holding companies NACE 64210and 3 others
- Establishment unit
- 2.170.740.927 1500 Halle, since 03-01-2008
- Financial year end
- 31 December
- Peppol
- Reachable since 30-12-2025
Financial position
Financial institution: outside the modelBankruptcy probability: sector outside the model
Annual accounts 2025
- Loss
- €2,725
- Equity
- €86,090
- ▼ 3.1%
- Total assets
- €106,530
- ▲ 1.8%
- 2025 accounts filed 18 days after the deadline
Signalsraises risk2025 accounts filed 18 days lateShow the evidence
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
1 signal.
raises risk
raises risk · 2025 accounts filed 18 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-08-2026, 18 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
18 days late
2024
62 days late
2023
30 days late
2022
31 days late
2021
3 days early
2020
26 days late
2019
26 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 27 days after the deadline. In the sector (NACE 64), the median for financial year 2024 was 14 days before the deadline, and 28% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (4 of the last 5 accounts filed within 31 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
Financials
Financials · financial year 2025, micro format
2025 annual accounts filed 18 days after the deadline Filed on 18 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00407910.
Annual accounts 2025 filed on 18-08-2026 at the NBB all 18 filings
Equity
€86,090▼ 3.1%
2024 · €88,815
Net result
-€2,725
2024 · €4,023
Total assets
€106,530▲ 1.8%
2024 · €104,622
Solvency
80.8%▼ 4.1pp
2024 · 84.9%
In the rankings
#8 oldest company in Halle, Finance and insurance sector
Multi-year overview
2018 to 2025, 8 financial yearsOperating result
-€2,623
2025
20182025
Net result
-€2,725
2025
lowest quarter of the sector
20182025
Equity
€86,090
▼ 3.1%
2025
middle half of the sector
20182025
Total assets
€106,530
▲ 1.8%
2025
lowest quarter of the sector
20182025
Debt
€20,440
▲ 29.3%
2025
20182025
Working capital
€43,057
▼ 37.1%
2025
middle half of the sector
20182025
Solvency
80.8%
▼ 4.1pp
2025
highest quarter of the sector
20182025
Current ratio
3.11
▼ 2.22
2025
middle half of the sector
20182025
Return on assets (ROA)
-2.6%
▼ 6.4pp
2025
lowest quarter of the sector
20182025
Every figure per financial year
Every figure with its change against the financial year before
favourable
unfavourable
Line20182019202020212022202320242025
Operating result€453--€1,937-€831▲ 57.1%€2,243€3,082▲ 37.4%-€7,414€4,188-€2,623
Net result-€13,724--€1,970▲ 85.6%-€915below the sector's middle half▲ 53.6%€2,190below the sector's middle half€3,114below the sector's middle half▲ 42.2%-€7,406below the sector's middle half€4,023within the sector's middle half-€2,725below the sector's middle half
Equity€118,891-€116,921▼ 1.7%€116,006within the sector's middle half▼ 0.8%€89,085within the sector's middle half▼ 23.2%€92,199within the sector's middle half▲ 3.5%€84,793within the sector's middle half▼ 8.0%€88,815within the sector's middle half▲ 4.7%€86,090within the sector's middle half▼ 3.1%
Total assets€118,918-€117,765▼ 1.0%€117,681below the sector's middle half▼ 0.1%€89,085below the sector's middle half▼ 24.3%€93,261below the sector's middle half▲ 4.7%€86,153below the sector's middle half▼ 7.6%€104,622below the sector's middle half▲ 21.4%€106,530below the sector's middle half▲ 1.8%
Debt€27-€844▲ 32×€1,676▲ 98.4%€1,062€1,361▲ 28.1%€15,806▲ 12×€20,440▲ 29.3%
Working capital€118,891-€116,921▼ 1.7%€116,006within the sector's middle half▼ 0.8%€76,746within the sector's middle half€65,886within the sector's middle half▼ 14.2%€68,404within the sector's middle half▲ 3.8%€43,057within the sector's middle half▼ 37.1%
Solvency100.0%-99.3%▼ 0.7pp98.6%above the sector's middle half▼ 0.7pp100.0%above the sector's middle half▲ 1.4pp98.9%above the sector's middle half▼ 1.1pp98.4%above the sector's middle half▼ 0.4pp84.9%above the sector's middle half▼ 13.5pp80.8%above the sector's middle half▼ 4.1pp
Current ratio70.23above the sector's middle half73.27above the sector's middle half49.43above the sector's middle half▼ 23.845.33above the sector's middle half▼ 44.103.11within the sector's middle half▼ 2.22
Return on assets (ROA)-11.5%--1.7%▲ 9.9pp-0.8%below the sector's middle half▲ 0.9pp2.5%within the sector's middle half▲ 3.2pp3.3%within the sector's middle half▲ 0.9pp-8.6%below the sector's middle half▼ 11.9pp3.8%within the sector's middle half▲ 12.4pp-2.6%below the sector's middle half▼ 6.4pp
above
within
below
The sector band is the middle half of the companies in Financial service activities, except insurance and pension funding (NACE 64). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
The operating result for 2025 is a loss of €2,623, after a profit of €4,188 in 2024.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €106,530
Fixed assets
€43,033 ▲ 111%
Current assets
€63,497 ▼ 24.6%
Equity and liabilities €106,530
Equity
€86,090 ▼ 3.1%
Debt
€20,440 ▲ 29.3%
Debt's share of the balance-sheet total rises from 15.1% to 19.2%. Equity is lower and debt is higher.
Key figures and ratios
ROE
-3.2%▼
2024 · 4.5%
Debt ≤ 1 year
€20,440▲
2024 · €15,806
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.
Investments
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Tangible fixed assets | - | €16,783 | €8,145 | €8,200 | €38,988 |
| Depreciation and write-downs of the year | - | €1,330 | €4,691 | €6,696 | €16,366 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
Annual accounts
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | - | - | €457 | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | - | - | €1,330 | €4,691 | €6,696 | €16,366 | ▲ 144% |
| Other operating charges640/8 | - | - | - | - | €1,043 | €384 | €440 | €1,939 | ▲ 340% |
| Gross operating margin9900 | €503 | -€1,937 | -€831 | €2,243 | €5,911 | -€2,339 | €11,324 | €15,682 | ▲ 38.5% |
| Operating profit (loss)9901 | €453 | -€1,937 | -€831 | €2,243 | €3,082 | -€7,414 | €4,188 | -€2,623 | - |
| Financial income75/76B | - | - | - | - | €250 | €8 | - | - | - |
| Recurring financial income75 | - | - | - | - | €250 | €8 | - | - | - |
| Financial charges65/66B | - | - | - | €53 | €217 | - | €165 | €103 | ▼ 38.0% |
| Recurring financial charges65 | €34 | €33 | €84 | €53 | €217 | - | €165 | €103 | ▼ 38.0% |
| Profit (loss) for the period before taxes9903 | €419 | -€1,970 | -€915 | €2,190 | €3,114 | -€7,406 | €4,023 | -€2,725 | - |
| Income taxes67/77 | €14,143 | - | - | - | - | - | - | - | - |
| Profit (loss) for the period9904 | -€13,724 | -€1,970 | -€915 | €2,190 | €3,114 | -€7,406 | €4,023 | -€2,725 | - |
| Profit (loss) for the period to be appropriated9905 | -€13,724 | -€1,970 | -€915 | €2,190 | €3,114 | -€7,406 | €4,023 | -€2,725 | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €118,918 | €117,765 | €117,681 | €89,085 | €93,261 | €86,153 | €104,622 | €106,530 | ▲ 1.8% |
| Fixed assets21/28 | - | - | - | - | €15,454 | €18,907 | €20,411 | €43,033 | ▲ 111% |
| Tangible fixed assets22/27 | - | - | - | - | €15,454 | €18,907 | €20,411 | €43,033 | ▲ 111% |
| Land and buildings22 | - | - | - | - | - | - | - | €22,346 | - |
| Plant, machinery and equipment23 | - | - | - | - | €579 | €1,106 | €1,538 | €815 | ▼ 47.0% |
| Furniture and vehicles24 | - | - | - | - | €14,874 | €17,802 | €18,873 | €19,871 | ▲ 5.3% |
| Current assets29/58 | €118,918 | €117,765 | €117,681 | €89,085 | €77,808 | €67,246 | €84,210 | €63,497 | ▼ 24.6% |
| Amounts receivable within one year40/41 | - | €35,973 | €35,968 | €53,788 | €58,652 | €59,345 | €76,937 | €55,385 | ▼ 28.0% |
| Trade receivables40 | - | - | - | €780 | €2,538 | €3,231 | €19,187 | €19,180 | = |
| Other amounts receivable41 | - | - | - | €53,008 | €56,114 | €56,114 | €57,750 | €36,205 | ▼ 37.3% |
| Cash at bank and in hand54/58 | €118,918 | €81,792 | €81,714 | €35,297 | €19,118 | €7,864 | €7,235 | €8,062 | ▲ 11.4% |
| Deferred charges and accrued income490/1 | - | - | - | - | €37 | €37 | €38 | €50 | ▲ 30.1% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €118,918 | €117,765 | €117,681 | €89,085 | €93,261 | €86,153 | €104,622 | €106,530 | ▲ 1.8% |
| Equity10/15 | €118,891 | €116,921 | €116,006 | €89,085 | €92,199 | €84,793 | €88,815 | €86,090 | ▼ 3.1% |
| Contributions10/11 | €18,600 | €18,600 | - | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Contributions outside capital11 | - | - | - | €18,600 | €18,600 | - | - | - | - |
| Other1109/19 | - | - | - | €18,600 | €18,600 | - | - | - | - |
| Reserves13 | €117,899 | €117,899 | €117,899 | €88,789 | €88,789 | €88,789 | €88,789 | €88,789 | = |
| Non-distributable reserves130/1 | - | - | - | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | - | - | - | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Distributable reserves133 | - | - | - | €86,929 | €86,929 | €86,929 | €86,929 | €86,929 | = |
| Profit (loss) carried forward14 | -€17,608 | -€19,578 | -€20,493 | -€18,303 | -€15,189 | -€22,596 | -€18,573 | -€21,298 | ▼ 14.7% |
| Amounts payable17/49 | €27 | €844 | €1,676 | - | €1,062 | €1,361 | €15,806 | €20,440 | ▲ 29.3% |
| Amounts payable within one year42/48 | €27 | €844 | €1,676 | - | €1,062 | €1,361 | €15,806 | €20,440 | ▲ 29.3% |
| Trade debts44 | - | €844 | €1,676 | - | €1,062 | €1,361 | €13,763 | €15,084 | ▲ 9.6% |
| Suppliers440/4 | - | - | - | - | €1,062 | €1,361 | €13,763 | €15,084 | ▲ 9.6% |
| Taxes, remuneration and social security45 | - | - | - | - | - | - | €1,388 | €4,700 | ▲ 239% |
| Taxes450/3 | - | - | - | - | - | - | €1,388 | €4,700 | ▲ 239% |
| Other amounts payable47/48 | - | - | - | - | - | - | €656 | €656 | = |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€13,724 | -€1,970 | -€915 | €2,190 | €3,114 | -€7,406 | €4,023 | -€2,725 | - |
| + Depreciation and write-downs630 | - | - | - | - | €1,330 | €4,691 | €6,696 | €16,366 | ▲ 144% |
| Operating cash flow (approximation) | -€13,724 | -€1,970 | -€915 | €2,190 | €4,443 | -€2,715 | €10,718 | €13,641 | ▲ 27.3% |
| Investment in fixed assets (approximation) | - | - | - | - | - | -€8,145 | -€8,200 | -€38,988 | ▼ 375% |
| Change in cash | - | -€37,126 | -€78 | -€46,416 | -€16,179 | -€11,254 | -€629 | €827 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Latest 10 of 18 filings with the National Bank
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 18-08-2026 | 2026-00407910 | |
| 31-12-2024 | micro format | 01-10-2025 | 2025-00529294 | |
| 31-12-2023 | micro format | 30-08-2024 | 2024-00430275 | |
| 31-12-2022 | micro format | 31-08-2023 | 2023-00430533 | |
| 31-12-2021 | micro format | 28-07-2022 | 2022-20249810 | |
| 31-12-2020 | micro format | 26-08-2021 | 2021-53900249 | |
| 31-12-2019 | micro format | 26-08-2020 | 2020-44800221 | |
| 31-12-2018 | micro format | 22-08-2019 | 2019-48900262 | |
| 31-12-2017 | micro format | 30-08-2018 | 2018-54400174 | |
| 31-12-2016 | micro format | 27-06-2018 | 2018-23500217 |
Timeline
Acts, filings and financial milestones
Deadline for the 2026 accounts:
2026
18-08
micro format · 18 days late
2025
01-10
micro format · 62 days late
2024
31-12
Financial
Back to profitnet €4,023
The net result is €4,023, after one loss-making year.
30-08
micro format · 30 days late
2023
31-08
micro format · 31 days late
2022
28-07
micro format · 3 days before the deadline
2021
31-12
Financial
Back to profitnet €2,190
The net result is €2,190, after 3 loss-making years.
26-08
micro format · 26 days late
2020
26-08
micro format · 26 days late
2019
22-08
micro format · 22 days late
2018
2008
18-01
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordName
Devillé Consult in Dutch
Enterprise number
0894.787.287
Legal form
Private limited company
Status
Active, normale toestand
Founded
10-01-2008
Entity type
Legal entity
Registered office and establishments
Registered office
Ninoofsesteenweg 110, 1500 Halle, Belgium
Establishment unit
Kom Chez Nous, Ninoofsesteenweg 110, 1500 Halle since 03-01-2008 · unit number 2.170.740.92747210 Retail sale of fruit and vegetables
Activities
NACEBEL 202564210
Activities of holding companies main activity
68110
Buying and selling of own real estate
70200
Business and other management consultancy
82990
Other business support services
Invoicing and payment
VAT number
BE 0894.787.287
Financial year and general meeting
Accounts at the NBBFinancial year end
31-12
Sites & property
Location
Buildings and parcels at the address
Ground area
70 m²
Building footprint
70 m²
Building volume
538 m³
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 23027F0041/00N011 | Flanders | 70 m² | 1 · 70 m² | 10.5 m · 2 |