DEVACHT TOM
ActiveDEVACHT TOM has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-15k) and a net result of €-6k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 6% of 27787 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
28
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability21▲+4
Solvency0▼-16
Growth58=
Track record100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.9 against 0.9 in 2024; short-term debt: 99.3% and cash: 2% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-25%
Return on assets
-10%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-15k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
29 d late
2024
13 d late
2023
58 d late
2022
60 d late
2021
211 d late
2020
114 d late
2019
122 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€-15k▼ 66.3%
2024 · €-9k
2018: €-4k
2019: €6k
2020: €-2k
2021: €-3k
2022: €-2k
2023: €1k
2024: €-9k
2018 → 2025
Total assets
€59k▼ 37.3%
2024 · €95k
2018: €90k
2019: €95k
2020: €110k
2021: €147k
2022: €119k
2023: €112k
2024: €95k
2018 → 2025
Net result
€-6k▲ 39.6%
2024 · €-10k
2018: €-13k
2019: €10k
2020: €-8k
2021: €-1k
2022: €1k
2023: €3k
2024: €-10k
2018 → 2025
Working capital
€-6k▲ 32.3%
2024 · €-9k
2018: €49k
2019: €41k
2020: €11k
2021: €-19k
2022: €-21k
2023: €-18k
2024: €-9k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-3k-€-2k▲ 36.0%€1k€-9k€-15k▼ 66.3%
Operating result€3k-€2k▼ 38.0%€2k▼ 13.6%€-8k€-263▲ 96.7%
Net result€-1k-€1k€3k▲ 192%€-10k€-6k▲ 39.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €263 in 2025 against €8k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €59k
Fixed assets
€7k▼ 61.8%
Current assets
€53k▼ 31.9%
Key figures and ratios
EBITDA
€10k▲
2024 · €2k
Cash flow
€5k▲
2024 · €553
Solvency
-25.0%▼
2024 · -9.4%
Current ratio
0.90▲
2024 · 0.90
Quick ratio
0.90▲
2024 · 0.77
Debt / equity
-5.00▲
2024 · -11.60
ROA
-10.0%▲
2024 · -10.3%
Interest coverage
1.81▲
2024 · 1.28
Debt
€74k▼
2024 · €104k
Debt ≤ 1 year
€59k▼
2024 · €87k
Debt > 1 year
€15k=
2024 · €15k
Staff costs
€120
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€95k€59k▼
Fixed assets21/28€17k€7k▼
Tangible fixed assets22/27€17k€7k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€1k€638▼
Leasing and similar rights25€13k€5k▼
Current assets29/58€78k€53k▼
Amounts receivable after more than one year29€25k€25k=
Other amounts receivable291€25k€25k=
Stocks and contracts in progress3€11k€0▼
Stocks30/36€6k€0▼
Contracts in progress37€5k€0▼
Amounts receivable within one year40/41€41k€27k▼
Trade receivables40€37k€27k▼
Other amounts receivable41€5k€0▼
Cash at bank and in hand54/58€336€1k▲
Equity and liabilities
Total equity and liabilities10/49€95k€59k▼
Equity10/15€-9k€-15k▼
Contributions10/11€20k€20k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€-31k€-37k▼
Amounts payable17/49€104k€74k▼
Amounts payable after more than one year17€15k€15k=
Financial debts170/4€15k€15k=
Amounts payable within one year42/48€87k€59k▼
Current portion of amounts payable after more than one year42€48k€48k=
Trade debts44€2k€2k=
Suppliers440/4€2k€2k=
Advances received on contracts in progress46€6k€0▼
Taxes, remuneration and social security45€2k€0▼
Taxes450/3€2k€0▼
Other amounts payable47/48€29k€9k▼
Accrued charges and deferred income492/3€2k€0▼
Income statement
Code20242025
Non-recurring operating income76A€5k€0▼
Remuneration, social security and pensions62-€120
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€11k▲
Other operating charges640/8€641€1k▲
Gross operating margin9900€3k€12k▲
Operating profit (loss)9901€-8k€-263▲
Financial income75/76B€25€21▼
Recurring financial income75€25€21▼
Financial charges65/66B€2k€6k▲
Recurring financial charges65€2k€6k▲
Profit (loss) for the period before taxes9903€-10k€-6k▲
Profit (loss) for the period9904€-10k€-6k▲
Profit (loss) for the period to be appropriated9905€-10k€-6k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-31k€-37k▼
Profit (loss) brought forward from the previous period14P€-21k€-31k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 29 days late
2025
13-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 13 days late
2024
27-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 58 days late
2023
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 60 days late
27-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 211 days late
2022
31-12
Financial
Back to profitnet €1k
Net result €1k after 2 loss-making years.
2021
22-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 114 days late
2020
30-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 122 days late
2019
31-12
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
26-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 118 days late
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 59 days late
2017
20-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 51 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beernem · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kasteelhoek 108730 BeernemGround area
2,978 m²
Building footprint
256 m²
Volume, LiDAR
1,509 m³
Parcel 31003A0353/00K000, Flanders · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Devacht
since 20082.174.310.329
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31003A0353/00K000 | Flanders | 2,978 m² | 1 · 256 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 20,026 companies in sector 43320 we hold annual accounts for 9,137. 920 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded02-06-2008
Fiscal year end31-12
Activities, NACEBEL
43320Joinery installation
41001General construction of residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.