DEUX PAYSANS
ActiveThe computed 12-month bankruptcy probability of DEUX PAYSANS is 3.0% (moderate). The 2025 annual accounts show negative equity (€-7k) and a net result of €-6k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 21% of 18207 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
25
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability16▼-13
Solvency21▼-4
Growth32▼-26
Track record94
Bankruptcy probability, 12 months
3.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.91 against 0.94 in 2024; short-term debt: 103.6% and cash: 1.7% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-3.6%
Return on assets
-3.2%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
22232425
2022 to 2025 · latest year €-7k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
31 d late
2024
137 d late
2023
90 d late
2022
88 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€355k
EBIT margin
-1.2%
Net result
€-6k
2024 · €1k
2022: €-2k
2023: €-26k
2024: €1k
2022 → 2025
Working capital
€-18k▼ 14.4%
2024 · €-16k
2022: €698
2023: €-25k
2024: €-16k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Turnover€355k
Equity€698-€-25k€-841▲ 96.7%€-7k▼ 724%
Operating result€-2k-€-25k▼ 986%€-359▲ 98.6%€-4k▼ 1,079%
Net result€-2k-€-26k▼ 1,025%€1k€-6k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €4k in 2025 against €359 in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €193k
Fixed assets
€11k▼ 25.0%
Current assets
€181k▼ 31.7%
Key figures and ratios
EBITDA
€-445▼
2024 · €3k
Cash flow
€-2k▼
2024 · €5k
Solvency
-3.6%▼
2024 · -0.3%
Current ratio
0.91▼
2024 · 0.94
Quick ratio
0.25▼
2024 · 0.55
Debt / equity
-28.78
ROA
-3.2%▼
2024 · 0.5%
Interest coverage
-0.22▼
2024 · 1.12
Debt
€199k▼
2024 · €281k
Debt ≤ 1 year
€199k▼
2024 · €281k
Income taxes
€53
Staff costs
€100k▲
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€280k€193k▼
Formation expenses20-€0
Fixed assets21/28€15k€11k▼
Tangible fixed assets22/27€15k€11k▼
Furniture and vehicles24€15k€11k▼
Current assets29/58€265k€181k▼
Stocks and contracts in progress3€111k€130k▲
Stocks30/36€111k€130k▲
Amounts receivable within one year40/41€146k€47k▼
Trade receivables40€142k€47k▼
Other amounts receivable41€3k€0▼
Cash at bank and in hand54/58€6k€3k▼
Deferred charges and accrued income490/1€2k€0▼
Equity and liabilities
Total equity and liabilities10/49€280k€193k▼
Equity10/15€-841€-7k▼
Contributions10/11€3k€3k=
Profit (loss) carried forward14€-4k€-10k▼
Amounts payable17/49€281k€199k▼
Amounts payable within one year42/48€281k€199k▼
Trade debts44€168k€50k▼
Suppliers440/4€168k€50k▼
Advances received on contracts in progress46-€353
Taxes, remuneration and social security45€43k€74k▲
Taxes450/3€38k€16k▼
Remuneration and social security454/9€5k€57k▲
Other amounts payable47/48€70k€75k▲
Income statement
Code20242025
Turnover70-€355k
Goods, raw materials, services and sundry goods60/61-€278k
Remuneration, social security and pensions62€11k€100k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k=
Other operating charges640/8€4k€13k▲
Gross operating margin9900€19k€112k▲
Operating profit (loss)9901€-359€-4k▼
Financial income75/76B€5k€182▼
Recurring financial income75€5k€182▼
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€1k€-6k▼
Income taxes67/77-€53
Profit (loss) for the period9904€1k€-6k▼
Profit (loss) for the period to be appropriated9905€1k€-6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-4k€-10k▼
Profit (loss) brought forward from the previous period14P€-5k€-4k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
15-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 137 days late
2024
31-12
Financial
Back to profitnet €1k
Net result €1k after 2 loss-making years.
29-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 90 days late
2023
31-12
Financial
Weakest financial yearnet €-26k
Net result drops to €-26k, the lowest in the series; recovery starts the following year.
27-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 88 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue d'Ans 1524000 LiègeGround area
464 m²
Parcel 62087B0273/00W003, Wallonia. Linked by address, not a title deed.
1 establishment unit
Meuble Papillon
since 20242.357.411.586
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62087B0273/00W003 | Wallonia | 464 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
VDD Living
BE 0763.804.229
Ingelmunster · Eq €694
HOME CONCEPT F.L.
BE 0784.970.322
Frameries · Eq €802
AMNOTRIM
BE 0821.442.421
Leuven · Eq €601
SANIDIF
BE 0726.572.362
Estaimpuis · Eq €817
Villa Viveré
BE 0537.153.534
Koksijde · Eq €591
Of 2,610 companies in sector 47551 we hold annual accounts for 1,718. 126 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-06-2022
Fiscal year end31-12
Activities, NACEBEL
47551Retail sale of household furniture
47591Retail trade
46419Wholesale trade
46471Wholesale trade
46472Wholesale trade
46473Wholesale trade
47553Retail trade
47593Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.