Liquidity
4.50 was 8.94 in 2024
Short-term debts rose from €8,682 to €18,447.
DETHIER THOMAS
Overview
Lifetime
6 annual accounts with figures on one time axispeak €42,217 (2022)
-€3,179▼ €12,186
lowest -€7,794 (2025)
-€7,794▼ €8,029
peak €80,912 (2024)
€73,118▼ 9.6%
€18,447▲ 112%
Board1 name since 2020
1 directorDETHIER Thomas
Documentsfilings and deeds
28-07-20263 days before the deadline
2025micro format
Gross margin from €9,007 to -€3,179Loss of €7,794Debts from €8,682 to €18,447
Key points
from the 2025 annual accountsFilings
6 annual accounts since 2020
The last five annual accounts were filed 0 to 31 days before the end of the period.
Position in the sector
-€7,794
Lower net result than 86% of companies in specialised construction. Sector median €10,190 · 35,144 companies.
Turnover not published (micro format)
Checked score
90
Excellent
Financially stronger than 54% of micro companies in specialised construction (NACE 43)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 47,696 companies (NACE 43, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.3%
01-2025: 0.3%● unchanged vs 12-2024
02-2025: 0.3%● unchanged vs 01-2025
03-2025: 0.3%● unchanged vs 02-2025
04-2025: 0.3%● unchanged vs 03-2025
05-2025: 0.4%▲ +0.1 percentage points vs 04-2025
06-2025: 0.3%▼ -0.1 percentage points vs 05-2025
07-2025: 0.4%▲ +0.1 percentage points vs 06-2025highest value
08-2025: 0.1%▼ -0.3 percentage points vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.2%▲ +0.1 percentage points vs 11-2025
01-2026: 0.1%▼ -0.1 percentage points vs 12-2025lowest value
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.2%▲ +0.1 percentage points vs 03-2026
05-2026: 0.2%● unchanged vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.2%● unchanged vs 06-2026
08-2026: 0.2%● unchanged vs 07-2026
09-2026: 0.2%● unchanged vs 08-2026
10-2026: 0.2%● unchanged vs 09-2026
11-2026: 0.2%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Loss of €7,794 (financial year 2025)
lowers risk
Liquidity: current ratio 4.50, cash €52,210
Equity €73,118 (79.9% of total assets)
Size: total assets €91,565
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 90% of them on solvency, 91% on liquidity, 11% on profitability and 24% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 3,440 companies had the same profile as DETHIER THOMAS has now. Each dot stands for 9 companies, two years later.
90.1%
were still trading
7.4%
stopped another way
2.3%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of DETHIER THOMAS itself is lower: 0.2% within 12 months. It rests on far more data about DETHIER THOMAS than the profile alone.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,440 companies, not a prediction for DETHIER THOMAS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €6,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 4.5 (8.94 in 2024), above the usual 1.5. Short-term debt is 20.1% and cash 57% of total assets. 20.1% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
3 days early
2024
8 days early
2023
20 days early
2022
on the day
2021
31 days early
2020
16 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 13 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 23 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0746722232
Incorporation
Founding capital of €5,000 · Appointment: DETHIER Thomas (director) · Founder: DETHIER Thomas (comparant) · published on 08-05-2020 · Gazette deed
First establishment
DETHIER THOMAS SRL, route de G'hâstêr,Ovifat 27, Waimes
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| DETHIER THOMAS Waimes | €91,565 | -€3,179 | 79.9% | - |
| Schrijn- en Dakwerken Durnez Heusden-Zolder | €81,179 | -€1,060 | 24.0% | - |
| DAKWERKEN VERVOORT GERT Turnhout | €79,823 | -€11,468 | 48.3% | - |
| RoofAlert Schoten | €79,559 | -€21,111 | 51.4% | - |
| Algemene Dakwerken VDS Wervik | €103,204 | -€1,437 | 12.1% | - |
| DAKTIGO Ypres | €76,942 | -€20,222 | -54.3% | - |
| Dakwerken VERCRUYSSE Franky Destelbergen | €85,841 | -€1,676 | 36.9% | - |
These companies have the same main activity as DETHIER THOMAS: roofing work (NACE 43410). They are comparable in size and age: total assets between €76,900 and €103,000, founded between 2019 and 2021.
Official details
Source: KBO- Status
- Active since 06-05-2020Normal situation
- Activity
- Roofing workNACE 43410and 4 others
- Establishment unit
- 2.302.986.8664950 Waimes, since 06-05-2020
- Financial year end
- 31 December
- Peppol
- Reachable since 15-12-2025
Annual accounts 2025
- -€3,179
- €7,794
- €73,118▼ 9.6%
- €91,565▲ 2.2%
- Filing
- Filed on 28-07-2026, 3 days before the end of the filing period
Insights on DETHIER THOMAS
DETHIER THOMAS files the micro format. That format states no turnover. The gross margin fell from €23,028 in 2020 to -€3,179 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 28-07-2026, 3 days before the deadline-€3,179
▼ €12,186
-€9,454
▼ €8,555
-€7,794
▼ €8,029
€64,495
▼ 6.5%
79.9%
▼ 10.5 percentage points
4.50
▼ 4.45
Turnover and EBIT margin are not published. The micro format does not require them.
Balance sheet
balance sheet total €91,565 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
79.9%
Higher than 85% of 35,156 companies in 2025.
4.50
Higher than 83% of 34,529 companies in 2025.
-8.5%
Higher than 13% of 34,730 companies in 2025.
DETHIER THOMAS
Middle half of the sector
80% of the sector
Micro accounts in specialised construction (NACE 43)
Net result: bottom quarter · Equity: middle half · Balance sheet total: middle half · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
| Balance sheet: assets | |||||||
20/58 |
91,565 | 89,594 | 100,878 | 159,226 | 52,636 | 27,721 | |
21/28 |
8,623 | 11,965 | 20,499 | 15,693 | 13,199 | 6,700 | |
22/27 |
8,623 | 11,965 | 20,499 | 15,693 | 13,199 | 6,700 | |
23 |
6,122 | 7,663 | 14,385 | 9,701 | 13,199 | 6,700 | |
24 |
2,501 | 4,302 | 6,114 | 5,992 | - | - | |
29/58 |
82,942 | 77,629 | 80,379 | 143,534 | 39,437 | 21,021 | |
3 |
7,125 | 11,533 | 18,713 | 17,425 | 2,110 | - | |
30/36 |
1,171 | 1,167 | 2,894 | 3,932 | 2,110 | - | |
37 |
5,955 | 10,366 | 15,819 | 13,493 | - | - | |
40/41 |
21,460 | 21,352 | 26,486 | 104,989 | 25,222 | 7,868 | |
40 |
5,923 | 9,211 | 13,013 | 92,113 | 17,148 | 5,626 | |
41 |
15,537 | 12,141 | 13,473 | 12,876 | 8,074 | 2,242 | |
54/58 |
52,210 | 43,524 | 32,403 | 19,227 | 10,419 | 12,398 | |
490/1 |
2,147 | 1,219 | 2,777 | 1,892 | 1,686 | 754 | |
| Balance sheet: equity and liabilities | |||||||
10/49 |
91,565 | 89,594 | 100,878 | 159,226 | 52,636 | 27,721 | |
10/15 |
73,118 | 80,912 | 80,677 | 67,200 | 39,465 | 22,022 | |
10/11 |
5,000 | 5,000 | 5,000 | 5,000 | 5,000 | 5,000 | |
13 |
40,000 | 40,000 | 40,000 | 27,000 | - | - | |
133 |
40,000 | 40,000 | 40,000 | 27,000 | - | - | |
14 |
28,118 | 35,912 | 35,677 | 35,200 | 34,465 | 17,022 | |
17/49 |
18,447 | 8,682 | 20,201 | 92,026 | 13,171 | 5,699 | |
42/48 |
18,447 | 8,682 | 20,201 | 92,026 | 13,171 | 5,699 | |
44 |
6,089 | 3,499 | 15,047 | 55,249 | 5,525 | 3,343 | |
440/4 |
6,089 | 3,499 | 15,047 | 55,249 | 5,525 | 3,343 | |
46 |
- | - | - | 30,000 | - | - | |
45 |
9,000 | 5,183 | 5,154 | 3,472 | 1,000 | - | |
450/3 |
9,000 | 5,183 | 5,154 | 3,472 | 1,000 | - | |
47/48 |
3,359 | - | - | 3,305 | 6,646 | 2,356 | |
| Income statement | |||||||
9900 |
-3,179 | 9,007 | 23,184 | 42,217 | 23,562 | 23,028 | |
630 |
5,961 | 9,588 | 7,395 | 5,193 | 2,809 | 1,600 | |
640/8 |
313 | 317 | 304 | 229 | 322 | 111 | |
9901 |
-9,454 | -898 | 15,485 | 36,795 | 20,430 | 21,317 | |
75/76B |
1,729 | 1,232 | 1,789 | 1,983 | 1,223 | 739 | |
75 |
1,729 | 1,232 | 1,789 | 1,983 | 1,223 | 739 | |
65/66B |
87 | 70 | 74 | 43 | 210 | 35 | |
65 |
87 | 70 | 74 | 43 | 210 | 35 | |
9903 |
-7,812 | 264 | 17,200 | 38,735 | 21,443 | 22,022 | |
67/77 |
-18 | 29 | 3,723 | 11,000 | 4,000 | 5,000 | |
9904 |
-7,794 | 235 | 13,477 | 27,735 | 17,443 | 17,022 | |
9905 |
-7,794 | 235 | 13,477 | 27,735 | 17,443 | 17,022 | |
| Appropriation of the result | |||||||
9906 |
28,118 | 35,912 | 48,677 | 62,200 | 34,465 | 17,022 | |
14P |
35,912 | 35,677 | 35,200 | 34,465 | 17,022 | - | |
691/2 |
- | - | 13,000 | 27,000 | - | - | |
6921 |
- | - | 13,000 | 27,000 | - | - | |
| Document | |||||||
The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 28-07-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 28-07-2026 | 2026-00340787 | |
| 31-12-2024 | micro format | 23-07-2025 | 2025-00297644 | |
| 31-12-2023 | micro format | 11-07-2024 | 2024-00234155 | |
| 31-12-2022 | micro format | 31-07-2023 | 2023-00293404 | |
| 31-12-2021 | micro format | 30-06-2022 | 2022-20111495 | |
| 31-12-2020 | micro format | 15-07-2021 | 2021-35300472 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
| -3,492 | 8,690 | 22,881 | 41,988 | 23,240 | 22,917 | ||
| -1,833 | 9,823 | 20,872 | 32,928 | 20,253 | 18,622 | ||
| 2,619 | 1,055 | 12,202 | 7,686 | 9,309 | 8,300 | ||
| 8,685 | 11,121 | 13,176 | 8,808 | -1,980 | - | ||
| 64,495 | 68,947 | 60,178 | 51,508 | 26,266 | 15,322 | ||
| 79.9% | 90.3% | 80.0% | 42.2% | 75.0% | 79.4% | ||
| 4.50 | 8.94 | 3.98 | 1.56 | 2.99 | 3.69 | ||
| 4.11 | 7.61 | 3.05 | 1.37 | 2.83 | 3.69 | ||
| 0.25 | 0.11 | 0.25 | 1.37 | 0.33 | 0.26 | ||
| -10.7% | 0.3% | 16.7% | 41.3% | 44.2% | 77.3% | ||
| -8.5% | 0.3% | 13.4% | 17.4% | 33.1% | 61.4% | ||
| -39.91 | over 100 | over 100 | over 100 | over 100 | - |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Tangible fixed assets | €2,619 | €1,055 | €12,202 | €7,686 | €9,309 |
| €5,961 | €9,588 | €7,395 | €5,193 | €2,809 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
Insights on DETHIER THOMAS
The operating result for 2025 is a loss of €9,454, larger than the loss of €898 in 2024. It is the lowest result since 2020.
Debt's share of the balance-sheet total rises from 9.7% to 20.1%. Equity is lower and debt is higher.
Board & ownership
Board
1 director, since incorporationDirector (not named in the articles)
since 06-04-2020
term without a fixed end
listed in the 2025 annual accounts, filed on 28-07-2026
Mandates through the years
1 name, the dashed line is todayDETHIER Thomas
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- DETHIER Thomas
- Director (not named in the articles), from 06-04-2020 to date
Control
Founder
DETHIER Thomas
This company
DETHIER THOMAS
Equity €73,118
Loss €7,794 in 2025
Capital
- Contribution
- €5,000
- Source
- deed of 08-05-2020
Articles of association
deed of 08-05-2020 (in French)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- At least 1 director
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Friday of June at 19:00
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one.
- No statutory auditor
Founder
At incorporation
deed of 08-05-2020 ↗
- DETHIER Thomas sole founder · 100% at incorporation
Network & group
No group
DETHIER THOMAS has no parent and no holdings in its annual accounts. DETHIER Thomas is the only director. DETHIER THOMAS shares no director with another company.
Timeline
Timeline
13 events since 2020Filings
Financial
Establishments
2020202220242026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed NBBmicro format · 3 days before the deadline
2025
Weakest financial year net -€7,794 The net result drops to -€7,794, the lowest from 2020 to 2025.
Registered in the Peppol Directory Reachable for e-invoices through 0208:0746722232
Annual accounts 2024 filed PDFmicro format · 8 days before the deadline
2024
Liquidity more than doubled current ratio 8.94 The current ratio rises from 3.98 to 8.94. Short-term debt falls from €20,201 to €8,682.
Annual accounts 2023 filed PDFmicro format · 20 days before the deadline
2023
Liquidity more than doubled current ratio 3.98 The current ratio rises from 1.56 to 3.98. Short-term debt falls from €92,026 to €20,201.
Annual accounts 2022 filed PDFmicro format · on the deadline day
2022
Highest result from 2020 to 2025 net €27,735 ▲59% The operating result of €36,795 and the net result of €27,735 are both a record.
Annual accounts 2021 filed PDFmicro format · 31 days before the deadline
2021
Annual accounts 2020 filed PDFmicro format · 16 days before the deadline
2020
IncorporationFounding capital of €5,000 · Appointment: DETHIER Thomas (director) · Founder: DETHIER Thomas (comparant) · published on 08-05-20206 points ▸
- Founder, DETHIER Thomas (comparant)
- Founding capital, €5,000
- Registered office clause, Route de G’hâster 27, 4950 WAIMES (Ovifat)
- Board rule, 1
- Director appointment, DETHIER Thomas (director (not named in the articles))
- Power of attorney, Olivier Crespin
- The deed holds 4 more points.
First establishment DETHIER THOMAS SRL, route de G'hâstêr,Ovifat 27, Waimes
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Identity
- Enterprise number
- 0746.722.232
- VAT number
- BE 0746.722.232
- Peppol ID
- 0208:0746722232
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 06-05-2020
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Friday of June at 19:00deed of 08-05-2020 (in French)
- Peppol
- Reachable since 15-12-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- DETHIER THOMAS in French
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 08-05-2020 (in French)
Activities
NACEBEL 202543410
Roofing work main activity
43320
Joinery installation
Codes under NACEBEL 2008
43910
Specialised construction activities main activity
43320
Joinery installation
43390
Specialised construction activities
43991
Specialised construction activities
43995
Specialised construction activities
43999
Specialised construction activities
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Tous travaux de couverture de toitures comprenant le montage de charpentes,la pose de couvertures en tout matériaux et la mise en place des…”deed of 08-05-2020 (in French)
9 activities
- Tous travaux de couverture de toitures comprenant le montage de charpentes,la pose de couvertures en tout matériaux et la mise en place des éléments d’évacuation des eaux de pluie et d’étanchéification ainsi que la démolition et l’évacuation de ceux-ci.
- Tous travaux de couvertures métalliques et non-métalliques de constructions.
- Tous travaux d’étanchéité et de revêtement de constructions par asphaltage et bitumage.
- Tous travaux de mise en œuvre dans des bâtiments ou d’autres projets de constructions de : matériaux d’isolation thermique,matériaux d’isolation acoustique et antivibratile.
- Tous travaux de transport et de levage de matériaux par camion grue,ainsi que la location de ce matériel avec opérateur.
- Tous travaux d’aménagements,d’entretiens et de réparations,les travaux de carrelage et de mosaïque et tous autres revêtements de murs et de sols,travaux de plafonnage,cimentage,crépissage,pose de chapes,travaux de charpenterie,menuiserie,menuiserie métallique et plastique,placement de serrureries,quincailleries,fenêtres,portes,plinthes,volets,parquets,cloisons,faux plafonds,travaux de vitrerie,peintures,tapissage,décoration,travaux de zinguerie,plomberie,sanitaire.
- Tous travaux de montage et démontage d’échafaudages et de plates formes de travail à l’exclusion de la location de celles-ci.
- La fabrication et la pose de couverture en métal : gouttières,faîtages,etc.
- Le transport de bois,le sciage de bois et la vente de bois en général.
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| DETHIER THOMAS SRL registered office route de G'hâstêr,Ovifat 27, 4950 Waimes | 06-05-2020 | 2.302.986.866 |
Buildings and parcels at the address
- Ground area
- 1,546 m²
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 63552C0023/00M000 | 1,546 m² | - | - |
Contact
E-mail
thomas.dethier86@gmail.com establishment in Waimes
Phone
+32 479 21 24 81 establishment in Waimes
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0746.722.232