DETECTO
ActiveSummary
DETECTO has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €53k and a net result of €17k. Equity is growing by ~6.6% per year across the filed fiscal years. Its solvency ranks better than 66% of 27965 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability94▲+3
Solvency86▲+19
Growth52=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 2.39 against 1.56 in 2024; short-term debt: 37.1% and cash: 42.4% of total assets), and 38.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
61.5%
Return on assets
20.1%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
29 d late
2024
29 d late
2023
31 d late
2022
29 d late
2021
30 d late
2020
31 d late
2019
70 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€53k▲ 48.7%
2024 · €35k
2018: €27k
2019: €27k▼ -1.1% vs 2018
2020: €27k▲ +2.5% vs 2019
2021: €23k▼ -17.2% vs 2020lowest in 8 years
2022: €30k▲ +32.5% vs 2021
2023: €34k▲ +14.2% vs 2022
2024: €35k▲ +3.6% vs 2023
2025: €53k▲ +48.7% vs 2024highest in 8 years
2018 → 2025
Total assets
€85k▲ 1.3%
2024 · €84k
2018: €113khighest in 8 years
2019: €87k▼ -23.4% vs 2018
2020: €79k▼ -8.4% vs 2019
2021: €87k▲ +10.4% vs 2020
2022: €75k▼ -14.6% vs 2021lowest in 8 years
2023: €93k▲ +24.2% vs 2022
2024: €84k▼ -8.9% vs 2023
2025: €85k▲ +1.3% vs 2024
2018 → 2025
Net result
€17k▲ 13.0%
2024 · €15k
2018: €19khighest in 8 years
2019: €63▼ -99.7% vs 2018
2020: €3k▲ +4458% vs 2019
2021: €-3k▼ -190% vs 2020lowest in 8 years
2022: €7k▲ +388% vs 2021
2023: €18k▲ +147% vs 2022
2024: €15k▼ -16.6% vs 2023
2025: €17k▲ +13.0% vs 2024
2018 → 2025
Working capital
€44k▲ 71.3%
2024 · €26k
2018: €24k
2019: €25k▲ +3.1% vs 2018
2020: €27k▲ +11.4% vs 2019
2021: €6k▼ -77.6% vs 2020lowest in 8 years
2022: €20k▲ +228% vs 2021
2023: €25k▲ +23.2% vs 2022
2024: €26k▲ +3.5% vs 2023
2025: €44k▲ +71.3% vs 2024highest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€23k-€30k▲ 32.5%€34k▲ 14.2%€35k▲ 3.6%€53k▲ 48.7%
2021: €23klowest in 5 years
2022: €30k▲ +32.5% vs 2021
2023: €34k▲ +14.2% vs 2022
2024: €35k▲ +3.6% vs 2023
2025: €53k▲ +48.7% vs 2024highest in 5 years
Operating result€-2k-€10k€24k▲ 134%€20k▼ 14.9%€23k▲ 13.8%
2021: €-2klowest in 5 years
2022: €10k▲ +556% vs 2021
2023: €24k▲ +134% vs 2022highest in 5 years
2024: €20k▼ -14.9% vs 2023
2025: €23k▲ +13.8% vs 2024
Net result€-3k-€7k€18k▲ 147%€15k▼ 16.6%€17k▲ 13.0%
2021: €-3klowest in 5 years
2022: €7k▲ +388% vs 2021
2023: €18k▲ +147% vs 2022highest in 5 years
2024: €15k▼ -16.6% vs 2023
2025: €17k▲ +13.0% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 14% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €85k
Fixed assets
€10k ▼ 21.8%
Current assets
€76k ▲ 5.3%
Equity and liabilities €85k
Equity
€53k ▲ 48.7%
Debt
€33k ▼ 32.9%
Debt's share of the balance-sheet total falls from 58.2% to 38.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€28k▲
2024 · €27k
Cash flow
€23k▲
2024 · €22k
Current ratio
2.39▲
2024 · 1.56
Debt to equity
0.63▼
2024 · 1.39
ROE
32.8%▼
2024 · 43.1%
ROA
20.1%▲
2024 · 18.1%
Interest coverage
52.97▼
2024 · 69.46
Debt ≤ 1 year
€32k▼
2024 · €46k
Debt > 1 year
€1k▼
2024 · €3k
Income taxes
€5k▲
2024 · €5k
Staff costs
€50k▼
2024 · €53k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€84k€85k▲
Fixed assets21/28€12k€10k▼
Tangible fixed assets22/27€12k€10k▼
Plant, machinery and equipment23€10k€9k▼
Furniture and vehicles24€3k€1k▼
Current assets29/58€72k€76k▲
Amounts receivable within one year40/41€42k€39k▼
Trade receivables40€41k€39k▼
Other amounts receivable41€570€184▼
Cash at bank and in hand54/58€28k€36k▲
Deferred charges and accrued income490/1€2k€804▼
Equity and liabilities
Total equity and liabilities10/49€84k€85k▲
Equity10/15€35k€53k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€15k€32k▲
Amounts payable17/49€49k€33k▼
Amounts payable after more than one year17€3k€1k▼
Financial debts170/4€3k€1k▼
Amounts payable within one year42/48€46k€32k▼
Current portion of amounts payable after more than one year42€2k€2k▲
Trade debts44€5k€3k▼
Suppliers440/4€5k€3k▼
Taxes, remuneration and social security45€26k€27k▲
Taxes450/3€14k€17k▲
Remuneration and social security454/9€12k€10k▼
Other amounts payable47/48€14k€385▼
Income statement
Code20242025
Remuneration, social security and pensions62€53k€50k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€5k▼
Other operating charges640/8€683€881▲
Non-recurring operating charges66A-€2k
Gross operating margin9900€81k€81k=
Operating profit (loss)9901€20k€23k▲
Financial charges65/66B€395€537▲
Recurring financial charges65€395€537▲
Profit (loss) for the period before taxes9903€20k€23k▲
Income taxes67/77€5k€5k▲
Profit (loss) for the period9904€15k€17k▲
Profit (loss) for the period to be appropriated9905€15k€17k▲
Appropriation of the result
Profit (loss) to be appropriated9906€29k€32k▲
Profit (loss) brought forward from the previous period14P€14k€15k▲
Profit to be distributed694/7€14k-
Return on contributions (dividend)694€14k-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €826 | - | - | - | - | - |
| Remuneration, social security and pensions62 | €45k | €46k | €49k | €53k | €50k | ▼ 5.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €14k | €9k | €5k | €7k | €5k | ▼ 24.8% |
| Other operating charges640/8 | €554 | €581 | €668 | €683 | €881 | ▲ 29.0% |
| Non-recurring operating charges66A | - | - | - | - | €2k | - |
| Gross operating margin9900 | €58k | €67k | €79k | €81k | €81k | = |
| Operating profit (loss)9901 | €-2k | €10k | €24k | €20k | €23k | ▲ 13.8% |
| Financial income75/76B | €600 | €87 | €49 | - | - | - |
| Recurring financial income75 | €600 | €87 | €49 | - | - | - |
| Financial charges65/66B | €334 | €234 | €262 | €395 | €537 | ▲ 36.1% |
| Recurring financial charges65 | €334 | €234 | €262 | €395 | €537 | ▲ 36.1% |
| Profit (loss) for the period before taxes9903 | €-2k | €10k | €24k | €20k | €23k | ▲ 13.4% |
| Income taxes67/77 | €592 | €3k | €5k | €5k | €5k | ▲ 14.6% |
| Profit (loss) for the period9904 | €-3k | €7k | €18k | €15k | €17k | ▲ 13.0% |
| Profit (loss) for the period to be appropriated9905 | €-3k | €7k | €18k | €15k | €17k | ▲ 13.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €87k | €75k | €93k | €84k | €85k | ▲ 1.3% |
| Fixed assets21/28 | €19k | €10k | €14k | €12k | €10k | ▼ 21.8% |
| Tangible fixed assets22/27 | €19k | €9k | €13k | €12k | €10k | ▼ 21.8% |
| Plant, machinery and equipment23 | €83 | - | €7k | €10k | €9k | ▼ 10.9% |
| Furniture and vehicles24 | €19k | €9k | €6k | €3k | €1k | ▼ 57.8% |
| Financial fixed assets28 | €275 | €295 | €295 | - | - | - |
| Current assets29/58 | €68k | €65k | €79k | €72k | €76k | ▲ 5.3% |
| Amounts receivable within one year40/41 | €38k | €48k | €55k | €42k | €39k | ▼ 6.8% |
| Trade receivables40 | €37k | €47k | €55k | €41k | €39k | ▼ 5.9% |
| Other amounts receivable41 | €1k | €1k | - | €570 | €184 | ▼ 67.7% |
| Cash at bank and in hand54/58 | €27k | €14k | €21k | €28k | €36k | ▲ 27.9% |
| Deferred charges and accrued income490/1 | €3k | €3k | €3k | €2k | €804 | ▼ 61.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €87k | €75k | €93k | €84k | €85k | ▲ 1.3% |
| Equity10/15 | €23k | €30k | €34k | €35k | €53k | ▲ 48.7% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Reserves13 | €2k | €2k | €2k | €2k | €2k | = |
| Non-distributable reserves130/1 | €2k | €2k | - | - | - | - |
| Reserves not available under the articles1311 | €2k | €2k | - | - | - | - |
| Distributable reserves133 | - | - | €2k | €2k | €2k | = |
| Profit (loss) carried forward14 | €2k | €9k | €14k | €15k | €32k | ▲ 116% |
| Investment grants15 | €136 | €49 | - | - | - | - |
| Amounts payable17/49 | €65k | €45k | €59k | €49k | €33k | ▼ 32.9% |
| Amounts payable after more than one year17 | €3k | - | €4k | €3k | €1k | ▼ 56.1% |
| Financial debts170/4 | €3k | - | €4k | €3k | €1k | ▼ 56.1% |
| Amounts payable within one year42/48 | €62k | €45k | €54k | €46k | €32k | ▼ 31.4% |
| Current portion of amounts payable after more than one year42 | €14k | €3k | €1k | €2k | €2k | ▲ 4.9% |
| Trade debts44 | €13k | €14k | €12k | €5k | €3k | ▼ 46.7% |
| Suppliers440/4 | €6k | €5k | €7k | €5k | €3k | ▼ 46.7% |
| Bills of exchange payable441 | €7k | €10k | €5k | - | - | - |
| Taxes, remuneration and social security45 | €21k | €21k | €25k | €26k | €27k | ▲ 5.0% |
| Taxes450/3 | €14k | €10k | €13k | €14k | €17k | ▲ 25.4% |
| Remuneration and social security454/9 | €7k | €11k | €12k | €12k | €10k | ▼ 17.4% |
| Other amounts payable47/48 | €14k | €6k | €16k | €14k | €385 | ▼ 97.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-3k | €7k | €18k | €15k | €17k | ▲ 13.0% |
| + Depreciation and write-downs630 | €14k | €9k | €5k | €7k | €5k | ▼ 24.8% |
| Operating cash flow (approximation) | €12k | €17k | €23k | €22k | €23k | ▲ 1.0% |
| Investment in fixed assets (approximation) | - | €-206 | €-9k | €-6k | €-3k | ▲ 56.0% |
| Change in cash | - | €-13k | €7k | €8k | €8k | ▲ 4.2% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 29 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
31-12
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Weakest financial yearnet €-3k
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
09-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 70 days late
2019
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
12-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 43 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Braine-le-Château · 1 establishment unit since 2014
Ground area
533 m²
Building footprint
95 m²
Parcel 25015C0165/02P000, Wallonia. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
DETECTO
since 20142.239.800.868
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25015C0165/02P000 | Wallonia | 533 m² | 1 · 95 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,044 companies in sector 43221 we hold annual accounts for 3,472. 2,974 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded22-10-2014
Fiscal year end31-12
Activities, NACEBEL 2025
43221Plumbing work
71121Engineering and related technical consultancy, excluding land surveyors
43410Roofing work
66210Risk and damage evaluation
Scores and ratios are computed by Checked and are not a credit decision.