DETAVERNIER PATRICK
ActiveDETAVERNIER PATRICK has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €671k and a net result of €73k. Equity is growing by ~13.2% per year across the filed fiscal years. Its solvency ranks better than 88% of 36377 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
100
/ 100
Excellent▲ +7 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability54▲+1
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €65k at 30 days acceptable
Liquidity ample (current ratio 5.42 against 4.59 in 2023), and 17.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
82.8%
Return on assets
9%
Age of the figures
20 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 01-07-2025, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
30 d early
2023
33 d early
2022
28 d late
2021
34 d early
2020
33 d early
2019
32 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€671k▲ 12.2%
2023 · €598k
2018: €297k
2019: €354k
2020: €417k
2021: €463k
2022: €535k
2023: €598k
2018 → 2024
Total assets
€810k▲ 8.6%
2023 · €746k
2018: €522k
2019: €566k
2020: €631k
2021: €682k
2022: €721k
2023: €746k
2018 → 2024
Net result
€73k▲ 16.3%
2023 · €63k
2018: €57k
2019: €57k
2020: €63k
2021: €46k
2022: €72k
2023: €63k
2018 → 2024
Working capital
€615k▲ 15.8%
2023 · €531k
2018: €264k
2019: €328k
2020: €394k
2021: €449k
2022: €464k
2023: €531k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€417k-€463k▲ 11.1%€535k▲ 15.6%€598k▲ 11.8%€671k▲ 12.2%
Operating result€95k-€70k▼ 26.9%€106k▲ 52.5%€94k▼ 11.5%€112k▲ 18.4%
Net result€63k-€46k▼ 27.1%€72k▲ 56.6%€63k▼ 12.8%€73k▲ 16.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 18% above 2023 and is the highest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €810k
Fixed assets
€56k▼ 16.0%
Current assets
€754k▲ 11.0%
Equity and liabilities €810k
Equity
€671k▲ 12.2%
Debt
€139k▼ 5.9%
The debt ratio falls from 19.8% to 17.2%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€127k▲
2023 · €109k
Cash flow
€89k▲
2023 · €78k
Solvency
82.8%▲
2023 · 80.2%
Current ratio
5.42▲
2023 · 4.59
Quick ratio
5.19▲
2023 · 4.38
Debt / equity
0.21▼
2023 · 0.25
ROE
10.9%▲
2023 · 10.5%
ROA
9.0%▲
2023 · 8.4%
Interest coverage
9.79▼
2023 · 13.08
Debt
€139k▼
2023 · €148k
Debt ≤ 1 year
€139k▼
2023 · €148k
Income taxes
€30k▲
2023 · €24k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€746k€810k▲
Fixed assets21/28€67k€56k▼
Tangible fixed assets22/27€67k€56k▼
Land and buildings22€26k€21k▼
Plant, machinery and equipment23€12k€14k▲
Furniture and vehicles24€29k€21k▼
Current assets29/58€679k€754k▲
Stocks and contracts in progress3€31k€31k=
Stocks30/36€6k€6k=
Contracts in progress37€25k€25k=
Amounts receivable within one year40/41€61k€94k▲
Trade receivables40€58k€93k▲
Other amounts receivable41€3k€345▼
Current investments50/53€570k€605k▲
Cash at bank and in hand54/58€16k€19k▲
Deferred charges and accrued income490/1€2k€5k▲
Equity and liabilities
Total equity and liabilities10/49€746k€810k▲
Equity10/15€598k€671k▲
Contributions10/11€25k€25k=
Reserves13€573k€646k▲
Distributable reserves133€573k€646k▲
Amounts payable17/49€148k€139k▼
Amounts payable within one year42/48€148k€139k▼
Trade debts44€9k€20k▲
Suppliers440/4€9k€20k▲
Taxes, remuneration and social security45€7k€21k▲
Taxes450/3€7k€21k▲
Other amounts payable47/48€132k€99k▼
Income statement
Code20232024
Non-recurring operating income76A€165€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€16k▲
Other operating charges640/8€3k€4k▲
Gross operating margin9900€113k€131k▲
Operating profit (loss)9901€94k€112k▲
Financial income75/76B€2k€5k▲
Recurring financial income75€2k€5k▲
Financial charges65/66B€8k€13k▲
Recurring financial charges65€8k€13k▲
Profit (loss) for the period before taxes9903€87k€103k▲
Income taxes67/77€24k€30k▲
Profit (loss) for the period9904€63k€73k▲
Profit (loss) for the period to be appropriated9905€63k€73k▲
Appropriation of the result
Profit (loss) to be appropriated9906€63k€73k▲
Transfer to equity691/2€63k€73k▲
To contributions691€0-
To other reserves6921€63k€73k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €73k ▲16.3%
Operating result €112k, net result €73k, both a record.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
31-12
Financial
Equity above €500kEq €535k ▲15.6%
5 profitable years in a row build equity to €535k.
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €46k ▼27.1%
Net result drops to €46k, the lowest in the series; recovery starts the following year.
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
01-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
02-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
03-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
27-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zwevegem · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hoogstraat(S) 268554 ZwevegemGround area
128 m²
Building footprint
178 m²
Volume, LiDAR
963 m³
Parcel 34034A0431/00M000, Flanders · tallest building 6.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DETAVERNIER PATRICK BVBA
since 20032.123.662.471
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34034A0431/00M000 | Flanders | 128 m² | 1 · 178 m² | 6.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteZwevegem2.123.662.471
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CRAEYMEERSCH
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ALGEMENE BOUWWERKEN VERCAUTEREN S.
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Of 15,434 companies in sector 43990 we hold annual accounts for 7,355. 3,972 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-01-2003
Fiscal year end31-12
Activities, NACEBEL
43990Other specialised construction activities
43999Specialised construction activities
45250
43320Joinery installation
45422
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.