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DESTREBECQ BERNARD

Active
Public limited companyfounded 1993active for 33 yearsRue Kéverlèches(BER) 39, 7320 Bernissart, BelgiumKBO/BCE: BE 0449.546.302
Summary

DESTREBECQ BERNARD has been active since 1993 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €126,100 and a net result of €35,421. Equity has been stable since 2018 (±0.6% per year). Its solvency ranks better than 50% of 1,029 sector peers (NACE 41, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Official details

Source: KBO
Status
Active since 27-02-1993 Normal situation
Activity
General construction of residential buildings NACE 41001and 1 other
Joint committee
124 Paritair Comité voor het bouwbedrijf · annual accounts 2025
Establishment unit
2.061.372.338 7320 Bernissart, since 23-03-1993
Financial year end
31 December
Peppol
Reachable since 29-10-2025

Board and ownership

Board

Financial position

87 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Annual accounts 2025
Gross margin
€1.1m
▼ 1.6%
Turnover
≈ €1.9m
estimated
Profit
€35,421
▲ 7.3%
Equity
€126,100
▲ 39.1%
Total assets
€387,821
▼ 17.9%
Employees on 31-12-2025
18
▼ 10.0%
Filed on 03-06-2026, 58 days before the deadline
Score breakdownraises riskSize: 17.6 FTE, total assets €387,821Sector: Construction of residential and non-residential buildings (NACE 41)lowers riskFounded in 1993Liquidity: current ratio 1.11, cash €53,608Show the evidence

Checked score

Score 2025
87 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 70% of small companies in construction of buildings (NACE 41)
Financial strength · tick: 2024
Strong
Solvency 58+14
equity 32.5% of total assets
Liquidity 46+14
short-term debt 44.0% · cash 13.8%
Profitability 80+3
return on assets 9.1%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (912 companies, NACE 41, small)
Last 24 months 12-2024: 3.0% 01-2025: 3.0%● unchanged vs 12-2024 02-2025: 3.0%● unchanged vs 01-2025 03-2025: 3.0%● unchanged vs 02-2025 04-2025: 3.0%● unchanged vs 03-2025 05-2025: 3.1%▲ +0.1 percentage points vs 04-2025highest value 06-2025: 3.0%▼ -0.1 percentage points vs 05-2025 07-2025: 0.9%▼ -2.1 percentage points vs 06-2025 08-2025: 0.9%● unchanged vs 07-2025 09-2025: 0.9%● unchanged vs 08-2025 10-2025: 0.9%● unchanged vs 09-2025 11-2025: 0.9%● unchanged vs 10-2025 12-2025: 0.9%● unchanged vs 11-2025 01-2026: 0.9%● unchanged vs 12-2025 02-2026: 0.9%● unchanged vs 01-2026 03-2026: 0.9%● unchanged vs 02-2026 04-2026: 0.9%● unchanged vs 03-2026 05-2026: 0.9%● unchanged vs 04-2026 06-2026: 0.9%● unchanged vs 05-2026 07-2026: 0.3%▼ -0.6 percentage points vs 06-2026 08-2026: 0.3%● unchanged vs 07-2026 09-2026: 0.3%● unchanged vs 08-2026 10-2026: 0.3%● unchanged vs 09-2026lowest value 11-2026: 0.3%● unchanged vs 10-2026lowest value
Credit of up to €10,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.11 (0.71 in 2024), below the usual 1.5. Short-term debt is 44% and cash 13.8% of total assets. 67.5% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, small). It does better than 52% of them on solvency, 56% on liquidity, 83% on profitability and 89% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Founded in 1993
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Size: 17.6 FTE, total assets €387,821
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
lowers risk · Liquidity: current ratio 1.11, cash €53,608
NBB · annual accounts
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €126,100
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-06-2026, 58 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
58 days early
2024
48 days early
2023
36 days early
2022
59 days early
2021
59 days early
2020
2 days late
2019
22 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 40 days before the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 3 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: 3rd oldest company in Bernissart, Construction sectorin the Checked rankings No. 3 View
  • Caution: Fewer staff in 2025from 23.7 FTE to 17.6 FTE ▼ 25.7% View
  • Positive: Filed on time since financial year 2021accounts within the deadline every year 5 years View

Recent changes

  1. · Gazette deed Merger: DESTREBECQ BERNARD takes over DESTREBECQ TOITURESRegistered office moved to Bernissart · Capital increase of €20,000 · Changes of role: DESTREBECQ Bernard (chair) and DESTREBECQ Julien (managing director)
  2. · Gazette deed Merger proposal: DESTREBECQ BERNARD takes over DESTREBECQ TOITURES
  3. · Gazette deed Incorporation
All 19 events

Comparable companies

These companies have the same main activity as DESTREBECQ BERNARD: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €209,000 and €660,000, founded between 1978 and 2000.

CompanyTotal assetsGross margin
DESTREBECQ BERNARD Bernissart€0.4m€1.1m
D.B.R. Antwerpen€0.4m€1.0m
Escale Tournai€0.5m€1.2m
NICO - JOINT Bernissart€0.3m€0.5m
Fidebat Courcelles€0.5m€0.8m
CONSTRUCTIONS VINCENT LUCAS Antoing€0.7m€1.5m
ACOBA CONSTRUCTIONS Saint-Ghislain€0.2m€0.8m
Full comparison

Key facts about DESTREBECQ BERNARD

What is the company number of DESTREBECQ BERNARD?
The company number of DESTREBECQ BERNARD is 0449.546.302. The VAT number is the same number with BE in front: BE 0449.546.302.
Where is DESTREBECQ BERNARD based?
The registered office is at Rue Kéverlèches(BER) 39, 7320 Bernissart.Company details
What does DESTREBECQ BERNARD do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of DESTREBECQ BERNARD?
The legal form of DESTREBECQ BERNARD is Public limited company (NV).
When was DESTREBECQ BERNARD founded?
DESTREBECQ BERNARD was founded on 27-02-1993.
Is DESTREBECQ BERNARD still active?
Yes, DESTREBECQ BERNARD is an active enterprise in the KBO register.
How many employees does DESTREBECQ BERNARD have?
DESTREBECQ BERNARD had an average of 17.6 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does DESTREBECQ BERNARD fall under?
In its 2025 annual accounts, DESTREBECQ BERNARD states joint committee 124 (Paritair Comité voor het bouwbedrijf).
What is the turnover of DESTREBECQ BERNARD?
The turnover in financial year 2025 is ≈ €1.9m. This figure is estimated from the gross margin of €1.1m and 1,584 comparable companies of the same size. It probably lies between €1.3m and €3.2m. It is a rough estimate. In financial year 2019 turnover was €1.5m.
Is DESTREBECQ BERNARD profitable?
In financial year 2025, DESTREBECQ BERNARD made a profit of €35,421.
Where can I find the annual accounts of DESTREBECQ BERNARD?
DESTREBECQ BERNARD filed 33 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of DESTREBECQ BERNARD due?
DESTREBECQ BERNARD must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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