DESTOCK CARRELAGES
ActiveThe file of DESTOCK CARRELAGES contains 2 historical bankruptcy publications, as published in the Belgian State Gazette. The computed 12-month bankruptcy probability is 2.5% (moderate). The 2025 annual accounts show equity of €37k and a net result of €-837. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 29% of 17987 sector peers (fiscal year 2025).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-69
Solvency20▼-6
Growth52=
Stability85
Bankruptcy probability, 12 months
2.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days only on tighter terms
Liquidity tight (current ratio 1.1 against 1.2 in 2024), and 90.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
9.3%
Return on assets
-0.2%
Age of the figures
8 mo
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-08-2026, 14 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 7 filingsDeviation from the deadline
2025
14 d late
2024
21 d early
2023
55 d early
2022
38 d early
2021
48 d early
2020
10 d late
2019
24 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€37k▼ 2.2%
2024 · €38k
2019: €17k
2020: €54k
2021: €54k
2022: €56k
2023: €33k
2024: €38k
2019 → 2025
Total assets
€396k▲ 73.6%
2024 · €228k
2019: €76k
2020: €130k
2021: €216k
2022: €219k
2023: €226k
2024: €228k
2019 → 2025
Net result
€-837
2024 · €5k
2019: €11k
2020: €37k
2021: €352
2022: €2k
2023: €-23k
2024: €5k
2019 → 2025
Working capital
€36k▼ 2.2%
2024 · €37k
2019: €15k
2020: €52k
2021: €52k
2022: €57k
2023: €32k
2024: €37k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€54k-€56k▲ 2.9%€33k▼ 41.4%€38k▲ 16.0%€37k▼ 2.2%
Operating result€2k-€13k▲ 652%€-19k€6k€-3k
Net result€352-€2k▲ 344%€-23k€5k€-837
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €3k after €6k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €396k
Fixed assets
€465=
Current assets
€395k▲ 73.7%
Equity and liabilities €396k
Equity
€37k▼ 2.2%
Debt
€359k▲ 88.6%
The debt ratio rises from 83.4% to 90.7%: debt grows while equity shrinks.
Key figures and ratios
Solvency
9.3%▼
2024 · 16.6%
Current ratio
1.10▼
2024 · 1.20
Quick ratio
0.77▲
2024 · 0.52
Debt / equity
9.72▲
2024 · 5.04
ROE
-2.3%▼
2024 · 13.8%
ROA
-0.2%▼
2024 · 2.3%
Debt
€359k▲
2024 · €190k
Debt ≤ 1 year
€359k▲
2024 · €190k
Income taxes
€-2k
Staff costs
€38k▼
2024 · €46k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€228k€396k▲
Fixed assets21/28€465€465=
Financial fixed assets28€465€465=
Current assets29/58€228k€395k▲
Stocks and contracts in progress3€129k€120k▼
Stocks30/36€129k€120k▼
Amounts receivable within one year40/41€92k€258k▲
Trade receivables40€42k€204k▲
Other amounts receivable41€50k€53k▲
Cash at bank and in hand54/58€7k€18k▲
Equity and liabilities
Total equity and liabilities10/49€228k€396k▲
Equity10/15€38k€37k▼
Contributions10/11€6k€6k=
Reserves13€1k€1k=
Non-distributable reserves130/1€1k€1k=
Reserves not available under the articles1311€1k€1k=
Profit (loss) carried forward14€31k€30k▼
Amounts payable17/49€190k€359k▲
Amounts payable within one year42/48€190k€359k▲
Trade debts44€25k€45k▲
Suppliers440/4€25k€45k▲
Advances received on contracts in progress46€33k€148k▲
Taxes, remuneration and social security45€55k€43k▼
Taxes450/3€46k€27k▼
Remuneration and social security454/9€9k€16k▲
Other amounts payable47/48€78k€123k▲
Income statement
Code20242025
Remuneration, social security and pensions62€46k€38k▼
Other operating charges640/8€407€998▲
Gross operating margin9900€52k€36k▼
Operating profit (loss)9901€6k€-3k▼
Financial income75/76B€126€370▲
Recurring financial income75€126€370▲
Financial charges65/66B€752€323▼
Recurring financial charges65€752€323▼
Profit (loss) for the period before taxes9903€5k€-3k▼
Income taxes67/77-€-2k
Profit (loss) for the period9904€5k€-837▼
Profit (loss) for the period to be appropriated9905€5k€-837▼
Appropriation of the result
Profit (loss) to be appropriated9906€31k€30k▼
Profit (loss) brought forward from the previous period14P€25k€31k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 14 days late
2025
10-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
06-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-23k ▼1571%
Net result drops to €-23k, the lowest in the series; recovery starts the following year.
23-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
26-04
Bankruptcy
Bankruptcy reversal
Tribunal de l’entreprise de Liège, division Liège · DESTOCK CARRELAGES SRL RUE GRAND’ROUTE 575, 4610 BEYNE-HEUSAY. déclarée le 27 février 2023 · event 17-04-2023
03-03
Bankruptcy
Opening
Tribunal de l’entreprise de Liège, division Liège · DESTOCK CARRELAGES SRL RUE GRAND’ROUTE 575, 4610 BEYNE-HEUSAY · event 27-02-2023
2022
13-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
10-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 10 days late
2020
31-12
Financial
Highest result since 2019net €37k ▲243%
Operating result €47k, net result €37k, both a record.
24-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 24 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beyne-Heusay · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Grand'Route 5754610 Beyne-Heusay1 establishment unit
DESTOCK CARRELAGES
since 20192.310.451.215
Insolvency mandates
2 mandates| Role | Name | Tenure |
|---|---|---|
| Curator | SAMUEL VAN DURME PLACE GEORGES ISTA 28,
4030 GRIVEGNEE (LIEGE) |
27-02-2023 → present |
| Curator | KOENRAAD
TANGHE RUE DUVIVIER 22, 4000 LIEGE 1- k.tanghe@tanghe-
louis.be |
27-02-2023 → present |
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Of 3,937 companies in sector 43331 we hold annual accounts for 1,777. 1,502 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded02-04-2019
Fiscal year end31-12
Activities, NACEBEL
43331Floor and wall tiling
47521Retail sale of hardware, building materials, paint and glass (general range)
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filings
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:destockcarrelages@gmail.com