DESTINE
ActiveDESTINE is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €612k and a net result of €73k. Equity is growing by ~30% per year across the filed fiscal years. Its solvency ranks better than 87% of 7889 sector peers (fiscal year 2025). The company has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 22-04-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 d early
2024
6 d early
2023
on the day
2022
5 d early
2021
1 d early
2020
on the day
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
07-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€612k▲ 13.5%
2024 · €539k
2019: €139k
2020: €180k
2021: €215k
2022: €309k
2023: €396k
2024: €539k
2019 → 2025
Net result
€73k▼ 50.0%
2024 · €146k
2019: €-2k
2020: €41k
2021: €37k
2022: €95k
2023: €88k
2024: €146k
2019 → 2025
Total assets
€684k▲ 5.0%
2024 · €652k
2019: €439k
2020: €471k
2021: €478k
2022: €503k
2023: €549k
2024: €652k
2019 → 2025
Solvency
89.5%▲ 6.7pp
2024 · 82.8%
2019: 31.6%
2020: 38.2%
2021: 45.0%
2022: 61.4%
2023: 72.0%
2024: 82.8%
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€215k-€309k▲ 43.5%€396k▲ 28.1%€539k▲ 36.4%€612k▲ 13.5%
Operating result€62k-€142k▲ 129%€132k▼ 7.5%€216k▲ 63.5%€108k▼ 49.8%
Net result€37k-€95k▲ 157%€88k▼ 7.1%€146k▲ 64.6%€73k▼ 50.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 50% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €684k
Fixed assets
€244k▼ 4.9%
Current assets
€440k▲ 11.4%
Equity and liabilities €684k
Equity
€612k▲ 13.5%
Debt
€72k▼ 35.8%
The debt ratio falls from 17.2% to 10.5%: equity grows while debt is paid down.
Key figures and ratios
Solvency
89.5%▲
2024 · 82.8%
ROE
11.9%▼
2024 · 27.0%
ROA
10.6%▼
2024 · 22.3%
Debt
€72k▼
2024 · €112k
Debt ≤ 1 year
€72k▼
2024 · €109k
Income taxes
€30k▼
2024 · €63k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€652k€684k▲
Fixed assets21/28€257k€244k▼
Tangible fixed assets22/27€257k€244k▼
Land and buildings22€244k€239k▼
Plant, machinery and equipment23€426€33▼
Furniture and vehicles24€12k€5k▼
Current assets29/58€395k€440k▲
Amounts receivable within one year40/41€25k€31k▲
Trade receivables40€22k€22k▼
Other amounts receivable41€3k€10k▲
Cash at bank and in hand54/58€368k€407k▲
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€652k€684k▲
Equity10/15€539k€612k▲
Contributions10/11€125k€125k=
Reserves13€414k€487k▲
Non-distributable reserves130/1€1k-
Reserves not available under the articles1311€1k-
Distributable reserves133€413k€487k▲
Amounts payable17/49€112k€72k▼
Amounts payable after more than one year17€3k-
Financial debts170/4€3k-
Amounts payable within one year42/48€109k€72k▼
Current portion of amounts payable after more than one year42€36k€3k▼
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Taxes, remuneration and social security45€14k€14k▼
Taxes450/3€12k€12k▼
Remuneration and social security454/9€2k€2k▼
Other amounts payable47/48€57k€53k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€34k€36k▲
Other operating charges640/8€3k€2k▼
Gross operating margin9900€252k€146k▼
Operating profit (loss)9901€216k€108k▼
Financial income75/76B€2€35▲
Recurring financial income75€2€35▲
Financial charges65/66B€7k€5k▼
Recurring financial charges65€7k€5k▼
Profit (loss) for the period before taxes9903€209k€103k▼
Income taxes67/77€63k€30k▼
Profit (loss) for the period9904€146k€73k▼
Profit (loss) for the period to be appropriated9905€146k€73k▼
Appropriation of the result
Profit (loss) to be appropriated9906€146k€73k▼
Transfer to equity691/2€144k€73k▼
To other reserves6921€144k€73k▼
Profit to be distributed694/7€2k-
Return on contributions (dividend)694€2k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
24-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Highest result since 2019net €146k ▲64.6%
Operating result €216k, net result €146k, both a record.
30-09
Financial
Equity above €500kEq €539k ▲36.4%
5 profitable years in a row build equity to €539k.
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
25-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Equity above €200kEq €215k ▲19.7%
2 profitable years in a row build equity to €215k.
30-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Back to profitnet €41k
Net result €41k after one loss-making year.
30-09
Financial
Equity above €150kEq €180k ▲29.7%
Equity rises from €139k to €180k.
30-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
29-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
23-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 director, last change in 2024
DESPRIET Joost Edward Alfons
CurrentNon-statutory director · since 16-01-2024
16-01-2024
Appointed as Non-statutory director
Not every act has been read: a resignation may be missing here
1 of this company's 1 Belgian State Gazette acts has not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 2007
Ground area
5,828 m²
Building footprint
181 m²
Volume, LiDAR
992 m³
Parcel 34352A0017/00T008, Flanders · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DESTINE
since 20072.162.984.588
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34352A0017/00T008 | Flanders | 5,828 m² | 1 · 181 m² | 7.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,645 companies in sector 64210 we hold annual accounts for 19,636. 13,409 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-05-2007
Fiscal year end30-09
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
74151
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 07-09-2026. Scores and ratios are computed by Checked and are not a credit decision.