The higher the Checked score (0 to 100), the smaller the chance that the company goes bankrupt within twelve months. That chance sets the band, from Critical to Excellent, and within the band how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
XXVisible after signing in
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Bankruptcy probability within 12 months
Bankruptcy probability
It is the chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. At 0.2%, about 2 in 1,000 comparable companies go bankrupt. The higher it is, the shorter the payment term to agree.
XXVisible after signing in
Financial strength
Financial strength
Financial strength measures the balance sheet and the results with three figures out of 100 from the latest annual accounts: solvency, liquidity and profitability. It does not directly set the Checked score's band. How the company does against its sector peers on these and on growth does count for its place within the band.
XXVisible after signing in
XXVisible after signing in
XXVisible after signing in
Score breakdown
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Comparable companies, two years later
In July 2024, 23,016 companies had the same profile as DESTIMO has now. Each dot stands for 58 companies, two years later.
96.1%
were still trading
3.5%
stopped another way
0.3%
went bankrupt
Small
solvency 30% or more
a profit under 5% of the balance sheet
without age
Another 0.1% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
The companies in ten equal groups, from the lowest to the highest expected share
Group
Expected
Actual
1
0.2%
0.2%
2
0.3%
0.5%
3
0.5%
0.6%
4
0.7%
0.8%
5
0.9%
0.9%
6
1.3%
1.5%
7
1.6%
1.8%
8
1.8%
1.8%
9
3.0%
3.1%
10
5.6%
6.2%
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 23,016 companies, not a prediction for DESTIMO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit verdict
The credit verdict says how much credit you can give the company on open account. “Acceptable” means normal terms, “With conditions” means limiting the amount or the term. “Not advised” means asking for payment up front.
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Credit check for an amount and term of your choice
Incorporation · Resignations & appointments · Restructuring
Founding capital of €968.26, 186 shares · Demerger: ACCOUNTANTSKANTOOR Name after signing inVisible after signing in splits off to DestiMo · Appointments: Name hiddenVisible after signing in (director) and Hidden nameVisible after signing in (director) · published on 25-06-2025 · Gazette deed
“Consulting en adviesverstrekking met betrekking tot het operationeel beheer van vennootschappen en ondernemingen, het…” (deed in Dutch)From the articles, 16 activitiesNo NACE code in the KBO yet
DESTIMO has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3.6m and a net result of €4,891.
abbreviated format, filed on 16-06-2026, 45 days before the deadline
Abbreviated and micro format
Small companies may file abbreviated or micro-format accounts. They often leave out revenue and other detail. The law allows it, so it is not missing data.
The notes to these accounts have 8 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
A company files its annual accounts with the National Bank no later than seven months after its financial year ends. Repeated late filing is a warning sign.
per financial year, computed from the annual accounts
Line
Trend
2025
9,600
31,401
2.2m
100.0%
0.1%
0.1%
over 100
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired
Investment
Investment is what the company bought in the financial year in buildings, machinery, software and other fixed assets. Above depreciation, it is building up. Years below it, it is living off what it has.
Item
2025
Tangible fixed assets
€1.6m
Financial fixed assets
€589,850
€26,511
Source: notes to the 2025 annual accounts (statement of fixed assets)
Board & ownership
Board
Directors
Many board changes in a short time are a reason to keep a close eye on the company.
Each bar is one period in a role, from appointment to resignation or to today. An open left edge means the mandate began before its first mention. An open right edge means the mandate ended without a stated end date.
2 names, the dashed line is today
2025202620272028
Hidden nameVisible after signing in Director (not named in the articles)
Name after signing inVisible after signing in Director (not named in the articles)
Board
Mandates as a list
Name hiddenVisible after signing in
Director (not named in the articles), from 11-06-2025 to date
Hidden nameVisible after signing in
Director (not named in the articles), from 11-06-2025 to date
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
Board ruleThese rules set how the board is made up, meets and takes decisions.
“Één of meer bestuurders, Artikel13”
“Artikel14, bijzondere machten aan elke mandataris”
“Artikel15, algemene kosten,los van representatie-,reis-en verplaatsingskosten”
“Dagelijks bestuur alsook vertegenwoordiging wat dat bestuur aangaat, Artikel16”
Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
“Procedure- en expertisekosten voor helft ten laste overdrager en helft ten laste overnemer naar evenredigheid aantal bij meer overnemers…”
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Third Tuesday of June at 18:00
Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
No statutory auditor
Liquidation ruleIn a liquidation the creditors are paid first. What is left goes to the shareholders.
“Één of meerdere vereffenaars aanduiden,bevoegdheden omlijnen en vergoeding bepalen, indien geen andere vereffenaar benoemd”
via Hidden nameVisible after signing in, no longer at Name after signing inVisible after signing in · Manager (not named in the articles) · deed of 23-09-2020
founded in 2020
Holdings and subsidiaries
Holdings and subsidiaries
DESTIMO holds shares in these companies. The subsidiaries of its subsidiaries are listed too.
Equity €1.6mLoss of €3,472 in 2025 (profit of €13.9m in 2024)Checked score XXVisible after signing in
25%
Name after signing inVisible after signing in
Equity €366,358Profit of €14,328 in 2025 (loss of €30,398 in 2024)Checked score XXVisible after signing in
25%
Hidden nameVisible after signing in
Equity €444,147Loss of €5,853 in 2025
20%
Board mandates elsewhere
Board mandates elsewhere
DESTIMO sits on the board of these companies. A board seat gives influence, not ownership.
1 board mandate
Board mandates of DESTIMODESTIMO sits on their board1
Name after signing inVisible after signing in
Director
Founded in 2021 · total assets €5.0m (2025)
Connections & network
Connections & network
DESTIMO is linked to other companies through directors or shares. Look especially for linked companies in trouble.
1 connected company
Depth
The connected companies are in the list below.
This companyCompanyDirectorShareholding+N: links not shown yetClick a node to look further, drag to arrange, zoom with the mouse wheel.
Linked via shared directors
Name hiddenVisible after signing in
via Hidden nameVisible after signing in and Name after signing inVisible after signing in (no longer at Name hiddenVisible after signing in) · deeds of 25-06-2025 and 15-12-2022
Founded in 2011 · total assets €365,487 (2025)
Timeline
Timeline
3 events since 2025
Filings
Establishments
20252026
2026
Annual accounts 2025 filedNBB ↗abbreviated format · 45 days before the deadline
Incorporation · Resignations & appointments · RestructuringFounding capital of €968.26, 186 shares · Demerger: ACCOUNTANTSKANTOOR Name after signing inVisible after signing in splits off to DestiMo · Appointments: Name hiddenVisible after signing in (director) and Hidden nameVisible after signing in (director) · published on 25-06-20259 points ▸
General meeting, 11-06-2025
Name after signing inVisible after signing in holds all the shares
186 shares, mentioned 3 times in the deed
Auditor report, 11-06-2025
Accounting effect, 01-04-2025
Founding capital, €968.26, 186 shares
Director appointment, Name hiddenVisible after signing in (director (not named in the articles))
Director appointment, Hidden nameVisible after signing in (director (not named in the articles))
Power of attorney, Name after signing inVisible after signing in
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
PurposeThe purpose describes the activities the company may carry out under its articles.
“Consulting en adviesverstrekking met betrekking tot het operationeel beheer van vennootschappen en ondernemingen, het verlenen van…”
16 activities
Consulting en adviesverstrekking met betrekking tot het operationeel beheer van vennootschappen en ondernemingen, het verlenen van managementbijstand aan en het uitvoeren van managementtaken in vennootschappen en ondernemingen;
Diverse zakelijke dienstverlening in het algemeen aan zowel bedrijven als particulieren, onder meer maar niet uitsluitend, op het gebied van management, coördinatie, logistiek, marketing, informatica en administratie.
Participaties nemen en investeren in vennootschappen, ondernemingen, bedrijvigheden, samenwerkingsverbanden, joint ventures of andere entiteiten, al dan niet met rechtspersoonlijkheid, al dan niet genoteerd op de beurs;
De entiteiten, waarin zij participeert, financieren door middel van het onderschrijven, het verwerven, het overdragen of op enige andere wijze verhandelen van aandelen, opties, warrants, of andere effecten of andere vormen van kapitaalfinanciering, of door middel van het toestaan, het onderschrijven, het verwerven, het overdragen of op enige andere wijze verhandelen van leningen, obligaties, kredietopeningen of andere vormen van schuldfinanciering of schuldinstrumenten;
Liquiditeiten of activa beleggen in effecten, cash of roerende waarden in de meest brede betekenis van het woord;
De hiervoor vermelde participaties en beleggingen beheren, kapitaliseren en valoriseren, onder andere door rechtstreeks of onrechtstreeks te participeren in of door op enige andere wijze ondersteuning te geven aan de raad van bestuur, aan het management, bij de controle of de vereffening van de entiteiten, waarin zij een participatie heeft en door technische, zakelijke, administratieve, juridische, financiële of andere diensten of bijstand te verlenen;
De ontwikkeling van de entiteiten, waarin zij participeert, bevorderen, plannen en coördineren, onder andere door middel van reorganisaties en herstructureringen;
Het rechtstreeks of onrechtstreeks deelnemen aan het bestuur, de directie, de controle en vereffening van de vennootschappen waarin zij een belang of deelneming heeft en in het algemeen alle verrichtingen die rechtstreeks of onrechtstreeks, geheel of gedeeltelijk verband houden met de activiteiten van een holding.
Alle verrichtingen met betrekking tot onroerende goederen en onroerende zakelijke rechten zoals onder meer erfpacht- en opstalrechten en de huurfinanciering van onroerende goederen aan derden, het aankopen en verkopen zowel in volle eigendom als in vruchtgebruik en/of blote eigendom, ruilen, doen bouwen, doen verbouwen, onderhouden, verhuren, huren, verkavelen, prospecteren en uitbaten van onroerende goederen, de aan- en verkoop, huur en verhuur van roerende goederen betreffende de inrichting en uitrusting van onroerende goederen, alsmede alle handelingen die rechtstreeks of onrechtstreeks met dit voorwerp in verband staan en die van aard zijn de opbrengst van de roerende en onroerende goederen te bevorderen;
Alle verrichtingen met betrekking tot roerende goederen, van welke aard ook, zoals het verwerven door inschrijving of aankoop en het beheren van aandelen, obligaties, kasbons of andere roerende waarden, van welke vorm ook, van Belgische of buitenlandse, bestaande of nog op te richten rechtspersonen en ondernemingen;
Het toestaan van leningen en kredietopeningen aan rechtspersonen en ondernemingen of particulieren, onder om het even welke vorm;
De aan- en verkoop, in- en uitvoer, commissiehandel en vertegenwoordiging van om het even welke roerende goederen en/of zakelijke rechten, in het kort tussenpersoon in de handel;
Het ontwikkelen, kopen, verkopen, in licentie nemen afgeven van octrooien, knowhow en aanverwante immateriële duurzame activa.
De activiteiten van een managementvennootschap in de ruimste zin van het woord, waaronder het verrichten van alle activiteiten van adviesverlening, consultancy en management, het verstrekken van alle daarmee gerelateerde diensten (zowel van zakelijke als financiële aard), omvattende onder meer:
De activiteiten van een holdingvennootschap in de ruimste zin van het woord, omvattende onder meer:
Het aanleggen, het oordeelkundig uitbouwen en beheren van een onroerend en/of roerend vermogen, in de ruimste zin van het woord, en het stellen van alle daarmee rechtstreeks of onrechtstreeks gerelateerde verrichtingen van welke aard ook en waaronder onder meer:
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