DESserve
ActiveSummary
The computed 12-month bankruptcy probability of DESserve is 2.6% (moderate). The 2025 annual accounts show equity of €123k and a net result of €58k. Its solvency ranks better than 63% of 27965 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency84▲+7
Growth52
Track record82
Bankruptcy probability, 12 months
2.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days only on tighter terms
Liquidity ample (current ratio 2.25 against 1.84 in 2024; short-term debt: 41.3% and cash: 58% of total assets), and 41.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
58.7%
Return on assets
27.7%
Age of the figures
18 mo
neutral · Filed after the deadline
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 19-11-2025, 19 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
19 d late
2024
40 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close25-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€123k▲ 89.7%
2024 · €65k
2024: €65k
2025: €123k▲ +89.7% vs 2024
2024 → 2025
Total assets
€210k▲ 66.5%
2024 · €126k
2024: €126k
2025: €210k▲ +66.5% vs 2024
2024 → 2025
Net result
€58k▼ 2.8%
2024 · €60k
2024: €60k
2025: €58k▼ -2.8% vs 2024
2024 → 2025
Working capital
€109k▲ 111%
2024 · €51k
2024: €51k
2025: €109k▲ +111% vs 2024
2024 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€65k-€123k▲ 89.7%
2024: €65k
2025: €123k▲ +89.7% vs 2024
Operating result€83k-€81k▼ 1.6%
2024: €83k
2025: €81k▼ -1.6% vs 2024
Net result€60k-€58k▼ 2.8%
2024: €60k
2025: €58k▼ -2.8% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 2% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €210k
Fixed assets
€15k ▲ 9.0%
Current assets
€196k ▲ 73.5%
Equity and liabilities €210k
Equity
€123k ▲ 89.7%
Debt
€87k ▲ 41.9%
Debt's share of the balance-sheet total falls from 48.5% to 41.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€86k▲
2024 · €84k
Cash flow
€63k▲
2024 · €62k
Current ratio
2.25▲
2024 · 1.84
Quick ratio
2.22▲
2024 · 1.84
Debt to equity
0.70▼
2024 · 0.94
ROE
47.3%▼
2024 · 92.3%
ROA
27.7%▼
2024 · 47.5%
Interest coverage
555.82▼
2024 · 33760.90
Debt ≤ 1 year
€87k▲
2024 · €61k
Income taxes
€23k▲
2024 · €23k
Staff costs
€1k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet
Code20242025
Assets
Total assets20/58€126k€210k▲
Fixed assets21/28€14k€15k▲
Tangible fixed assets22/27€14k€15k▲
Plant, machinery and equipment23€511€5k▲
Furniture and vehicles24€13k€10k▼
Financial fixed assets28-€210
Current assets29/58€113k€196k▲
Stocks and contracts in progress3-€2k
Stocks30/36-€2k
Amounts receivable within one year40/41€26k€70k▲
Trade receivables40€26k€59k▲
Other amounts receivable41€125€11k▲
Cash at bank and in hand54/58€86k€122k▲
Deferred charges and accrued income490/1€979€1k▲
Equity and liabilities
Total equity and liabilities10/49€126k€210k▲
Equity10/15€65k€123k▲
Contributions10/11€5k€5k=
Reserves13€60k€118k▲
Distributable reserves133€60k€118k▲
Amounts payable17/49€61k€87k▲
Amounts payable within one year42/48€61k€87k▲
Trade debts44€8k€14k▲
Suppliers440/4€8k€14k▲
Taxes, remuneration and social security45€28k€54k▲
Taxes450/3€25k€48k▲
Remuneration and social security454/9€3k€5k▲
Other amounts payable47/48€25k€20k▼
Income statement
Code20242025
Remuneration, social security and pensions62-€1k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€5k▲
Other operating charges640/8€865€2k▲
Gross operating margin9900€85k€90k▲
Operating profit (loss)9901€83k€81k▼
Financial charges65/66B€3€156▲
Recurring financial charges65€3€156▲
Profit (loss) for the period before taxes9903€83k€81k▼
Income taxes67/77€23k€23k▲
Profit (loss) for the period9904€60k€58k▼
Profit (loss) for the period to be appropriated9905€60k€58k▼
Appropriation of the result
Profit (loss) to be appropriated9906€60k€58k▼
Transfer to equity691/2€60k€58k▼
To other reserves6921€60k€58k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Remuneration, social security and pensions62 | - | €1k | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2k | €5k | ▲ 199% |
| Other operating charges640/8 | €865 | €2k | ▲ 137% |
| Gross operating margin9900 | €85k | €90k | ▲ 5.4% |
| Operating profit (loss)9901 | €83k | €81k | ▼ 1.6% |
| Financial charges65/66B | €3 | €156 | ▲ 6,120% |
| Recurring financial charges65 | €3 | €156 | ▲ 6,120% |
| Profit (loss) for the period before taxes9903 | €83k | €81k | ▼ 1.8% |
| Income taxes67/77 | €23k | €23k | ▲ 1.0% |
| Profit (loss) for the period9904 | €60k | €58k | ▼ 2.8% |
| Profit (loss) for the period to be appropriated9905 | €60k | €58k | ▼ 2.8% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €126k | €210k | ▲ 66.5% |
| Fixed assets21/28 | €14k | €15k | ▲ 9.0% |
| Tangible fixed assets22/27 | €14k | €15k | ▲ 7.5% |
| Plant, machinery and equipment23 | €511 | €5k | ▲ 872% |
| Furniture and vehicles24 | €13k | €10k | ▼ 26.0% |
| Financial fixed assets28 | - | €210 | - |
| Current assets29/58 | €113k | €196k | ▲ 73.5% |
| Stocks and contracts in progress3 | - | €2k | - |
| Stocks30/36 | - | €2k | - |
| Amounts receivable within one year40/41 | €26k | €70k | ▲ 168% |
| Trade receivables40 | €26k | €59k | ▲ 127% |
| Other amounts receivable41 | €125 | €11k | ▲ 8,777% |
| Cash at bank and in hand54/58 | €86k | €122k | ▲ 42.6% |
| Deferred charges and accrued income490/1 | €979 | €1k | ▲ 33.6% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €126k | €210k | ▲ 66.5% |
| Equity10/15 | €65k | €123k | ▲ 89.7% |
| Contributions10/11 | €5k | €5k | = |
| Reserves13 | €60k | €118k | ▲ 97.2% |
| Distributable reserves133 | €60k | €118k | ▲ 97.2% |
| Amounts payable17/49 | €61k | €87k | ▲ 41.9% |
| Amounts payable within one year42/48 | €61k | €87k | ▲ 41.9% |
| Trade debts44 | €8k | €14k | ▲ 64.4% |
| Suppliers440/4 | €8k | €14k | ▲ 64.4% |
| Taxes, remuneration and social security45 | €28k | €54k | ▲ 94.3% |
| Taxes450/3 | €25k | €48k | ▲ 92.9% |
| Remuneration and social security454/9 | €3k | €5k | ▲ 108% |
| Other amounts payable47/48 | €25k | €20k | ▼ 22.7% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €60k | €58k | ▼ 2.8% |
| + Depreciation and write-downs630 | €2k | €5k | ▲ 199% |
| Operating cash flow (approximation) | €62k | €63k | ▲ 2.7% |
| Investment in fixed assets (approximation) | - | €-6k | - |
| Change in cash | - | €36k | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
19-11
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 19 days late
31-03
Financial
Equity above €100kEq €123k ▲89.7%
2 profitable years in a row build equity to €123k.
2024
10-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 40 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Héron · 1 establishment unit since 2023
Ground area
5,473 m²
Building footprint
144 m²
Volume, LiDAR
1,238 m³
Parcel 61028A0075/00N000, Wallonia · tallest building 10.2 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
DESserve
since 20232.352.949.289
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 61028A0075/00N000 | Wallonia | 5,473 m² | 1 · 144 m² | 10.2 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 22,815 companies in sector 43211 we hold annual accounts for 10,325. 8,739 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded30-11-2023
Fiscal year end31-03
Activities, NACEBEL 2025
43211General electrical installation work
43130Specialised construction activities
70200Business and other management consultancy
71121Engineering and related technical consultancy, excluding land surveyors
71122Land surveying
Contact
E-mail
xavier.desimpel@skynet.be
Phone
+32477774679
Phone
0477774679Héron
Scores and ratios are computed by Checked and are not a credit decision.