Checked.be · Company dossierhttps://checked.be/en/c/dessel-finance-0434795471 · as of 23-10-2026
DESSEL FINANCE
Active
Besloten Vennootschap van publiek recht · founded 1988 · active for 38 yearsHaverstraat 7, 2400 Mol, BelgiumKBO/BCE: BE 0434.795.471
Summary
DESSEL FINANCE has the legal form “Besloten Vennootschap van publiek recht” in the KBO; Checked does not compute a bankruptcy probability for it. The 2025 annual accounts show equity of €29,984 and a net result of €217,387. Equity is shrinking by about 15% per year across the filed financial years. The company has been active since 1988 and the Belgian Official Gazette contains no insolvency or warning signals.
Zakenkantoor Van ElvenVerveckenDirector · permanent representative Van Elven Johan
Accounts filed 31 days late1 of 5 deeds read
Signalslowers riskGrowing equityneutralA punctual record breaksShow the evidence
Checked score
Score 2025
Checked score
A figure from 0 to 100 for financial health from the latest annual accounts: the higher, the healthier. There is no bankruptcy probability for this company, so the score rests on the figures alone.
74/ 100
Healthy▲ +17 on 2024
Without a bankruptcy probability: score from the figures alone
How strong the balance sheet and results are: solvency, liquidity and profitability from the latest annual accounts, each out of 100. Without a bankruptcy probability, this company's Checked score rests on these figures.
Strong
Solvency66+12
equity 40.7% of total assets
Liquidity42-5
short-term debt 58.5% · cash 18.2%
Profitability100+29
return on assets 295.1%
Bankruptcy probability, 12 months
Bankruptcy probability
The chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. 0.2% means about 2 in 1,000 comparable companies. The higher it is, the shorter the payment term to agree.
The KBO gives the legal form as “Besloten Vennootschap van publiek recht”. We show no bankruptcy probability for it: the model is built on companies and gives no reliable figure for this form.
Credit of up to €2,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.32, compared with 0.41 in 2024, below 1; short-term debt: 58.5% and cash: 18.2% of total assets), and 59.3% of the assets are financed with debt and provisions.
This company filed 5 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.
This company filed its last 7 accounts on average 4 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 July (4 of the last 5 filed years within 30 days of that day).