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DESPERADO

Active
Private limited companyfounded 2017active for 9 yearsJetselaan 32, 1081 Koekelberg, Belgium34 active companies are registered at this addressKBO/BCE: BE 0675.879.370
Summary

DESPERADO has been active since 2017 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €144,800 and a net result of €3,982. Equity remains stable across the filed financial years (±0.7% per year). Its solvency ranks better than 95% of 13,375 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Overview

Activity
Wholesale of wines and spirits
NACE 46341
1 site
Size
€146,047total assets 2025
Equity
€144,800
Profit
€3,982
Turnover not published (micro format)
Financial health
85 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.4%
Structure
Accounts 32 days early0 of 2 deeds read
Why 85raises riskSize: total assets €146,047Liquidity: current ratio 117.17, cash €9,354, halvedlowers riskEquity €144,800 (99.1% of total assets)Figures for financial year 2025 (filed 29-06-2026)Show the evidence

Checked score

Score 2025
85 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 60% of its sector peers (NACE 46, micro)
Financial strength · tick = 2024
Strong
Solvency 100=
equity 99.1% of total assets
Liquidity 58-29
short-term debt 0.9% · cash 6.4%
Profitability 44+8
return on assets 2.7%
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,875 companies, NACE 46, micro)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025lowest value 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.2%▲ +0.1 percentage points vs 06-2026 08-2026: 0.3%▲ +0.1 percentage points vs 07-2026 09-2026: 0.3%● unchanged vs 08-2026 10-2026: 0.4%▲ +0.1 percentage points vs 09-2026highest value
Credit of up to €12,000 on 30-day terms is acceptable
short-term debt: 0.9% and cash: 6.4% of total assets, and 0.9% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 90% on solvency, 64% on liquidity, 35% on profitability and 50% on growth.

The bankruptcy probability was computed on 12-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · Size: total assets €146,047
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Equity €144,800 (99.1% of total assets)
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed 29-06-2026)
NBB · annual accounts
raises risk · Liquidity: current ratio 117.17, cash €9,354, halved
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2025
32 days early
2024
33 days early
2023
37 days early
2022
11 days early
2021
18 days early
2020
17 days early
2019
7 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 22 days before the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
12-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Back to profitnet €3,982
  3. Annual accounts filedfinancial year 2024 · micro…

Key points

  • Positive: Among the best 5% on solvencysector median 41.2% · 13,375 companies 99.1% View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • Total assets 20256 financial years filed €146,047 View

By topic

Financials

Financial year
2025
Total assets
€146,047
Profit
€3,982
Solvency
99.1%
Total assets▲ 2.8%
Net result
20182025
Go to Financials

Timeline

Events
14
Since
2019
Next accounts
by 31-07-2027
  1. 31-12-2024Liquidity more than 22 times
  2. 24-06-2024Annual accounts filed
  3. 20-07-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Wholesale of wines and spiritsNACE 46341
Founded
19-05-2017
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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