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DESMONT

Active
Private limited companyfounded 201312 yrs activeMarkiesstraat 38, 8310 Brugge, BelgiumKBO/BCE: BE 0543.566.323
Summary

DESMONT has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €82,031 and a net result of -€17,725. Equity is shrinking by ~14% per year across the filed fiscal years. Its solvency ranks better than 25% of 30651 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Risk analysisWatch ReportCompare
DESMONTActiveChecked score 68/100
Risk analysis ReportCompare

Overview

Activity
Floor and wall tiling
NACE 43331
1 site
Size
€352,805total assets 2025
Equity
€82,031
Loss
-€17,725
Turnover not published (abridged schema)
Financial health
68 Healthy Checked score 2025
Bankruptcy chance 12 m
0.6%
Structure
Accounts 83 d early0 of 3 deeds read
Why 68- Sector Specialised construction activities (NACE 43)- Loss of €17,725, the second in a row (FY 2025)+ Size: total assets €352,805+ Founded in 2013Show the evidence

Checked score

Score 2025
68 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 26% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Average
Solvency 48-3
equity 23.3% of total assets
Liquidity 43-9
short-term debt 32.5% · cash 5.4%
Profitability 62-3
return on assets -5.0%
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,004 companies)
Last 19 months 04-2025: 0.9% 05-2025: 0.8%▼ -5.0% vs 04-2025 06-2025: 0.8%▼ -2.8% vs 05-2025 07-2025: 0.9%▲ +13.8% vs 06-2025highest value 08-2025: 0.4%▼ -61.3% vs 07-2025 09-2025: 0.4%● 0.0% vs 08-2025 10-2025: 0.3%▼ -5.6% vs 09-2025 11-2025: 0.3%● 0.0% vs 10-2025 12-2025: 0.3%● 0.0% vs 11-2025 01-2026: 0.3%▼ -1.8% vs 12-2025lowest value 02-2026: 0.3%● 0.0% vs 01-2026lowest value 03-2026: 0.3%● 0.0% vs 02-2026lowest value 04-2026: 0.4%▲ +8.7% vs 03-2026 05-2026: 0.4%▲ +0.3% vs 04-2026 06-2026: 0.6%▲ +72.9% vs 05-2026 07-2026: 0.6%● 0.0% vs 06-2026 08-2026: 0.6%● 0.0% vs 07-2026 09-2026: 0.6%● 0.0% vs 08-2026 10-2026: 0.6%● 0.0% vs 09-2026
  • Sector Specialised construction activities (NACE 43) raises the probability
  • Size: total assets €352,805 lowers the probability for this profile
  • Loss of €17,725, the second in a row (FY 2025) raises the probability
  • Founded in 2013 lowers the probability for this profile
Credit up to €5,000 at 30 days acceptable
Liquidity short (current ratio 0.45 against 0.49 in 2024; short-term debt: 32.5% and cash: 5.4% of total assets), and 76.7% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 25%, liquidity 32%, profitability 30%, growth against the median 19%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Sector Specialised construction activities (NACE 43)
In the bankruptcy model this factor raises the probability.
KBO
lowers risk · Size: total assets €352,805
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Loss of €17,725, the second in a row (FY 2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Founded in 2013
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
232425
2023 to 2025 · latest year -€17,725
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 30651 sector peers (2025).
NBB · sector comparison
Position among 30651 sector peers
Solvency
better than 25%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-05-2026, 83 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
83 d early
2024
31 d early
2023
22 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 31 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 June (3 of the last 3 filed years within 54 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Weakest financial yearnet -€17,725
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Risk: 3 loss-making years in a rowloss fiscal year 2025 -€17,725 View
  • Caution: Among the weakest 9% on net resultsector median €10,005 · 30,640 companies -€17,725 View
  • Total assets 20253 fiscal years filed €352,805 View

By topic

Financials

Fiscal year
2025
Total assets
€352,805
Loss
-€17,725
Solvency
23.3%
Total assets▼ 7.2%
Net result
20232025
Go to Financials

Timeline

Events
4
Since
2024
Next accounts
by 31-07-2027
  1. 09-05-2026Annual accounts filed
  2. 31-12-2025Weakest financial year
  3. 30-06-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Floor and wall tilingNACE 43331
Founded
19-12-2013
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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