DESMOCO
ActiveSummary
DESMOCO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show negative equity (-€110,588) and a net result of -€110,680. Equity is shrinking by ~30.9% per year across the filed fiscal years. Its solvency ranks better than 5% of 2445 sector peers (fiscal year 2025). The company has been active since 1985 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 d early
2024
14 d early
2023
33 d early
2022
31 d late
2021
29 d late
2020
25 d late
2019
90 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 17 days after the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 23 July (4 of the last 5 filed years within 37 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, full schema
In the rankings
#8 oldest company in Sint-Niklaas, Finance and insurance sector
Equity
-€110,588
2024 · €93
Net result
-€110,680▼ 498%
2024 · -€18,502
Total assets
€2.3m▲ 0.2%
2024 · €2.3m
Solvency
-4.8%▼ 4.9pp
2024 · 0.0%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€58,766▼ 9.9%-€87,521▼ 48.9%-€177,595▼ 103%-€6,647▲ 96.3%-€100,362▼ 1,410%
Net result-€81,256below the sector's middle half-€108,421below the sector's middle half▼ 33.4%-€188,629below the sector's middle half▼ 74.0%-€18,502below the sector's middle half▲ 90.2%-€110,680below the sector's middle half▼ 498%
Equity€315,644within the sector's middle half▼ 20.5%€207,223within the sector's middle half▼ 34.3%€18,594below the sector's middle half▼ 91.0%€93below the sector's middle half▼ 99.5%-€110,588below the sector's middle half
Total assets€2.3mwithin the sector's middle half▼ 1.1%€2.3mwithin the sector's middle half▼ 1.1%€2.2mwithin the sector's middle half▼ 3.1%€2.3mwithin the sector's middle half▲ 3.5%€2.3mbelow the sector's middle half▲ 0.2%
Debt€1.5m▲ 5.7%€1.6m▲ 5.8%€1.7m▲ 6.3%€1.8m▲ 6.7%€2.0m▲ 7.0%
Working capital-€515,907below the sector's middle half▼ 26.3%-€629,131below the sector's middle half▼ 21.9%-€801,294below the sector's middle half▼ 27.4%-€840,561below the sector's middle half▼ 4.9%-€965,929below the sector's middle half▼ 14.9%
Solvency13.8%below the sector's middle half▼ 3.4pp9.1%below the sector's middle half▼ 4.6pp0.8%below the sector's middle half▼ 8.3pp0.0%below the sector's middle half▼ 0.8pp-4.8%below the sector's middle half▼ 4.9pp
Current ratio0.66within the sector's middle half▼ 0.050.61within the sector's middle half▼ 0.050.54within the sector's middle half▼ 0.080.54within the sector's middle half▲ 0.010.51within the sector's middle half▼ 0.03
Return on assets (ROA)-3.5%below the sector's middle half▼ 5.3pp-4.8%below the sector's middle half▼ 1.2pp-8.6%below the sector's middle half▼ 3.8pp-0.8%below the sector's middle half▲ 7.8pp-4.9%below the sector's middle half▼ 4.0pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €100,362 in 2025 against €6,647 in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.3m
Fixed assets
€1.3m =
Current assets
€1.0m ▲ 0.4%
Key figures and ratios
Debt ≤ 1 year
€2.0m▲
2024 · €1.8m
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €27,105 | - | - | - |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | €54,016 | €82,779 | €198,204 | €843 | €94,497 | ▲ 11,107% |
| Other operating charges640/8 | €1,088 | €1,090 | €1,192 | €1,228 | €1,253 | ▲ 2.0% |
| Gross operating margin9900 | -€3,662 | -€3,653 | €21,801 | -€4,576 | -€4,613 | ▼ 0.8% |
| Operating profit (loss)9901 | -€58,766 | -€87,521 | -€177,595 | -€6,647 | -€100,362 | ▼ 1,410% |
| Financial income75/76B | €10,277 | €10,034 | €19,590 | €19,774 | €19,992 | ▲ 1.1% |
| Recurring financial income75 | €10,277 | €10,034 | €19,590 | €19,774 | €19,992 | ▲ 1.1% |
| Financial charges65/66B | €32,767 | €30,934 | €30,623 | €31,629 | €30,310 | ▼ 4.2% |
| Recurring financial charges65 | €32,767 | €30,934 | €30,623 | €31,629 | €30,310 | ▼ 4.2% |
| Profit (loss) for the period before taxes9903 | -€81,256 | -€108,421 | -€188,629 | -€18,502 | -€110,680 | ▼ 498% |
| Profit (loss) for the period9904 | -€81,256 | -€108,421 | -€188,629 | -€18,502 | -€110,680 | ▼ 498% |
| Profit (loss) for the period to be appropriated9905 | -€81,256 | -€108,421 | -€188,629 | -€18,502 | -€110,680 | ▼ 498% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €2.3m | €2.3m | €2.2m | €2.3m | €2.3m | ▲ 0.2% |
| Fixed assets21/28 | €1.3m | €1.3m | €1.3m | €1.3m | €1.3m | = |
| Financial fixed assets28 | €1.3m | €1.3m | €1.3m | €1.3m | €1.3m | = |
| Current assets29/58 | €1.0m | €997,326 | €926,406 | €1.0m | €1.0m | ▲ 0.4% |
| Amounts receivable within one year40/41 | €1.0m | €992,670 | €903,574 | €1.0m | €1.0m | ▲ 0.5% |
| Other amounts receivable41 | €1.0m | €992,670 | €903,574 | €1.0m | €1.0m | ▲ 0.5% |
| Cash at bank and in hand54/58 | €1,642 | €3,008 | €21,184 | €1,395 | €647 | ▼ 53.6% |
| Deferred charges and accrued income490/1 | €1,647 | €1,647 | €1,647 | €1,647 | €1,647 | = |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €2.3m | €2.3m | €2.2m | €2.3m | €2.3m | ▲ 0.2% |
| Equity10/15 | €315,644 | €207,223 | €18,594 | €93 | -€110,588 | ▼ 119,590% |
| Contributions10/11 | €259,566 | €259,566 | €259,566 | €259,566 | €259,566 | = |
| Capital10 | €259,274 | €259,274 | €259,274 | €259,274 | €259,274 | = |
| Issued capital100 | €259,274 | €259,274 | €259,274 | €259,274 | €259,274 | = |
| Outside capital11 | €292 | €292 | €292 | €292 | €292 | = |
| Share premium1100/10 | €292 | €292 | €292 | €292 | €292 | = |
| Reserves13 | €13,085 | €13,085 | €13,085 | €13,085 | €13,085 | = |
| Non-distributable reserves130/1 | €13,085 | €13,085 | €13,085 | €13,085 | €13,085 | = |
| Legal reserve130 | €13,085 | €13,085 | €13,085 | €13,085 | €13,085 | = |
| Profit (loss) carried forward14 | €42,992 | -€65,428 | -€254,057 | -€272,559 | -€383,239 | ▼ 40.6% |
| Provisions and deferred taxes16 | €440,319 | €435,515 | €450,437 | €431,206 | €416,276 | ▼ 3.5% |
| Provisions for liabilities and charges160/5 | €440,319 | €435,515 | €450,437 | €431,206 | €416,276 | ▼ 3.5% |
| Environmental obligations163 | - | - | €450,437 | €431,206 | €416,276 | ▼ 3.5% |
| Other liabilities and charges164/5 | €440,319 | €435,515 | - | - | - | - |
| Amounts payable17/49 | €1.5m | €1.6m | €1.7m | €1.8m | €2.0m | ▲ 7.0% |
| Amounts payable within one year42/48 | €1.5m | €1.6m | €1.7m | €1.8m | €2.0m | ▲ 7.0% |
| Other amounts payable47/48 | €1.5m | €1.6m | €1.7m | €1.8m | €2.0m | ▲ 7.0% |
| Accrued charges and deferred income492/3 | €100 | €100 | €1,645 | €110 | €352 | ▲ 220% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€81,256 | -€108,421 | -€188,629 | -€18,502 | -€110,680 | ▼ 498% |
| Operating cash flow (approximation) | -€81,256 | -€108,421 | -€188,629 | -€18,502 | -€110,680 | ▼ 498% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | €1,366 | €18,177 | -€19,789 | -€749 | ▲ 96.2% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Weakest financial yearnet -€188,629
Net result drops to -€188,629, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 31 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 29 days late
2021
25-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 25 days late
2020
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 90 days late
2019
31-12
Financial
Highest result since 2018net €49,046 ▲20.9%
Net result €49,046, the highest in the series.
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 28 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 29 days late
2017
28-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 59 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 1985
Ground area
8,748 m²
Building footprint
3,290 m²
Volume, LiDAR
25,576 m³
Parcel 46017A0956/00D000, Flanders · tallest building 9.5 m, ±3 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
Anthonis De Jonghestraat 84, 9100 Sint-Niklaas
since 19852.026.693.551
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46017A0956/00D000 | Flanders | 8,748 m² | 1 · 3,290 m² | 9.5 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
2 holdingsOwners 0
The accounts to 31-12-2025 list no shareholders, and no other source names one.
Holdings 2
-
99.8%
- Sourceown accounts 2025Equity €1.4mResult €229,90195%
According to the 2025 annual accounts of DESMOCO and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Identification & contact
Identification
Legal formPublic limited company
Founded23-03-1985
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0427132075
Registered
22-04-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.