DESLOOVER
ActiveSummary
DESLOOVER has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €50,147 and a net result of -€7,861. Equity is shrinking by ~4.1% per year across the filed fiscal years. Its solvency ranks better than 74% of 18606 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability7▲+1
Solvency87▼-13
Growth58=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,500 at 30 days acceptable
Liquidity ample (current ratio 1.93 against 2.5 in 2024; short-term debt: 29.2% and cash: 14.9% of total assets), and 37.7% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
62.3%
Return on assets
-9.8%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€7,861
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 d early
2024
15 d early
2023
33 d early
2022
11 d early
2021
31 d early
2020
61 d late
2019
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 9 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€50,147▼ 13.6%
2024 · €58,008
Total assets
€80,495▲ 5.3%
2024 · €76,446
Net result
-€7,861▼ 1.8%
2024 · -€7,720
Working capital
€21,814▼ 21.3%
2024 · €27,705
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€7,147-€2,629▲ 63.2%€1,059-€7,345-€7,080▲ 3.6%
Net result-€7,627below the sector's middle half-€2,995within the sector's middle half▲ 60.7%€717within the sector's middle half-€7,720below the sector's middle half-€7,861below the sector's middle half▼ 1.8%
Equity€68,006within the sector's middle half▼ 10.1%€65,012within the sector's middle half▼ 4.4%€65,729within the sector's middle half▲ 1.1%€58,008within the sector's middle half▼ 11.7%€50,147within the sector's middle half▼ 13.6%
Total assets€92,302within the sector's middle half▼ 5.5%€92,691within the sector's middle half▲ 0.4%€88,515within the sector's middle half▼ 4.5%€76,446within the sector's middle half▼ 13.6%€80,495within the sector's middle half▲ 5.3%
Debt€24,296▲ 10.4%€27,680▲ 13.9%€22,786▼ 17.7%€18,438▼ 19.1%€30,348▲ 64.6%
Working capital€27,574within the sector's middle half▼ 30.1%€27,872within the sector's middle half▲ 1.1%€32,516within the sector's middle half▲ 16.7%€27,705within the sector's middle half▼ 14.8%€21,814within the sector's middle half▼ 21.3%
Solvency73.7%above the sector's middle half▼ 3.8pp70.1%above the sector's middle half▼ 3.5pp74.3%above the sector's middle half▲ 4.1pp75.9%above the sector's middle half▲ 1.6pp62.3%within the sector's middle half▼ 13.6pp
Current ratio2.76above the sector's middle half▼ 1.982.27within the sector's middle half▼ 0.492.63within the sector's middle half▲ 0.372.50within the sector's middle half▼ 0.131.93within the sector's middle half▼ 0.57
Return on assets (ROA)-8.3%below the sector's middle half▼ 14.2pp-3.2%within the sector's middle half▲ 5.0pp0.8%within the sector's middle half▲ 4.0pp-10.1%below the sector's middle half▼ 10.9pp-9.8%below the sector's middle half▲ 0.3pp
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €7,080 in 2025 against €7,345 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €80,495
Fixed assets
€35,197 ▲ 16.2%
Current assets
€45,298 ▼ 1.8%
Equity and liabilities €80,495
Equity
€50,147 ▼ 13.6%
Debt
€30,348 ▲ 64.6%
Debt's share of the balance-sheet total rises from 24.1% to 37.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
-€551▲
2024 · -€597
Cash flow
-€1,331▼
2024 · -€973
Quick ratio
1.03▼
2024 · 1.14
Debt to equity
0.61▲
2024 · 0.32
ROE
-15.7%▼
2024 · -13.3%
Interest coverage
-0.69▲
2024 · -1.57
Debt ≤ 1 year
€23,484▲
2024 · €18,438
Debt > 1 year
€6,864
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 12,321 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 90% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a small loss
0.6%
went bankrupt
8.5%
stopped otherwise
90%
still going
A further 0.6% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.8% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 12,321 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €6,865 | €7,630 | €7,277 | €6,748 | €6,530 | ▼ 3.2% |
| Other operating charges640/8 | €2,322 | €3,317 | €3,247 | €3,278 | €4,030 | ▲ 22.9% |
| Gross operating margin9900 | €2,040 | €8,319 | €11,582 | €2,681 | €3,479 | ▲ 29.8% |
| Operating profit (loss)9901 | -€7,147 | -€2,629 | €1,059 | -€7,345 | -€7,080 | ▲ 3.6% |
| Financial income75/76B | €1 | €18 | - | €4 | €13 | ▲ 217% |
| Recurring financial income75 | €1 | €18 | - | €4 | €13 | ▲ 217% |
| Financial charges65/66B | €481 | €384 | €342 | €380 | €794 | ▲ 109% |
| Recurring financial charges65 | €481 | €384 | €342 | €380 | €794 | ▲ 109% |
| Profit (loss) for the period before taxes9903 | -€7,627 | -€2,995 | €717 | -€7,720 | -€7,861 | ▼ 1.8% |
| Profit (loss) for the period9904 | -€7,627 | -€2,995 | €717 | -€7,720 | -€7,861 | ▼ 1.8% |
| Profit (loss) for the period to be appropriated9905 | -€7,627 | -€2,995 | €717 | -€7,720 | -€7,861 | ▼ 1.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €92,302 | €92,691 | €88,515 | €76,446 | €80,495 | ▲ 5.3% |
| Fixed assets21/28 | €49,023 | €42,827 | €36,099 | €30,303 | €35,197 | ▲ 16.2% |
| Tangible fixed assets22/27 | €49,023 | €42,827 | €36,099 | €30,303 | €35,197 | ▲ 16.2% |
| Land and buildings22 | €29,534 | €27,891 | €26,348 | €25,212 | €24,077 | ▼ 4.5% |
| Plant, machinery and equipment23 | €4,611 | €3,229 | €2,290 | €1,621 | €10,578 | ▲ 553% |
| Furniture and vehicles24 | €14,878 | €11,708 | €7,462 | €3,470 | €542 | ▼ 84.4% |
| Current assets29/58 | €43,279 | €49,864 | €52,416 | €46,143 | €45,298 | ▼ 1.8% |
| Stocks and contracts in progress3 | €20,618 | €22,637 | €29,963 | €25,091 | €21,197 | ▼ 15.5% |
| Stocks30/36 | €20,618 | €22,637 | €29,963 | €25,091 | €21,197 | ▼ 15.5% |
| Amounts receivable within one year40/41 | €4,293 | €10,344 | €9,546 | €7,985 | €10,798 | ▲ 35.2% |
| Trade receivables40 | €3,917 | €8,341 | €8,220 | €7,926 | €9,274 | ▲ 17.0% |
| Other amounts receivable41 | €376 | €2,003 | €1,326 | €58 | €1,524 | ▲ 2,513% |
| Cash at bank and in hand54/58 | €17,017 | €15,847 | €11,438 | €11,342 | €11,994 | ▲ 5.7% |
| Deferred charges and accrued income490/1 | €1,351 | €1,036 | €1,468 | €1,726 | €1,309 | ▼ 24.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €92,302 | €92,691 | €88,515 | €76,446 | €80,495 | ▲ 5.3% |
| Equity10/15 | €68,006 | €65,012 | €65,729 | €58,008 | €50,147 | ▼ 13.6% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €49,406 | €46,412 | €47,129 | €39,408 | €31,547 | ▼ 19.9% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | - | - | - |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €1,860 | - | - | - |
| Tax-exempt reserves132 | €10,759 | €10,759 | €10,759 | €10,759 | €10,759 | = |
| Distributable reserves133 | €36,787 | €33,793 | €34,510 | €28,649 | €20,788 | ▼ 27.4% |
| Amounts payable17/49 | €24,296 | €27,680 | €22,786 | €18,438 | €30,348 | ▲ 64.6% |
| Amounts payable after more than one year17 | €8,591 | €5,688 | €2,741 | - | €6,864 | - |
| Financial debts170/4 | €8,591 | €5,688 | €2,741 | - | €6,864 | - |
| Amounts payable within one year42/48 | €15,705 | €21,992 | €19,900 | €18,438 | €23,484 | ▲ 27.4% |
| Current portion of amounts payable after more than one year42 | €2,860 | €2,903 | €2,947 | €2,741 | €1,996 | ▼ 27.2% |
| Trade debts44 | €10,028 | €9,684 | €6,084 | €5,696 | €9,754 | ▲ 71.2% |
| Suppliers440/4 | €10,028 | €9,684 | €6,084 | €5,696 | €9,754 | ▲ 71.2% |
| Taxes, remuneration and social security45 | €417 | €1,697 | €86 | €292 | €697 | ▲ 139% |
| Taxes450/3 | €417 | €197 | €86 | €292 | €697 | ▲ 139% |
| Remuneration and social security454/9 | - | €1,500 | - | - | - | - |
| Other amounts payable47/48 | €2,400 | €7,708 | €10,783 | €9,709 | €11,036 | ▲ 13.7% |
| Accrued charges and deferred income492/3 | - | - | €146 | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€7,627 | -€2,995 | €717 | -€7,720 | -€7,861 | ▼ 1.8% |
| + Depreciation and write-downs630 | €6,865 | €7,630 | €7,277 | €6,748 | €6,530 | ▼ 3.2% |
| Operating cash flow (approximation) | -€762 | €4,636 | €7,994 | -€973 | -€1,331 | ▼ 36.9% |
| Investment in fixed assets (approximation) | - | -€1,435 | -€549 | -€951 | -€11,424 | ▼ 1,101% |
| Change in cash | - | -€1,170 | -€4,409 | -€97 | €652 | ▲ 774% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
16-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €717
Net result €717 after 2 loss-making years.
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
2020
31-12
Financial
Highest result since 2018net €5,819 ▲31.4%
Operating result €6,290, net result €5,819, both a record.
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €4,428
Net result €4,428 after one loss-making year.
01-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
09-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
14-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Koekelare · 2 establishment units since 2002
Ground area
1,410 m²
Building footprint
749 m²
Volume, LiDAR
5,037 m³
2 parcels, Flanders · tallest building 13.7 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
DESLOOVER
since 20022.035.906.967
DESLOOVER
since 20212.324.120.790
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 32010C1108/00N000 | Flanders | 797 m² | 1 · 620 m² | 13.7 m · 2 fl. |
| 32010D0922/00V000 | Flanders | 613 m² | 1 · 129 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 3,390 companies in sector 47761 we hold annual accounts for 1,156. 809 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded01-04-1988
Fiscal year end31-12
Activities, NACEBEL 2025
47761Retail sale of flowers, plants, seeds and fertilisers
81300Landscape service activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0433618803
Also
9925:BE0433618803
Registered
08-10-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.