Summary
DESLIS is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €6.6m and a net result of €611,641. Equity is growing by ~9% per year across the filed fiscal years. Its solvency ranks better than 66% of 5587 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
25 d late
2024
37 d early
2023
30 d late
2022
30 d late
2021
30 d late
2020
24 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 9 days after the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
In the rankings
#4 company by total assets in Riemst, Finance and insurance sector#4 company by equity in Riemst, Finance and insurance sector
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€6.6m▲ 10.2%
2024 · €6.0m
Net result
€611,641▲ 39.5%
2024 · €438,340
Total assets
€9.6m▼ 0.2%
2024 · €9.6m
Solvency
69.1%▲ 6.5pp
2024 · 62.6%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€82,480▲ 18.8%€88,153▲ 6.9%€87,836▼ 0.4%€88,120▲ 0.3%€45,146▼ 48.8%
Net result€779,350above the sector's middle half▼ 75.6%€550,380above the sector's middle half▼ 29.4%€284,208above the sector's middle half▼ 48.4%€438,340above the sector's middle half▲ 54.2%€611,641above the sector's middle half▲ 39.5%
Equity€4.7mabove the sector's middle half▲ 19.8%€5.3mabove the sector's middle half▲ 11.7%€5.6mabove the sector's middle half▲ 5.4%€6.0mabove the sector's middle half▲ 7.9%€6.6mabove the sector's middle half▲ 10.2%
Total assets€9.9mabove the sector's middle half▲ 0.4%€9.7mabove the sector's middle half▼ 2.0%€9.6mabove the sector's middle half▼ 1.5%€9.6mabove the sector's middle half▲ 0.1%€9.6mabove the sector's middle half▼ 0.2%
Debt€5.2m▼ 12.4%€4.4m▼ 14.4%€4.0m▼ 9.7%€3.6m▼ 10.6%€2.9m▼ 17.7%
Working capital-€457,574below the sector's middle half▲ 7.3%-€686,620below the sector's middle half▼ 50.1%-€1.2mbelow the sector's middle half▼ 73.9%-€1.6mbelow the sector's middle half▼ 30.6%-€1.8mbelow the sector's middle half▼ 13.1%
Solvency47.7%within the sector's middle half▲ 7.7pp54.3%within the sector's middle half▲ 6.6pp58.1%within the sector's middle half▲ 3.8pp62.6%within the sector's middle half▲ 4.5pp69.1%within the sector's middle half▲ 6.5pp
Current ratio0.44within the sector's middle half▲ 0.070.19below the sector's middle half▼ 0.250.01below the sector's middle half▼ 0.180.01below the sector's middle half▲ 0.010.00below the sector's middle half▼ 0.01
Return on assets (ROA)7.9%within the sector's middle half▼ 24.5pp5.7%within the sector's middle half▼ 2.2pp3.0%within the sector's middle half▼ 2.7pp4.6%within the sector's middle half▲ 1.6pp6.4%within the sector's middle half▲ 1.8pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 49% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €9.6m
Fixed assets
€9.6m =
Current assets
€1,924 ▼ 91.4%
Equity and liabilities €9.6m
Equity
€6.6m ▲ 10.2%
Debt
€2.9m ▼ 17.7%
Debt's share of the balance-sheet total falls from 37.4% to 30.9%. Equity is higher and debt is lower.
Key figures and ratios
ROE
9.3%▲
2024 · 7.3%
Debt ≤ 1 year
€1.8m▲
2024 · €1.6m
Debt > 1 year
€1.2m▼
2024 · €2.0m
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Other operating charges640/8 | €410 | €930 | €1,022 | €1,058 | €1,060 | ▲ 0.2% |
| Gross operating margin9900 | €82,889 | €89,083 | €88,858 | €89,178 | €46,206 | ▼ 48.2% |
| Operating profit (loss)9901 | €82,480 | €88,153 | €87,836 | €88,120 | €45,146 | ▼ 48.8% |
| Financial income75/76B | €802,027 | €555,840 | €278,265 | €420,214 | €624,513 | ▲ 48.6% |
| Recurring financial income75 | €802,027 | €555,840 | €278,265 | €420,214 | €624,513 | ▲ 48.6% |
| Financial charges65/66B | €105,157 | €93,613 | €81,893 | €69,994 | €58,018 | ▼ 17.1% |
| Recurring financial charges65 | €105,157 | €93,613 | €81,893 | €69,994 | €58,018 | ▼ 17.1% |
| Profit (loss) for the period before taxes9903 | €779,350 | €550,380 | €284,208 | €438,340 | €611,641 | ▲ 39.5% |
| Profit (loss) for the period9904 | €779,350 | €550,380 | €284,208 | €438,340 | €611,641 | ▲ 39.5% |
| Profit (loss) for the period to be appropriated9905 | €779,350 | €550,380 | €284,208 | €438,340 | €611,641 | ▲ 39.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €9.9m | €9.7m | €9.6m | €9.6m | €9.6m | ▼ 0.2% |
| Fixed assets21/28 | €9.6m | €9.6m | €9.6m | €9.6m | €9.6m | = |
| Financial fixed assets28 | €9.6m | €9.6m | €9.6m | €9.6m | €9.6m | = |
| Current assets29/58 | €352,500 | €156,226 | €9,305 | €22,422 | €1,924 | ▼ 91.4% |
| Amounts receivable within one year40/41 | €349,255 | €150,095 | €9,075 | €18,150 | €0 | ▼ 100% |
| Trade receivables40 | €9,075 | €9,075 | €9,075 | €18,150 | €0 | ▼ 100% |
| Other amounts receivable41 | €340,180 | €141,020 | €0 | - | - | - |
| Cash at bank and in hand54/58 | €3,245 | €6,131 | €230 | €4,272 | €1,924 | ▼ 55.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €9.9m | €9.7m | €9.6m | €9.6m | €9.6m | ▼ 0.2% |
| Equity10/15 | €4.7m | €5.3m | €5.6m | €6.0m | €6.6m | ▲ 10.2% |
| Contributions10/11 | €750,000 | €750,000 | €750,000 | €750,000 | €750,000 | = |
| Reserves13 | €4.0m | €4.5m | €4.8m | €5.2m | €5.9m | ▲ 11.7% |
| Distributable reserves133 | €4.0m | €4.5m | €4.8m | €5.2m | €5.9m | ▲ 11.7% |
| Amounts payable17/49 | €5.2m | €4.4m | €4.0m | €3.6m | €2.9m | ▼ 17.7% |
| Amounts payable after more than one year17 | €4.4m | €3.6m | €2.8m | €2.0m | €1.2m | ▼ 41.2% |
| Financial debts170/4 | €4.4m | €3.6m | €2.8m | €2.0m | €1.2m | ▼ 41.2% |
| Amounts payable within one year42/48 | €810,073 | €842,847 | €1.2m | €1.6m | €1.8m | ▲ 11.6% |
| Current portion of amounts payable after more than one year42 | €767,707 | €779,427 | €791,326 | €803,406 | €815,671 | ▲ 1.5% |
| Trade debts44 | €62 | €199 | €1,746 | €64 | €41,642 | ▲ 65,446% |
| Suppliers440/4 | €62 | €199 | €1,746 | €64 | €41,642 | ▲ 65,446% |
| Taxes, remuneration and social security45 | €13,671 | €13,588 | €13,624 | €13,624 | €13,701 | ▲ 0.6% |
| Taxes450/3 | €13,671 | €13,588 | €13,624 | €13,624 | €13,701 | ▲ 0.6% |
| Other amounts payable47/48 | €28,633 | €49,633 | €396,348 | €764,133 | €893,745 | ▲ 17.0% |
| Accrued charges and deferred income492/3 | €21,000 | €21,000 | €21,000 | €21,000 | €21,000 | = |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €779,350 | €550,380 | €284,208 | €438,340 | €611,641 | ▲ 39.5% |
| Operating cash flow (approximation) | €779,350 | €550,380 | €284,208 | €438,340 | €611,641 | ▲ 39.5% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | €2,887 | -€5,901 | €4,042 | -€2,348 | ▼ 158% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 25 days late
2025
24-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 30 days late
2023
31-12
Financial
Weakest financial yearnet €284,208 ▼48.4%
Net result drops to €284,208, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 30 days late
2022
31-12
Financial
Equity above €5mEq €5.3m ▲11.7%
3 profitable years in a row build equity to €5.3m.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 30 days late
2021
07-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Riemst · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Holstraat-Heukelom 53770 Riemst1 establishment unit
DESLIS
since 20202.297.713.234
Structure & network
Owners and holdings
1 holdingOwners 0
The accounts to 31-12-2025 list no shareholders, and no other source names one.
Holdings 1
-
100%
According to the 2025 annual accounts of DESLIS and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 24,729 companies in sector 64210 we hold annual accounts for 19,799. 7,293 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded12-12-2019
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0739533344
Also
9925:BE0739533344
Registered
09-12-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.