Skip to content

desK

Active
Private limited companyfounded 20197 yrs activeVolderstraat 39, 8700 Tielt, BelgiumKBO/BCE: BE 0727.661.237

desK has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €97k and a net result of €30k. Equity is growing by ~49.4% per year across the filed fiscal years. Its solvency ranks better than 48% of 9384 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).

Checked score

Score 2025
96 / 100
Excellent▲ +2 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency83▼-2
Growth78=
Stability100
Bankruptcy probability, 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity tight (current ratio 1.43 against 1.7 in 2024), and 47.6% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 7 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
52.4%
Return on assets
16.1%
Age of the figures
14 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 23-12-2025, 39 days ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2025
39 d early
2024
43 d early
2023
22 d early
2022
1 d early
2021
56 d early
2020
47 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-06-2026 close14-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€97k▲ 44.3%
2024 · €67k
2020: €10k 2021: €25k 2022: €42k 2023: €44k 2024: €67k
2020 → 2025
Total assets
€186k▲ 27.2%
2024 · €146k
2020: €47k 2021: €53k 2022: €56k 2023: €63k 2024: €146k
2020 → 2025
Net result
€30k▲ 25.1%
2024 · €24k
2020: €2k 2021: €16k 2022: €16k 2023: €2k 2024: €24k
2020 → 2025
Working capital
€35k▼ 21.8%
2024 · €44k
2020: €-6k 2021: €7k 2022: €30k 2023: €37k 2024: €44k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€25k-€42k▲ 63.5%€44k▲ 4.9%€67k▲ 54.7%€97k▲ 44.3%
Operating result€22k-€22k▲ 0.7%€4k▼ 79.4%€32k▲ 620%€41k▲ 26.8%
Net result€16k-€16k▲ 1.5%€2k▼ 87.3%€24k▲ 1,068%€30k▲ 25.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20k€40kOperating result 2021: €22k€22kNet result 2021: €16k€16kOperating result 2022: €22k€22kNet result 2022: €16k€16kOperating result 2023: €4k€4kNet result 2023: €2k€2kOperating result 2024: €32k€32kNet result 2024: €24k€24kOperating result 2025: €41k€41kNet result 2025: €30k€30k20212022202320242025
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 27% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €186k
Fixed assets €70k▲ 80.6%
Current assets €116k▲ 8.0%
Equity and liabilities €186k
Equity €97k▲ 44.3%
Debt €88k▲ 12.6%
The debt ratio falls from 53.7% to 47.6%: equity grows faster than debt.
Key figures and ratios
2025 value · change against 2024
EBITDA
€59k
2024 · €45k
Cash flow
€48k
2024 · €36k
Solvency
52.4%
2024 · 46.3%
Current ratio
1.43
2024 · 1.70
Quick ratio
1.43
2024 · 1.70
Debt / equity
0.91
2024 · 1.16
ROE
30.7%
2024 · 35.4%
ROA
16.1%
2024 · 16.4%
Interest coverage
11.67
2024 · 18.34
Debt
€88k
2024 · €78k
Debt ≤ 1 year
€81k
2024 · €63k
Debt > 1 year
€3k
2024 · €14k
Income taxes
€7k
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€146k€186k
Fixed assets21/28€39k€70k
Tangible fixed assets22/27€39k€70k
Plant, machinery and equipment23€0-
Furniture and vehicles24€29k€61k
Other tangible fixed assets26€10k€9k
Current assets29/58€107k€116k
Amounts receivable within one year40/41€291€6k
Trade receivables40€287€273
Other amounts receivable41€4€5k
Cash at bank and in hand54/58€106k€108k
Deferred charges and accrued income490/1€1k€2k
Equity and liabilities
Total equity and liabilities10/49€146k€186k
Equity10/15€67k€97k
Contributions10/11€8k€8k=
Reserves13€60k€90k
Distributable reserves133€60k€90k
Amounts payable17/49€78k€88k
Amounts payable after more than one year17€14k€3k
Financial debts170/4€14k€3k
Amounts payable within one year42/48€63k€81k
Current portion of amounts payable after more than one year42€11k€11k
Trade debts44€1k€2k
Suppliers440/4€1k€2k
Taxes, remuneration and social security45€7k€3k
Taxes450/3€2k€765
Remuneration and social security454/9€5k€2k
Other amounts payable47/48€44k€64k
Accrued charges and deferred income492/3€1k€4k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€18k
Other operating charges640/8€1k€599
Gross operating margin9900€46k€60k
Operating profit (loss)9901€32k€41k
Financial income75/76B€30€582
Recurring financial income75€30€582
Financial charges65/66B€2k€5k
Recurring financial charges65€2k€5k
Profit (loss) for the period before taxes9903€30k€37k
Income taxes67/77€6k€7k
Profit (loss) for the period9904€24k€30k
Profit (loss) for the period to be appropriated9905€24k€30k
Appropriation of the result
Profit (loss) to be appropriated9906€24k€30k
Transfer to equity691/2€24k€30k
To other reserves6921€24k€30k

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2025
23-12
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial Highest result since 2020net €30k ▲25.1%
Operating result €41k, net result €30k, both a record.
2024
19-12
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
09-01
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
30-01
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial Liquidity triplescurrent ratio 3.14
Current ratio from 1.25 to 3.14; short-term debt falls from €27k to €14k.
2021
06-12
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2020
15-12
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tielt · 1 establishment unit since 2019
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Volderstraat 398700 Tielt
Ground area
457 m²
Building footprint
146 m²
Volume, LiDAR
497 m³
Parcel 37303I0425/00T007, Flanders · tallest building 9.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Volderstraat 39, 8700 Tielt
Activities of head offices; management consultancy activities
since 20192.290.030.636
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
37303I0425/00T007 Flanders 457 m² 1 · 146 m² 9.4 m · 1 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 11,505 companies in sector 71121 we hold annual accounts for 6,525. 5,200 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded31-05-2019
Fiscal year end30-06
Activities, NACEBEL
71121Engineering and related technical consultancy, excluding land surveyors
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers

Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

1 entry
E-mail:jens.kerckhof@outlook.be
Enterprise