Désiré
ActiveSummary
Désiré has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €69k and a net result of €-9k. Equity is growing by ~11.2% per year across the filed fiscal years. Its solvency ranks better than 78% of 13305 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
63
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability32▼-57
Solvency89=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity tight (current ratio 1.16 against 1.45 in 2024; short-term debt: 31.1% and cash: 27.5% of total assets), and 36.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
63.9%
Return on assets
-8.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 d early
2024
15 d early
2023
15 d early
2022
2 d late
2021
19 d late
2020
19 d late
2019
34 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€69k▼ 11.5%
2024 · €78k
2018: €27k
2019: €24k
2020: €51k
2021: €64k
2022: €58k
2023: €58k
2024: €78k
2018 → 2025
Total assets
€108k▼ 11.3%
2024 · €121k
2018: €83k
2019: €117k
2020: €110k
2021: €117k
2022: €140k
2023: €125k
2024: €121k
2018 → 2025
Net result
€-9k
2024 · €19k
2018: €9k
2019: €-3k
2020: €26k
2021: €13k
2022: €-6k
2023: €447
2024: €19k
2018 → 2025
Working capital
€5k▼ 63.1%
2024 · €14k
2018: €-13k
2019: €-18k
2020: €6k
2021: €-5k
2022: €-12k
2023: €-7k
2024: €14k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€64k-€58k▼ 8.8%€58k▲ 0.8%€78k▲ 33.1%€69k▼ 11.5%
Operating result€15k-€-2k€4k€25k▲ 531%€-7k
Net result€13k-€-6k€447€19k▲ 4,220%€-9k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €7k after €25k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €108k
Fixed assets
€69k ▼ 8.6%
Current assets
€39k ▼ 15.9%
Equity and liabilities €108k
Equity
€69k ▼ 11.5%
Debt
€39k ▼ 11.0%
Debt's share of the balance-sheet total rises from 35.9% to 36.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
€7k▼
2024 · €38k
Cash flow
€5k▼
2024 · €31k
Current ratio
1.16▼
2024 · 1.45
Quick ratio
0.91▼
2024 · 1.21
Debt to equity
0.56▲
2024 · 0.56
ROE
-13.0%▼
2024 · 24.8%
ROA
-8.3%▼
2024 · 15.9%
Interest coverage
2.80▼
2024 · 11.37
Debt ≤ 1 year
€34k▲
2024 · €32k
Debt > 1 year
€5k▼
2024 · €11k
Income taxes
€56▼
2024 · €3k
Staff costs
€26k▼
2024 · €42k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 50 lines
Balance sheet
Code20242025
Assets
Total assets20/58€121k€108k▼
Fixed assets21/28€75k€69k▼
Tangible fixed assets22/27€75k€69k▼
Land and buildings22€44k€40k▼
Plant, machinery and equipment23€4k€2k▼
Furniture and vehicles24€18k€17k▼
Other tangible fixed assets26€10k€10k=
Current assets29/58€46k€39k▼
Stocks and contracts in progress3€8k€8k▲
Stocks30/36€8k€8k▲
Amounts receivable within one year40/41€2k€331▼
Trade receivables40€875€251▼
Other amounts receivable41€1k€80▼
Cash at bank and in hand54/58€35k€30k▼
Deferred charges and accrued income490/1€1k€631▼
Equity and liabilities
Total equity and liabilities10/49€121k€108k▼
Equity10/15€78k€69k▼
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€147€147=
Profit (loss) carried forward14€70k€61k▼
Amounts payable17/49€44k€39k▼
Amounts payable after more than one year17€11k€5k▼
Financial debts170/4€11k€5k▼
Amounts payable within one year42/48€32k€34k▲
Current portion of amounts payable after more than one year42€6k€7k▲
Trade debts44€4k€4k▲
Suppliers440/4€4k€4k▲
Taxes, remuneration and social security45€9k€10k▲
Taxes450/3€7k€8k▲
Remuneration and social security454/9€2k€2k▼
Other amounts payable47/48€12k€13k▲
Accrued charges and deferred income492/3€286€394▲
Income statement
Code20242025
Remuneration, social security and pensions62€42k€26k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€14k▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€81k€36k▼
Operating profit (loss)9901€25k€-7k▼
Financial income75/76B€134€264▲
Recurring financial income75€134€264▲
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€22k€-9k▼
Income taxes67/77€3k€56▼
Profit (loss) for the period9904€19k€-9k▼
Profit (loss) for the period to be appropriated9905€19k€-9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€70k€61k▼
Profit (loss) brought forward from the previous period14P€50k€70k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-9k ▼146%
Net result drops to €-9k, the lowest in the series.
16-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
16-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €447
Net result €447 after one loss-making year.
02-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 2 days late
2022
19-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 19 days late
2021
19-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 19 days late
2020
31-12
Financial
Back to profitnet €26k
Net result €26k after one loss-making year.
03-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 34 days late
2019
06-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 6 days late
2018
23-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 23 days late
2017
10-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tessenderlo-Ham · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
De Statie 883945 Tessenderlo-HamGround area
1,219 m²
Building footprint
269 m²
Volume, LiDAR
1,651 m³
Parcel 71046A0932/00K003, Flanders · tallest building 10.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
De Grammofoon
since 20042.137.935.428
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71046A0932/00K003 | Flanders | 1,219 m² | 1 · 269 m² | 10.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2023 · 3 entries · 1,671 EUR awarded · 1,671 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 569 EUR | 569 EUR |
| 2022 | 2 | 1,102 EUR | 1,102 EUR |
Schemes
Vlaamse ondersteuningspremie (VOP) voor werkgevers (uitdovend stelsel)
Stagebonus (stopgezet)
Recognitions · licences · registrations
Food safety, FASFC
1 siteTessenderlo-Ham2.137.935.428
Dual-learning approval
2 live approvals · 2 endedKeukenmedewerker (vwo)
Keukenmedewerker duaal (so)
Show 2 ended approvals
Hulpkok (so)
Keukenmedewerker (so)
Similar companies · same sector, comparable size
HONG KONG
BE 0475.638.807
Seraing · Eq €68,799
LE FOURNIL
BE 0890.368.938
Libin · Eq €68,785
JS Group
BE 0673.476.542
Antwerpen · Eq €68,772
Entreprise Piémont AP
BE 0547.843.231
Elsene · Eq €68,827
L.VIKINGS
BE 1011.696.142
Sint-Jans-Molenbeek · Eq €68,751
Of 20,493 companies in sector 56111 we hold annual accounts for 11,461. 9,844 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded18-06-2004
Fiscal year end31-12
Activities, NACEBEL 2025
56111Full-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.