DESIMCO
ActiveDESIMCO has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €393k and a net result of €74k. Equity is growing by ~5.3% per year across the filed fiscal years. Its solvency ranks better than 45% of 2147 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
76
/ 100
Excellent▲ +10 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability95▲+33
Solvency58▲+23
Growth78=
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity tight (current ratio 1.28 against 1.22 in 2024), and 66.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
33.2%
Return on assets
6.3%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
1 d early
2023
27 d early
2022
38 d late
2021
2 d early
2020
13 d late
2019
5 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, abbreviated schema
Equity
€393k▲ 23.3%
2024 · €318k
2019: €256k
2020: €258k
2021: €261k
2022: €265k
2023: €279k
2024: €318k
2019 → 2025
Total assets
€1.18M▼ 18.3%
2024 · €1.45M
2019: €1.12M
2020: €1.48M
2021: €1.33M
2022: €1.22M
2023: €1.23M
2024: €1.45M
2019 → 2025
Net result
€74k▲ 88.7%
2024 · €39k
2019: €2k
2020: €3k
2021: €3k
2022: €5k
2023: €14k
2024: €39k
2019 → 2025
Working capital
€196k▼ 6.7%
2024 · €210k
2019: €31k
2020: €186k
2021: €201k
2022: €212k
2023: €238k
2024: €210k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€261k-€265k▲ 1.7%€279k▲ 5.3%€318k▲ 14.1%€393k▲ 23.3%
Operating result€28k-€24k▼ 14.4%€40k▲ 64.0%€82k▲ 106%€140k▲ 71.4%
Net result€3k-€5k▲ 58.4%€14k▲ 207%€39k▲ 183%€74k▲ 88.7%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 71% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.18M
Fixed assets
€289k▲ 0.1%
Current assets
€895k▼ 22.9%
Equity and liabilities €1.18M
Equity
€393k▲ 23.3%
Debt
€791k▼ 30.0%
The debt ratio falls from 78.0% to 66.8%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€289k▲
2024 · €135k
Cash flow
€224k▲
2024 · €92k
Solvency
33.2%▲
2024 · 22.0%
Current ratio
1.28▲
2024 · 1.22
Quick ratio
0.36▲
2024 · 0.14
Debt / equity
2.01▼
2024 · 3.55
ROE
18.9%▲
2024 · 12.4%
ROA
6.3%▲
2024 · 2.7%
Interest coverage
4.73▲
2024 · 4.11
Debt
€791k▼
2024 · €1.13M
Debt ≤ 1 year
€699k▼
2024 · €950k
Debt > 1 year
€93k▼
2024 · €181k
Income taxes
€24k▲
2024 · €15k
Staff costs
€675k▲
2024 · €386k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.45M€1.18M▼
Fixed assets21/28€289k€289k▲
Tangible fixed assets22/27€248k€263k▲
Land and buildings22€7k€11k▲
Plant, machinery and equipment23€130k€144k▲
Furniture and vehicles24€18k€41k▲
Leasing and similar rights25€93k€67k▼
Other tangible fixed assets26€197€25▼
Financial fixed assets28€41k€26k▼
Current assets29/58€1.16M€895k▼
Stocks and contracts in progress3€1.03M€643k▼
Stocks30/36€617k€284k▼
Contracts in progress37€414k€359k▼
Amounts receivable within one year40/41€79k€89k▲
Trade receivables40€35k€30k▼
Other amounts receivable41€44k€59k▲
Cash at bank and in hand54/58€50k€163k▲
Deferred charges and accrued income490/1€0-
Equity and liabilities
Total equity and liabilities10/49€1.45M€1.18M▼
Equity10/15€318k€393k▲
Contributions10/11€225k€195k▼
Reserves13€93k€198k▲
Non-distributable reserves130/1€23k€0▼
Reserves not available under the articles1311€23k€0▼
Tax-exempt reserves132€58€58=
Distributable reserves133€71k€197k▲
Profit (loss) carried forward14€7€144▲
Amounts payable17/49€1.13M€791k▼
Amounts payable after more than one year17€181k€93k▼
Financial debts170/4€181k€93k▼
Amounts payable within one year42/48€950k€699k▼
Current portion of amounts payable after more than one year42€60k€70k▲
Financial debts43€125k€125k=
Credit institutions430/8€125k€125k=
Trade debts44€133k€81k▼
Suppliers440/4€133k€81k▼
Advances received on contracts in progress46€96k€0▼
Taxes, remuneration and social security45€26k€27k▲
Taxes450/3€5k€10k▲
Remuneration and social security454/9€21k€17k▼
Other amounts payable47/48€509k€396k▼
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Non-recurring operating income76A-€32k
Remuneration, social security and pensions62€386k€675k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€53k€149k▲
Other operating charges640/8€40k€105k▲
Gross operating margin9900€561k€1.07M▲
Operating profit (loss)9901€82k€140k▲
Financial income75/76B€5k€20k▲
Recurring financial income75€5k€20k▲
Financial charges65/66B€33k€61k▲
Recurring financial charges65€33k€61k▲
Profit (loss) for the period before taxes9903€54k€99k▲
Income taxes67/77€15k€24k▲
Profit (loss) for the period9904€39k€74k▲
Profit (loss) for the period to be appropriated9905€39k€74k▲
Appropriation of the result
Profit (loss) to be appropriated9906€41k€74k▲
Profit (loss) brought forward from the previous period14P€2k€7▼
Transfer to equity691/2€41k€74k▲
To other reserves6921€41k€74k▲
Social balance
Average headcount (FTE)90876.15.7▼
The notes to these accounts (24 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-12
Financial
Highest result since 2019net €74k ▲88.7%
Operating result €140k, net result €74k, both a record.
2024
30-10
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
04-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2022
08-12
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 38 days late
2021
29-10
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2020
13-11
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 13 days late
2019
05-11
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 5 days late
2018
16-10
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
02-11
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 2 days late
2016
24-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lichtervelde · 2 establishment units since 1997
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kortemarkstraat 1328810 LichterveldeGround area
7,507 m²
Building footprint
424 m²
Volume, LiDAR
1,780 m³
2 parcels, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
DESIMCO
since 19972.084.761.711
DESIMCO
since 20162.303.377.935
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36011E0757/00N000 | Flanders | 6,505 m² | 1 · 325 m² | 6.5 m · 1 fl. |
| 31522C0461/00Y000 | Flanders | 1,001 m² | 1 · 100 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 5 entries · 5,981 EUR awarded · 5,981 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 3 | 4,381 EUR | 4,381 EUR |
| 2024 | 1 | 850 EUR | 850 EUR |
| 2022 | 1 | 750 EUR | 750 EUR |
Schemes
Retroactieve investeringspremie voor eigenaars van zonnepanelen na afschaffing van terugdraaiende teller
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Bijkomende retroactieve investeringspremie voor eigenaars van een warmtepomp én zonnepanelen na afschaffing van terugdraaiende teller
Recognitions · licences · registrations
Recognised contractor
1 categoryDESIMCO BV34739
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Of 29,531 companies in sector 41001 we hold annual accounts for 15,864. 10,039 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-08-1997
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
45211
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.