DesignFredDéco
ActiveDesignFredDéco has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €78k and a net result of €12k. Equity is growing by ~15% per year across the filed fiscal years. Its solvency ranks better than 72% of 26056 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2024
90
/ 100
Excellent▼ -10 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability75▲+10
Solvency97▼-3
Growth52=
Stability100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 1.96 against 2.81 in 2023), and 41.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 20-09-2025, 51 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
51 d late
2023
30 d late
2022
60 d late
2021
58 d late
2020
28 d late
2019
102 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€78k▼ 26.6%
2023 · €107k
2018: €45k
2019: €54k
2020: €71k
2021: €85k
2022: €93k
2023: €107k
2018 → 2024
Total assets
€133k▼ 14.5%
2023 · €155k
2018: €87k
2019: €147k
2020: €118k
2021: €127k
2022: €126k
2023: €155k
2018 → 2024
Net result
€12k▼ 16.2%
2023 · €14k
2018: €18k
2019: €10k
2020: €17k
2021: €14k
2022: €8k
2023: €14k
2018 → 2024
Working capital
€52k▼ 40.8%
2023 · €88k
2018: €25k
2019: €51k
2020: €52k
2021: €74k
2022: €84k
2023: €88k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€71k-€85k▲ 19.2%€93k▲ 9.0%€107k▲ 15.0%€78k▼ 26.6%
Operating result€26k-€23k▼ 9.8%€15k▼ 35.2%€22k▲ 42.7%€17k▼ 21.2%
Net result€17k-€14k▼ 20.1%€8k▼ 44.4%€14k▲ 82.3%€12k▼ 16.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 21% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €133k
Fixed assets
€26k▲ 41.7%
Current assets
€107k▼ 22.0%
Equity and liabilities €133k
Equity
€78k▼ 26.6%
Debt
€55k▲ 11.9%
The debt ratio rises from 31.4% to 41.1%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€24k▼
2023 · €28k
Cash flow
€19k▼
2023 · €21k
Solvency
58.9%▼
2023 · 68.6%
Current ratio
1.96▼
2023 · 2.81
Quick ratio
1.88▼
2023 · 2.69
Debt / equity
0.70▲
2023 · 0.46
ROE
14.9%▲
2023 · 13.0%
ROA
8.8%▼
2023 · 9.0%
Interest coverage
57.34▲
2023 · 33.42
Debt
€55k▲
2023 · €49k
Debt ≤ 1 year
€55k▲
2023 · €49k
Income taxes
€5k▼
2023 · €7k
Staff costs
€1k▲
2023 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€155k€133k▼
Formation expenses20-€0
Fixed assets21/28€18k€26k▲
Tangible fixed assets22/27€17k€24k▲
Land and buildings22€8k€6k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€7k€17k▲
Financial fixed assets28€2k€2k=
Current assets29/58€137k€107k▼
Stocks and contracts in progress3€6k€4k▼
Stocks30/36€6k€4k▼
Amounts receivable within one year40/41€44k€22k▼
Trade receivables40€39k€16k▼
Other amounts receivable41€5k€6k▲
Cash at bank and in hand54/58€69k€76k▲
Deferred charges and accrued income490/1€18k€4k▼
Equity and liabilities
Total equity and liabilities10/49€155k€133k▼
Equity10/15€107k€78k▼
Contributions10/11€9k€9k=
Outside capital11€9k-
Other1109/19€9k-
Reserves13€21k€28k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€19k€26k▲
Profit (loss) carried forward14€77k€41k▼
Amounts payable17/49€49k€55k▲
Amounts payable within one year42/48€49k€55k▲
Current portion of amounts payable after more than one year42€2k-
Trade debts44€40k€26k▼
Suppliers440/4€40k€26k▼
Advances received on contracts in progress46-€1k
Taxes, remuneration and social security45€7k€25k▲
Taxes450/3€7k€24k▲
Remuneration and social security454/9-€2k
Other amounts payable47/48-€2k
Income statement
Code20232024
Remuneration, social security and pensions62€1k€1k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€7k▲
Other operating charges640/8€1k€606▼
Gross operating margin9900€31k€26k▼
Operating profit (loss)9901€22k€17k▼
Financial income75/76B€184€84▼
Recurring financial income75€184€84▼
Financial charges65/66B€847€416▼
Recurring financial charges65€847€416▼
Profit (loss) for the period before taxes9903€21k€17k▼
Income taxes67/77€7k€5k▼
Profit (loss) for the period9904€14k€12k▼
Profit (loss) for the period to be appropriated9905€14k€12k▼
Appropriation of the result
Profit (loss) to be appropriated9906€77k€88k▲
Profit (loss) brought forward from the previous period14P€63k€77k▲
Transfer to equity691/2-€7k
To other reserves6921-€7k
Profit to be distributed694/7-€40k
Return on contributions (dividend)694-€40k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
20-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 51 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Equity above €100kEq €107k ▲15%
6 profitable years in a row build equity to €107k.
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 60 days late
2022
31-12
Financial
Weakest financial yearnet €8k ▼44.4%
Net result drops to €8k, the lowest in the series; recovery starts the following year.
27-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 58 days late
2021
28-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 28 days late
2020
10-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 102 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 59 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
2016
30-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2012
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
20-01-2012
Resigned as Manager
Location & real-estate footprint
Registered office, Manage · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Caudia 937170 ManageGround area
299 m²
Building footprint
59 m²
Volume, LiDAR
492 m³
Parcel 52006A0017/00A007, Wallonia · tallest building 9.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
DesignFredDéco
since 20102.187.440.169
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52006A0017/00A007 | Wallonia | 299 m² | 1 · 59 m² | 9.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BAG and COOL
BE 0461.256.477
Sint-Pieters-Woluwe · Eq €80k
DS Verkoop
BE 0676.382.879
Diest · Eq €81k
Dartblue
BE 0810.937.618
Antwerpen · Eq €76k
G.Y.M.
BE 0437.960.047
Sint-Jans-Molenbeek · Eq €74k
EMMANUELLE
BE 0414.534.646
Tongeren-Borgloon · Eq €72k
Of 410 companies in sector 47722 we hold annual accounts for 165. 124 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded30-04-2010
Fiscal year end31-12
Activities, NACEBEL
47722Retail trade
47715Retail trade
47721Retail sale of footwear
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.