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D-EXPERIENCE

Active Private limited companyfounded 2011active for 15 yearsRue Saint-Paul 7, 4000 LiègeKBO/BCE: BE 0840.062.956

Lifetime

14 annual accounts with figures on one time axis
peak €20,056 (2021)
€1,111▼ 79.6%
lowest -€49,911 (2012)
-€424▼ €4,351
peak €21,938 (2024)
€21,514▼ 1.9%
€5,635▼ 41.3%
peak 1.3 FTE (2012)
-not published
Board1 name since 2021
1 directorMEERBERGHS Raymond
Owners
  
Documentsfilings and deeds
18-05-202674 days before the deadline
2025micro format
Gross margin from €5,441 to €1,111Loss of €424Debts from €9,602 to €5,635Cash from €2,500 to €3,642

Key points

from the 2025 annual accounts

Turnover

≈ €14,000 estimated

The micro format states no turnover.

Filings

14 annual accounts since 2012
AprilJune31 JulyOctober201520202025

Three of the last ten came late. The 2018 accounts came latest: 26 days after the end of the period.

Position in the sector

79.2%

Higher solvency than 90% of companies in food and beverage service. Sector median 29.5% · 17,158 companies.

Checked score

85
Excellent
Financially stronger than 56% of micro companies in food and beverage service (NACE 56)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 1.8% across 23,788 companies (NACE 56, micro).

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.6% 01-2025: 0.6%● unchanged vs 12-2024 02-2025: 0.6%● unchanged vs 01-2025 03-2025: 0.6%● unchanged vs 02-2025 04-2025: 0.7%▲ +0.1 percentage points vs 03-2025highest value 05-2025: 0.6%▼ -0.1 percentage points vs 04-2025 06-2025: 0.6%● unchanged vs 05-2025 07-2025: 0.4%▼ -0.2 percentage points vs 06-2025 08-2025: 0.4%● unchanged vs 07-2025 09-2025: 0.4%● unchanged vs 08-2025 10-2025: 0.4%● unchanged vs 09-2025 11-2025: 0.4%● unchanged vs 10-2025 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.4%● unchanged vs 12-2025 02-2026: 0.4%● unchanged vs 01-2026 03-2026: 0.5%▲ +0.1 percentage points vs 02-2026 04-2026: 0.5%● unchanged vs 03-2026 05-2026: 0.5%● unchanged vs 04-2026 06-2026: 0.4%▼ -0.1 percentage points vs 05-2026lowest value 07-2026: 0.4%● unchanged vs 06-2026lowest value 08-2026: 0.4%● unchanged vs 07-2026lowest value 09-2026: 0.4%● unchanged vs 08-2026lowest value 10-2026: 0.4%● unchanged vs 09-2026lowest value 11-2026: 0.4%● unchanged vs 10-2026lowest value

Financial strength
Strong

100+5equity 79.2% of total assets
60+13short-term debt 20.8% · cash 13.4%
34-35return on assets -1.6%

Score breakdown

raises risk
Sector: Food and beverage service activities (NACE 56)
Size: total assets €27,149
lowers risk
Founded in 2011
Figures for financial year 2025 (filed on 20-05-2026)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 94% of them on solvency, 64% on liquidity, 28% on profitability and 38% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 6,908 companies had the same profile as D-EXPERIENCE has now. Each dot stands for 18 companies, two years later.

90.8%
were still trading
7.8%
stopped another way
1.1%
went bankrupt
  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a small loss

Another 0.2% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of D-EXPERIENCE itself: 0.4% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 6,908 companies, not a prediction for D-EXPERIENCE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €1,500 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 4.82 (3.28 in 2024), above the usual 1.5. Short-term debt is 20.8% and cash 13.4% of total assets. 20.8% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Sector: Food and beverage service activities (NACE 56)
KBO
lowers risk · Founded in 2011
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Size: total assets €27,149
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 20-05-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-05-2026, 74 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
74 days early
2024
50 days early
2023
42 days early
2022
88 days early
2021
20 days early
2020
37 days early
2019
39 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 50 days before the deadline. In the sector (NACE 56), the median for financial year 2024 was 7 days after the deadline, and 53% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 11 June (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

MR
MEERBERGHS Raymond
Director
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0840062956
Registered office moved within Liège New registered office: Rue Saint Paul, 7/1er étage 4000 LIEGE · Previous registered office: Route du Condroz, 464 à 4031 Liège · General meeting of 07-02-2020 · Gazette deed
First establishment Rue Saint-Paul 7, Liège
Incorporation published on 19-10-2011 · Gazette deed
All 22 events

Comparable companies

same main activity, similar in size and age
Company
D-EXPERIENCE Liège €27,149 €1,111 79.2% -
Komeet! Leuven €26,073 -€281 36.5% -
SACRIFI Wavre €26,082 -€1,523 -441.0% -
L'Elément terre Paris & Franceschi Orp-Jauche €32,142 -€1,717 85.2% -
TAMARILLO Geel €32,815 €209 98.2% -
TRAITEUR HEYNINCK Sint-Niklaas €27,849 -€286 -196.5% -
LE DRAGON BOL Verviers €30,776 -€2,529 74.4% -

These companies have the same main activity as D-EXPERIENCE: event catering (NACE 56210). They are comparable in size and age: total assets between €26,100 and €32,800, founded between 2007 and 2013.

Official details

Source: KBO
Status
Active since 07-10-2011Normal situation
Activity
Event cateringNACE 56210and 7 others
Establishment unit
2.203.640.8524000 Liège, since 03-11-2011
Financial year end
31 December
Peppol
Reachable since 31-07-2025
Company details

Annual accounts 2025

€27,149▼ 13.9%
Filing
Filed on 18-05-2026, 74 days before the end of the filing period
Financials

Insights on D-EXPERIENCE

D-EXPERIENCE files the micro format. That format states no turnover. The gross margin fell from €10,425 in 2012 to €1,111 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about D-EXPERIENCE

What is the company number of D-EXPERIENCE?
The company number of D-EXPERIENCE is 0840.062.956. The VAT number is the same number with BE in front: BE 0840.062.956.
Where is D-EXPERIENCE based?
The registered office is at Rue Saint-Paul 7, 4000 Liège.Company details
What does D-EXPERIENCE do?
According to the KBO register, the main activity is event catering (NACE 56210).
What is the legal form of D-EXPERIENCE?
D-EXPERIENCE is a private limited company (BV).
When was D-EXPERIENCE founded?
D-EXPERIENCE was founded on 07-10-2011.
Is D-EXPERIENCE still active?
Yes, D-EXPERIENCE is an active enterprise in the KBO register.
What is the turnover of D-EXPERIENCE?
The turnover in financial year 2025 is ≈ €14,000. This figure is estimated from the gross margin of €1,111 and 30 comparable companies (NACE 562). It probably lies between €8,800 and €27,000. It is a rough estimate.Financials
Is D-EXPERIENCE profitable?
In financial year 2025, D-EXPERIENCE made a loss of €424.
Where can I find the annual accounts of D-EXPERIENCE?
D-EXPERIENCE filed 14 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of D-EXPERIENCE due?
D-EXPERIENCE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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