Skip to content

D-EXPERIENCE

Active
Private limited companyfounded 201114 yrs activeRue Saint-Paul 7, 4000 Liège, BelgiumKBO/BCE: BE 0840.062.956
Summary

The computed 12-month bankruptcy probability of D-EXPERIENCE is 1.9% (moderate). The 2025 annual accounts show equity of €21,514 and a net result of -€424. Equity is growing by ~18.1% per year across the filed fiscal years. Its solvency ranks better than 90% of 13560 sector peers (fiscal year 2025). The company has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability34▼-35
Solvency100▲+5
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
1.9% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days acceptable
Liquidity ample (current ratio 4.82 against 3.28 in 2024; short-term debt: 20.8% and cash: 13.4% of total assets), and 20.8% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 14 years 0 20 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
79.2%
Return on assets
-1.6%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-05-2026, 74 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
74 d early
2024
50 d early
2023
42 d early
2022
88 d early
2021
20 d early
2020
37 d early
2019
39 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 50 days before the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 52% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 7 October 2011, D-EXPERIENCE was incorporated.1 Total assets went from EUR 22,128 in 2018 to EUR 27,149 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, micro schema

Equity
€21,514▼ 1.9%
2024 · €21,938
Total assets
€27,149▼ 13.9%
2024 · €31,539
Net result
-€424
2024 · €3,927
Working capital
€21,514▼ 1.9%
2024 · €21,938
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€1,378▲ 12.5%€733▼ 46.8%€6,443▲ 779%€4,004▼ 37.8%-€348
Net result€762within the sector's middle half▲ 33.0%€678within the sector's middle half▼ 11.1%€6,422within the sector's middle half▲ 847%€3,927within the sector's middle half▼ 38.9%-€424within the sector's middle half
Equity€10,910within the sector's middle half▲ 7.5%€11,588within the sector's middle half▲ 6.2%€18,011within the sector's middle half▲ 55.4%€21,938within the sector's middle half▲ 21.8%€21,514within the sector's middle half▼ 1.9%
Total assets€39,277below the sector's middle half▲ 0.8%€29,658below the sector's middle half▼ 24.5%€38,589below the sector's middle half▲ 30.1%€31,539below the sector's middle half▼ 18.3%€27,149below the sector's middle half▼ 13.9%
Debt€28,367▼ 1.6%€18,070▼ 36.3%€20,578▲ 13.9%€9,602▼ 53.3%€5,635▼ 41.3%
Working capital€160▼ 98.1%€11,588▲ 7,145%€18,011▲ 55.4%€21,938▲ 21.8%€21,514▼ 1.9%
Solvency27.8%within the sector's middle half▲ 1.7pp39.1%within the sector's middle half▲ 11.3pp46.7%within the sector's middle half▲ 7.6pp69.6%above the sector's middle half▲ 22.9pp79.2%above the sector's middle half▲ 9.7pp
above within below the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€2,000€0€2,000€4,000€6,000Operating result 2021: €1,378€1,378Net result 2021: €762€762Operating result 2022: €733€733Net result 2022: €678€678Operating result 2023: €6,443€6,443Net result 2023: €6,422€6,422Operating result 2024: €4,004€4,004Net result 2024: €3,927€3,927Operating result 2025: -€348-€348Net result 2025: -€424-€42420212022202320242025-€2,000€0€2,000€4,000€6,000Operating result 2023: €6,443€6,440Net result 2023: €6,422€6,420Operating result 2024: €4,004€4,000Net result 2024: €3,927€3,930Operating result 2025: -€348-€348Net result 2025: -€424-€424202320242025
The operating result turns negative in 2025: a loss of €348 after €4,004 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €27,149
Equity €21,514 ▼ 1.9%
Debt €5,635 ▼ 41.3%
Debt's share of the balance-sheet total falls from 30.4% to 20.8%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
Current ratio
4.82▲
2024 · 3.28
Debt to equity
0.26▼
2024 · 0.44
ROE
-2.0%▼
2024 · 17.9%
ROA
-1.6%▼
2024 · 12.5%
Debt ≤ 1 year
€5,635▼
2024 · €9,602
Staff costs
€1,059▲
2024 · €829
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 6,916 companies that looked in July 2024 the way this one looks now, 1.1% went bankrupt within 24 months and 91% are still going.

  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a small loss
1.1% went bankrupt
7.8% stopped otherwise
91% still going

A further 0.4% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 1.9% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 6,916 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 34 lines
Balance sheet Code20242025
Assets
Total assets20/58€31,539€27,149▼
Current assets29/58€31,539€27,149▼
Amounts receivable within one year40/41€29,039€23,507▼
Trade receivables40€7,742€4,907▼
Other amounts receivable41€21,298€18,600▼
Cash at bank and in hand54/58€2,500€3,642▲
Equity and liabilities
Total equity and liabilities10/49€31,539€27,149▼
Equity10/15€21,938€21,514▼
Contributions10/11€64,000€64,000=
Capital10€64,000€64,000=
Issued capital100€64,000€64,000=
Profit (loss) carried forward14-€42,062-€42,486▼
Amounts payable17/49€9,602€5,635▼
Amounts payable within one year42/48€9,602€5,635▼
Financial debts43€1,161-
Credit institutions430/8€1,161-
Trade debts44€4,738€4,135▼
Suppliers440/4€4,738€4,135▼
Advances received on contracts in progress46€2,897-
Taxes, remuneration and social security45€805€1,500▲
Taxes450/3€805€1,500▲
Income statement Code20242025
Remuneration, social security and pensions62€829€1,059▲
Other operating charges640/8€607€400▼
Gross operating margin9900€5,441€1,111▼
Operating profit (loss)9901€4,004-€348▼
Financial income75/76B-€25
Recurring financial income75-€25
Financial charges65/66B€77€101▲
Recurring financial charges65€77€101▲
Profit (loss) for the period before taxes9903€3,927-€424▼
Profit (loss) for the period9904€3,927-€424▼
Profit (loss) for the period to be appropriated9905€3,927-€424▼
Appropriation of the result
Profit (loss) to be appropriated9906-€42,062-€42,486▼
Profit (loss) brought forward from the previous period14P-€45,989-€42,062▲

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Remuneration, social security and pensions62€322€662€594€829€1,059▲ 27.7%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17,568€10,890----
Other operating charges640/8€788€526€592€607€400▼ 34.2%
Gross operating margin9900€20,056€12,810€7,629€5,441€1,111▼ 79.6%
Operating profit (loss)9901€1,378€733€6,443€4,004-€348▼ 109%
Financial income75/76B€17€11--€25-
Recurring financial income75€17€11--€25-
Financial charges65/66B€633€65€20€77€101▲ 31.0%
Recurring financial charges65€633€65€20€77€101▲ 31.0%
Profit (loss) for the period before taxes9903€762€678€6,422€3,927-€424▼ 111%
Profit (loss) for the period9904€762€678€6,422€3,927-€424▼ 111%
Profit (loss) for the period to be appropriated9905€762€678€6,422€3,927-€424▼ 111%
Line20212022202320242025Change
Assets
Total assets20/58€39,277€29,658€38,589€31,539€27,149▼ 13.9%
Fixed assets21/28€10,750-----
Tangible fixed assets22/27€10,750-----
Plant, machinery and equipment23€10,750-----
Current assets29/58€28,527€29,658€38,589€31,539€27,149▼ 13.9%
Amounts receivable within one year40/41€25,225€27,108€35,729€29,039€23,507▼ 19.1%
Trade receivables40€24,844€21,253€18,479€7,742€4,907▼ 36.6%
Other amounts receivable41€381€5,854€17,250€21,298€18,600▼ 12.7%
Cash at bank and in hand54/58€3,302€2,550€2,859€2,500€3,642▲ 45.7%
Equity and liabilities
Total equity and liabilities10/49€39,277€29,658€38,589€31,539€27,149▼ 13.9%
Equity10/15€10,910€11,588€18,011€21,938€21,514▼ 1.9%
Contributions10/11€64,000€64,000€64,000€64,000€64,000=
Capital10€64,000€64,000€64,000€64,000€64,000=
Issued capital100€64,000€64,000€64,000€64,000€64,000=
Profit (loss) carried forward14-€53,090-€52,412-€45,989-€42,062-€42,486▼ 1.0%
Amounts payable17/49€28,367€18,070€20,578€9,602€5,635▼ 41.3%
Amounts payable within one year42/48€28,367€18,070€20,578€9,602€5,635▼ 41.3%
Financial debts43---€1,161--
Credit institutions430/8---€1,161--
Trade debts44€23,629€18,070€17,857€4,738€4,135▼ 12.7%
Suppliers440/4€23,629€18,070€17,857€4,738€4,135▼ 12.7%
Advances received on contracts in progress46---€2,897--
Taxes, remuneration and social security45--€2,721€805€1,500▲ 86.2%
Taxes450/3--€1,221€805€1,500▲ 86.2%
Remuneration and social security454/9--€1,500---
Other amounts payable47/48€4,738-----
Line20212022202320242025Change
Profit (loss) for the period9904€762€678€6,422€3,927-€424▼ 111%
+ Depreciation and write-downs630€17,568€10,890----
Operating cash flow (approximation)€18,331€11,568€6,422€3,927-€424▼ 111%
Change in cash--€752€309-€359€1,142▲ 418%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
18-05
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Weakest financial yearnet -€424
Net result drops to -€424, the lowest in the series.
11-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
19-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Highest result since 2018net €6,422 ▲847%
Operating result €6,443, net result €6,422, both a record.
04-05
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
11-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
24-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
22-06
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
26-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 26 days late
2018
22-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 22 days late
2017
24-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts

We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2011
seat establishment The establishment unit on the map
Ground area
141 m²
Building footprint
58 m²
Volume, LiDAR
804 m³
Parcel 62063A1569/00E000, Wallonia · tallest building 15.0 m, ±5 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
D-EXPERIENCE
Rue Saint-Paul 7, 4000 LiègeManufacture of food products
since 20112.203.640.852
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62063A1569/00E000 Wallonia 141 m² 1 · 58 m² 15.0 m · 5 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 owner

Owners 1

Holdings 0

No holding stated in the accounts, acts or LEI register we read.

According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Recognitions · licences · registrations

Food safety, FASFC

1 site
Liège2.203.640.852
1 permission
Toelating · Traiteur · since 26-08-2022

Similar companies · same sector, comparable size

Of 7,501 companies in sector 56210 we hold annual accounts for 2,448. 1,850 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded07-10-2011
Fiscal year end31-12
Activities, NACEBEL 2025
56210Event catering
10850Manufacture of food products
56111Full-service restaurants
56112Limited-service restaurants, excluding mobile food services
56220Contract catering and other food service activities
70200Business and other management consultancy
73300Public relations and communication consultancy
82300Organisation of conventions and trade shows
E-invoicing
Reachable via Peppol
Peppol ID 0208:0840062956
Also 9925:BE0840062956
Registered 31-07-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.