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Design With Sense

Active
Cooperative companyfounded 2022active for 4 yearsVestingstraat 9, 1060 Sint-Gillis (bij-Brussel), BelgiumKBO/BCE: BE 0786.969.512
Summary

The computed 12-month bankruptcy probability of Design With Sense is 2.8% (moderate). The annual accounts of Design With Sense for financial year 2025 show a net loss of 65% of total assets and of 77% of the equity at the start of that year. The 2025 annual accounts show equity of €3,720 and a net result of -€37,246. Equity is shrinking by about 63% per year and would, assuming unchanged policy, indicatively turn negative around financial year 2026. Its solvency ranks better than 12% of 34,678 sector peers (NACE 43, financial year 2025). The company has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow ReportCompare
Design With SenseActiveChecked score 49/100
Risk analysis ReportCompare

Overview

Activity
Joinery installation
NACE 43320Manufacture of furniture NACE 31009
1 site
Size
€57,294total assets 2025
Staff
0.3 FTE
Equity
€3,720
Loss
-€37,246
Turnover not published (micro format)
Financial health
49 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.8%
Structure
2025 accounts on time1 of 2 deeds summarised
Why 49raises riskLoss of €37,246, the second in a row (financial year 2025)Equity €3,720 (6.5% of total assets)Founded in 2022lowers riskSize: total assets €57,294Show the evidence

Checked score

Score 2025
49 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 7% of its sector peers (NACE 43, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Weak
Solvency 31-63
equity 6.5% of total assets
Liquidity 18-44
short-term debt 93.0% · cash 14.5%
Profitability 0-6
return on assets -65.0%
Bankruptcy probability, 12 months
2.8% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,621 companies, NACE 43, micro)
Last 24 months 11-2024: 2.4% 12-2024: 2.4%● unchanged vs 11-2024 01-2025: 2.3%▼ -0.1 percentage points vs 12-2024 02-2025: 2.2%▼ -0.1 percentage points vs 01-2025 03-2025: 2.0%▼ -0.2 percentage points vs 02-2025 04-2025: 2.1%▲ +0.1 percentage points vs 03-2025 05-2025: 2.2%▲ +0.1 percentage points vs 04-2025 06-2025: 2.2%● unchanged vs 05-2025 07-2025: 2.2%● unchanged vs 06-2025 08-2025: 1.0%▼ -1.2 percentage points vs 07-2025 09-2025: 1.0%● unchanged vs 08-2025 10-2025: 1.0%● unchanged vs 09-2025 11-2025: 1.0%● unchanged vs 10-2025 12-2025: 1.0%● unchanged vs 11-2025 01-2026: 1.0%● unchanged vs 12-2025 02-2026: 0.8%▼ -0.2 percentage points vs 01-2026lowest value 03-2026: 0.8%● unchanged vs 02-2026lowest value 04-2026: 0.9%▲ +0.1 percentage points vs 03-2026 05-2026: 1.0%▲ +0.1 percentage points vs 04-2026 06-2026: 0.9%▼ -0.1 percentage points vs 05-2026 07-2026: 1.0%▲ +0.1 percentage points vs 06-2026 08-2026: 2.8%▲ +1.8 percentage points vs 07-2026 09-2026: 2.8%● unchanged vs 08-2026 10-2026: 2.8%● unchanged vs 09-2026highest value
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity insufficient (current ratio 0.56, compared with 1.69 in 2024, below 1; short-term debt: 93% and cash: 14.5% of total assets), and 93.5% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 12% on solvency, 10% on liquidity, 4% on profitability and 4% on growth.

The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Seven signals.
lowers riskraises riskneutral
raises risk · Loss of €37,246, the second in a row (financial year 2025)
NBB · annual accounts
raises risk · Equity €3,720 (6.5% of total assets)
NBB · annual accounts
raises risk · Founded in 2022
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Size: total assets €57,294
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
232425
2023 to 2025 · latest year -€37,246
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 34678 sector peers (2025).
NBB · sector comparison
Position among 34678 sector peers
Solvency
better than 12%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
on the day
2024
7 days early
2023
7 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average on the deadline day; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 July (3 of the last 3 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
24-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2022.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Weakest financial yearnet -€37,246
  3. Annual accounts filedfinancial year 2024 · micro…

Key points

  • Caution: Among the weakest 5% on net resultsector median €10,244 · 34,665 companies -€37,246 View
  • Caution: 2 loss-making years in a rowloss financial year 2025 -€37,246 View
  • One director decidessole director in office 1 View

By topic

Financials

Financial year
2025
Total assets
€57,294
Loss
-€37,246
Solvency
6.5%
Total assets▼ 18.6%
Net result
20232025
Go to Financials

Timeline

Events
5
Since
2024
Next accounts
by 31-07-2027
  1. 09-08-2024Appointments: TORRIONE Jacques, Step & Coop and…
  2. 07-08-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Cooperative company
Activity
Joinery installationNACE 43320
Founded
09-06-2022
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Key facts about Design With Sense

What is the company number of Design With Sense?
0786.969.512. In Belgium the VAT number is the company number with BE in front: BE 0786.969.512.
Where is Design With Sense based?
The registered office is at Vestingstraat 9, 1060 Sint-Gillis (bij-Brussel).Company details
What does Design With Sense do?
According to the KBO register, the main activity is joinery installation (NACE 43320).
What is the legal form of Design With Sense?
Cooperative company (CV).
When was Design With Sense founded?
On 09-06-2022.
Is Design With Sense still active?
Yes, Design With Sense is an active enterprise in the KBO register.
How many employees does Design With Sense have?
On average 0.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of Design With Sense?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is Design With Sense profitable?
In financial year 2025, Design With Sense made a loss of €37,246.
Where can I find the annual accounts of Design With Sense?
Design With Sense filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Design With Sense due?
By 31-07-2027, for financial year 2026.Timeline

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