DESIGN WITH A TOUCH

Active

Private limited companyfounded 20215 yrs activeHillarestraat 80, 9160 Lokeren, BelgiumKBO/BCE: BE 0767.641.865

The computed 12-month bankruptcy probability of DESIGN WITH A TOUCH is 3.4% (moderate). The 2025 annual accounts show negative equity (€-3k) and a net result of €-7k. Equity is shrinking by ~78.7% per year across the filed fiscal years. Its solvency ranks better than 10% of 4422 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

20 / 100

Critical

The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability2▲+2

Solvency17▼-17

Growth32=

Track record94

Bankruptcy probability, 12 months

3.4% Moderate

0%0.5%1.5%4%10%≥ 25%

No credit on open account

Liquidity short (current ratio 0.46 against 0.53 in 2024; short-term debt: 108.5% and cash: 11% of total assets), and equity is negative.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 81

Relative position

BE, all sectors

reference

Sector 81

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

-8.5%

Return on assets

-19.1%

Age of the figures

9 mo

Negative equity

The 2025 annual accounts show negative equity and a net loss.

NBB · annual accounts 2025

Equity per financial year

22232425

2022 to 2025 · latest year €-3k

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.

NBB · 4 filings

Deviation from the deadline

2025

29 d early

2024

45 d early

2023

41 d early

2022

28 d early

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

17-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€-3k

2024 · €4k

2022: €11k 2023: €15k 2024: €4k

2022 → 2025

Total assets

€37k▼ 11.7%

2024 · €42k

2022: €20k 2023: €29k 2024: €42k

2022 → 2025

Net result

€-7k▲ 34.2%

2024 · €-11k

2022: €8k 2023: €5k 2024: €-11k

2022 → 2025

Working capital

€-22k▼ 21.2%

2024 · €-18k

2022: €4k 2023: €8k 2024: €-18k

2022 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line2022202320242025Trend

Equity€11k-€15k▲ 32.8%€4k▼ 73.2%€-3k

Operating result€10k-€7k▼ 25.6%€-11k€-6k▲ 43.2%

Net result€8k-€5k▼ 31.4%€-11k€-7k▲ 34.2%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result stays negative: a loss of €6k in 2025 against €11k in 2024; the loss shrinks.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €37k

50.3%

49.7%

Fixed assets €19k▼ 14.9%

Current assets €19k▼ 8.2%

Key figures and ratios

2025 value · change against 2024

EBITDA

€377▲

2024 · €-6k

Cash flow

€-782▲

2024 · €-6k

Solvency

-8.5%▼

2024 · 9.4%

Current ratio

0.46▼

2024 · 0.53

Quick ratio

0.26▼

2024 · 0.31

Debt / equity

-12.81▼

2024 · 9.65

ROA

-19.1%▲

2024 · -25.6%

Interest coverage

0.23▲

2024 · -11.21

Debt

€41k▲

2024 · €38k

Debt ≤ 1 year

€41k▲

2024 · €38k

Income taxes

€127

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€42k€37k▼

Fixed assets21/28€22k€19k▼

Tangible fixed assets22/27€22k€19k▼

Land and buildings22€2k€2k▼

Plant, machinery and equipment23€20k€17k▼

Current assets29/58€20k€19k▼

Stocks and contracts in progress3€8k€8k▼

Stocks30/36€8k€8k▼

Amounts receivable within one year40/41€5k€4k▼

Trade receivables40€3k€4k▲

Other amounts receivable41€1k€37▼

Cash at bank and in hand54/58€5k€4k▼

Deferred charges and accrued income490/1€2k€2k▲

Equity and liabilities

Total equity and liabilities10/49€42k€37k▼

Equity10/15€4k€-3k▼

Contributions10/11€5k€5k=

Reserves13€10k€0▼

Distributable reserves133€10k€0▼

Profit (loss) carried forward14€-11k€-8k▲

Amounts payable17/49€38k€41k▲

Amounts payable within one year42/48€38k€41k▲

Trade debts44€3k€5k▲

Suppliers440/4€3k€5k▲

Taxes, remuneration and social security45€3k€5k▲

Taxes450/3€3k€5k▲

Other amounts payable47/48€32k€31k▼

Income statement Code20242025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€6k▲

Other operating charges640/8€969€1k▲

Gross operating margin9900€-5k€1k▲

Operating profit (loss)9901€-11k€-6k▲

Financial income75/76B€181€606▲

Recurring financial income75€181€606▲

Financial charges65/66B€504€2k▲

Recurring financial charges65€504€2k▲

Profit (loss) for the period before taxes9903€-11k€-7k▲

Income taxes67/77-€127

Profit (loss) for the period9904€-11k€-7k▲

Profit (loss) for the period to be appropriated9905€-11k€-7k▲

Appropriation of the result

Profit (loss) to be appropriated9906€-7k€-18k▼

Profit (loss) brought forward from the previous period14P€4k€-11k▼

Transfer from equity791/2-€10k

Transfer to equity691/2€4k€0▼

To other reserves6921€4k€0▼

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 5Financial 1Filings 4

Next filing, fiscal year 2026, expected by 31-07-2027

2026

02-07

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

16-06

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

31-12

Financial Weakest financial yearnet €-11k ▼304%

Net result drops to €-11k, the lowest in the series; recovery starts the following year.

20-06

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

03-07

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Lokeren · 1 establishment unit since 2021

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Hillarestraat 809160 Lokeren

Ground area

446 m²

Building footprint

86 m²

Volume, LiDAR

478 m³

Parcel 46384C1134/00N002, Flanders · tallest building 9.9 m, ±2 floors. Linked by address, not a title deed.

1 establishment unit

DESIGN WITH A TOUCH

Hillarestraat 80, 9160 LokerenSupport activities for crop production

since 20212.316.725.135

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
46384C1134/00N002	Flanders	446 m²	1 · 86 m²	9.9 m · 2 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Tom Boomen

BE 1024.583.680

Sint-Niklaas · Eq €4k

Sint-Pieters-Leeuw · Eq €4k

Of 21,206 companies in sector 81300 we hold annual accounts for 4,358. 1,437 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded29-04-2021

Fiscal year end31-12

Activities, NACEBEL

81300Landscape service activities

Sources

Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers

Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.