DESIGN VALLEY
ActiveDESIGN VALLEY has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3.10M and a net result of €183k. Equity is growing by ~9% per year across the filed fiscal years. Its solvency ranks better than 70% of 3181 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
87
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▲+1
Solvency100▲+2
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €260k at 30 days acceptable
Liquidity ample (current ratio 2.02 against 1.37 in 2024; short-term debt: 10.2% and cash: 15.3% of total assets), and 25.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
74.8%
Return on assets
4.4%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
29 d late
2023
28 d late
2022
28 d late
2021
26 d late
2020
27 d late
2019
18 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€183k▲ 28.4%
2024 · €142k
2018: €203k
2019: €215k
2020: €227k
2021: €227k
2022: €238k
2023: €232k
2024: €142k
2018 → 2025
Working capital
€431k▲ 172%
2024 · €158k
2018: €167k
2019: €458k
2020: €799k
2021: €499k
2022: €439k
2023: €124k
2024: €158k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€2.30M-€2.54M▲ 10.3%€2.77M▲ 9.1%€2.92M▲ 5.1%€3.10M▲ 6.3%
Operating result€300k-€292k▼ 2.7%€267k▼ 8.6%€183k▼ 31.5%€257k▲ 40.9%
Net result€227k-€238k▲ 4.9%€232k▼ 2.5%€142k▼ 38.8%€183k▲ 28.4%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 41% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.14M
Fixed assets
€3.29M▼ 4.3%
Current assets
€852k▲ 46.0%
Equity and liabilities €4.14M
Equity
€3.10M▲ 6.3%
Debt
€1.04M▼ 5.5%
The debt ratio falls from 27.5% to 25.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€430k▲
2024 · €425k
Cash flow
€355k▼
2024 · €385k
Solvency
74.8%▲
2024 · 72.5%
Current ratio
2.02▲
2024 · 1.37
Quick ratio
2.02▲
2024 · 1.37
Debt / equity
0.34▼
2024 · 0.38
ROE
5.9%▲
2024 · 4.9%
ROA
4.4%▲
2024 · 3.5%
Interest coverage
14.45▼
2024 · 20.87
Debt
€1.04M▼
2024 · €1.11M
Debt ≤ 1 year
€421k▼
2024 · €425k
Debt > 1 year
€594k▼
2024 · €660k
Income taxes
€61k▲
2024 · €40k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€4.02M€4.14M▲
Fixed assets21/28€3.44M€3.29M▼
Tangible fixed assets22/27€3.44M€3.29M▼
Land and buildings22€3.44M€3.29M▼
Furniture and vehicles24€925€663▼
Current assets29/58€584k€852k▲
Amounts receivable after more than one year29€214k€153k▼
Trade receivables290€214k€0▼
Other amounts receivable291-€153k
Amounts receivable within one year40/41€57k€64k▲
Trade receivables40€0-
Other amounts receivable41€57k€64k▲
Cash at bank and in hand54/58€312k€635k▲
Deferred charges and accrued income490/1€59€59=
Equity and liabilities
Total equity and liabilities10/49€4.02M€4.14M▲
Equity10/15€2.92M€3.10M▲
Contributions10/11€575k€575k=
Capital10€575k€575k=
Issued capital100€575k€575k=
Reserves13€2.34M€2.52M▲
Non-distributable reserves130/1€58k€58k=
Legal reserve130€58k€58k=
Distributable reserves133€2.28M€2.47M▲
Profit (loss) carried forward14€447€76▼
Amounts payable17/49€1.11M€1.04M▼
Amounts payable after more than one year17€660k€594k▼
Financial debts170/4€660k€594k▼
Amounts payable within one year42/48€425k€421k▼
Trade debts44€841€864▲
Suppliers440/4€841€864▲
Taxes, remuneration and social security45€5k€0▼
Taxes450/3€5k€0▼
Other amounts payable47/48€420k€420k=
Accrued charges and deferred income492/3€20k€29k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€243k€172k▼
Other operating charges640/8€32k€34k▲
Gross operating margin9900€458k€464k▲
Operating profit (loss)9901€183k€257k▲
Financial income75/76B€20k€16k▼
Recurring financial income75€20k€16k▼
Financial charges65/66B€20k€30k▲
Recurring financial charges65€20k€30k▲
Profit (loss) for the period before taxes9903€182k€244k▲
Income taxes67/77€40k€61k▲
Profit (loss) for the period9904€142k€183k▲
Profit (loss) for the period to be appropriated9905€142k€183k▲
Appropriation of the result
Profit (loss) to be appropriated9906€142k€183k▲
Profit (loss) brought forward from the previous period14P€207€447▲
Transfer to equity691/2€142k€183k▲
To other reserves6921€142k€183k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 31 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 29 days late
2024
31-12
Financial
Weakest financial yearnet €142k ▼38.8%
Net result drops to €142k, the lowest in the series; recovery starts the following year.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 28 days late
2023
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 28 days late
2022
31-12
Financial
Highest result since 2018net €238k ▲4.9%
Net result €238k, the highest in the series.
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 26 days late
2021
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 27 days late
2020
31-12
Financial
Equity above €2MEq €2.08M ▲12.3%
3 profitable years in a row build equity to €2.08M.
13-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Liquidity doublescurrent ratio 2.81
Current ratio from 1.27 to 2.81; short-term debt falls from €626k to €253k.
12-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
17-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
10-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 10 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oudenaardsesteenweg(Kor) 2668500 KortrijkGround area
9,507 m²
Building footprint
5,167 m²
Parcel 34354C0272/00G002, Flanders. Linked by address, not a title deed.
1 establishment unit
Design Valley
since 20052.145.704.039
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34354C0272/00G002 | Flanders | 9,507 m² | 1 · 5,167 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
894500UEFRD9KZ12EP60
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,573. 15,523 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded21-02-2005
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
68201Renting and operating of own or leased residential real estate, excluding social housing
70201
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.