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DESIGN & GRAPHIC

Active
Private limited company (pre-2019)founded 201313 yrs activeGheudestraat 21-25, 1070 Anderlecht, BelgiumKBO/BCE: BE 0509.948.992

DESIGN & GRAPHIC has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €9k and a net result of €9k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 30% of 18281 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).

Checked score

Score 2025
52 / 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability83▲+5
Solvency36▲+11
Growth58=
Track record100
Bankruptcy probability, 12 months
1.3% Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 13 years 0 20 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
21 d early
2024
42 d early
2023
12 d early
2022
26 d early
2021
31 d late
2020
45 d late
2019
41 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€9k
2024 · €-60
2018: €11k 2019: €19k 2020: €21k 2021: €-28k 2022: €-25k 2023: €-7k 2024: €-60
2018 → 2025
Total assets
€79k▼ 16.4%
2024 · €94k
2018: €73k 2019: €100k 2020: €136k 2021: €85k 2022: €93k 2023: €122k 2024: €94k
2018 → 2025
Net result
€9k▲ 21.0%
2024 · €7k
2018: €3k 2019: €8k 2020: €2k 2021: €-49k 2022: €3k 2023: €18k 2024: €7k
2018 → 2025
Working capital
€5k
2024 · €-8k
2018: €1k 2019: €4k 2020: €11k 2021: €-37k 2022: €-40k 2023: €-17k 2024: €-8k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€-28k-€-25k▲ 10.6%€-7k▲ 70.6%€-60▲ 99.2%€9k
Operating result€-45k-€4k€17k▲ 305%€8k▼ 50.8%€10k▲ 19.1%
Net result€-49k-€3k€18k▲ 494%€7k▼ 58.8%€9k▲ 21.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-60k€-40k€-20k€0€20kOperating result 2021: €-45k€-45kNet result 2021: €-49k€-49kOperating result 2022: €4k€4kNet result 2022: €3k€3kOperating result 2023: €17k€17kNet result 2023: €18k€18kOperating result 2024: €8k€8kNet result 2024: €7k€7kOperating result 2025: €10k€10kNet result 2025: €9k€9k20212022202320242025
The operating result recovers in 2025; 2025 is 19% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €79k
Fixed assets €3k▼ 55.8%
Current assets €75k▼ 12.9%
Equity and liabilities €79k
Equity €9k
Debt €70k
Debt finances 88.8% of the balance-sheet total.
Key figures and ratios
2025 value · change against 2024
EBITDA
€14k
2024 · €12k
Cash flow
€13k
2024 · €12k
Solvency
11.2%
2024 · -0.1%
Current ratio
1.08
2024 · 0.92
Quick ratio
0.81
2024 · 0.73
Debt / equity
7.94
ROE
100.7%
ROA
11.3%
2024 · 7.8%
Interest coverage
21.81
2024 · 18.37
Debt
€70k
2024 · €94k
Debt ≤ 1 year
€70k
2024 · €94k
Income taxes
€178
2024 · €127
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€94k€79k
Fixed assets21/28€8k€3k
Tangible fixed assets22/27€8k€3k
Plant, machinery and equipment23€5k€3k
Furniture and vehicles24€3k€853
Current assets29/58€87k€75k
Stocks and contracts in progress3€18k€18k
Stocks30/36€18k€18k
Amounts receivable within one year40/41€47k€45k
Trade receivables40€45k€43k
Other amounts receivable41€2k€2k
Cash at bank and in hand54/58€21k€12k
Deferred charges and accrued income490/1€173-
Equity and liabilities
Total equity and liabilities10/49€94k€79k
Equity10/15€-60€9k
Contributions10/11€19k€19k=
Reserves13€821€821=
Non-distributable reserves130/1€821€821=
Other1319€821€821=
Profit (loss) carried forward14€-19k€-11k
Amounts payable17/49€94k€70k
Amounts payable within one year42/48€94k€70k
Trade debts44€41k€48k
Suppliers440/4€41k€48k
Advances received on contracts in progress46€19k€2k
Taxes, remuneration and social security45€5k€4k
Taxes450/3€4k€4k
Remuneration and social security454/9€495€495=
Other amounts payable47/48€30k€16k
Income statement Code20242025
Remuneration, social security and pensions62€264-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k
Other operating charges640/8€673€2k
Gross operating margin9900€13k€16k
Operating profit (loss)9901€8k€10k
Financial charges65/66B€675€641
Recurring financial charges65€675€641
Profit (loss) for the period before taxes9903€7k€9k
Income taxes67/77€127€178
Profit (loss) for the period9904€7k€9k
Profit (loss) for the period to be appropriated9905€7k€9k
Appropriation of the result
Profit (loss) to be appropriated9906€-19k€-11k
Profit (loss) brought forward from the previous period14P€-27k€-19k

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
10-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
19-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
19-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Highest result since 2018net €18k ▲494%
Operating result €17k, net result €18k, both a record.
05-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Back to profitnet €3k
Net result €3k after one loss-making year.
31-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial Weakest financial yearnet €-49k ▼2505%
Net result drops to €-49k, the lowest in the series; recovery starts the following year.
14-09
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 45 days late
2020
10-09
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 41 days late
2019
05-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 5 days late
2018
02-07
NBB filing Annual accounts filed
fiscal year 2017 · full schema
2017
23-08
NBB filing Annual accounts filed
fiscal year 2016 · full schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2013
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Gheudestraat 21-251070 Anderlecht
Ground area
671 m²
Building footprint
613 m²
Volume, LiDAR
8,745 m³
Parcel 21305B0215/00Y005, Brussels · tallest building 20.5 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
DESIGN & GRAPHIC
Gheudestraat 21-25, 1070 AnderlechtFinishing of textiles
since 20132.216.874.523
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21305B0215/00Y005 Brussels 671 m² 1 · 613 m² 20.5 m · 6 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 277 companies in sector 47519 we hold annual accounts for 130. 85 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company (pre-2019)
Founded19-02-2013
Fiscal year end31-12
Activities, NACEBEL
47519Retail trade
47711Retail sale of women's outerwear
47712Retail trade
47713Retail trade
90031Arts creation and performing arts activities
90111Literary creation
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers

Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.