DESIGN CONSTRUCT
ActiveThe computed 12-month bankruptcy probability of DESIGN CONSTRUCT is 1.5% (moderate). The 2025 annual accounts show equity of €386k and a net result of €103k. Equity is growing by ~14.3% per year across the filed fiscal years. Its solvency ranks better than 61% of 2037 sector peers (fiscal year 2025). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
63
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability86=
Solvency76▲+1
Growth66=
Track record100
Bankruptcy probability, 12 months
1.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €24k at 30 days acceptable
Liquidity ample (current ratio 2.06 against 2.18 in 2024; short-term debt: 41.9% and cash: 3.3% of total assets), and 49.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
50.7%
Return on assets
13.5%
Age of the figures
16 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-05-2025 was due by 31-12-2025 and was filed on 11-12-2025, 20 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
20 d early
2024
7 d late
2023
11 d early
2022
11 d early
2021
10 d early
2020
16 d early
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-05-2026 and is due by 31-12-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-05-2026 close19-09-2026 today31-12-2026 deadline
Financials · fiscal year 2025, full schema
Turnover
€1.17M▲ 4.6%
2022 · €1.12M
2019: €1.04M
2020: €1.04M
2021: €1.07M
2022: €1.12M
2019 → 2023
EBIT margin
10.2%▲ 4.2pp
2022 · 5.9%
2019: 8.6%
2020: 9.2%
2021: 9.1%
2022: 5.9%
2019 → 2023
Net result
€103k▼ 1.5%
2024 · €104k
2019: €65k
2020: €76k
2021: €67k
2022: €48k
2023: €93k
2024: €104k
2019 → 2025
Working capital
€338k▼ 4.1%
2024 · €352k
2019: €119k
2020: €121k
2021: €191k
2022: €256k
2023: €373k
2024: €352k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€1.07M-€1.12M▲ 5.0%€1.17M▲ 4.6%
Equity€243k-€293k▲ 20.5%€398k▲ 35.9%€369k▼ 7.2%€386k▲ 4.5%
Operating result€97k-€66k▼ 31.5%€119k▲ 79.5%€135k▲ 12.9%€131k▼ 2.3%
Net result€67k-€48k▼ 27.6%€93k▲ 92.5%€104k▲ 12.3%€103k▼ 1.5%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 2% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €762k
Fixed assets
€105k▲ 18.3%
Current assets
€657k▲ 0.9%
Equity and liabilities €762k
Equity
€386k▲ 4.5%
Debt
€376k▲ 1.4%
The debt ratio falls from 50.1% to 49.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€157k▲
2024 · €151k
Cash flow
€128k▲
2024 · €121k
Solvency
50.7%▲
2024 · 49.9%
Current ratio
2.06▼
2024 · 2.18
Quick ratio
2.05▼
2024 · 2.17
Debt / equity
0.97▼
2024 · 1.00
ROE
26.6%▼
2024 · 28.2%
ROA
13.5%▼
2024 · 14.1%
Interest coverage
21.33▼
2024 · 41.48
Debt
€376k▲
2024 · €370k
Debt ≤ 1 year
€319k▲
2024 · €299k
Debt > 1 year
€57k▼
2024 · €71k
Income taxes
€35k▲
2024 · €34k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€740k€762k▲
Fixed assets21/28€89k€105k▲
Tangible fixed assets22/27€87k€103k▲
Plant, machinery and equipment23€3k€5k▲
Furniture and vehicles24€84k€98k▲
Financial fixed assets28€2k€2k=
Current assets29/58€651k€657k▲
Amounts receivable after more than one year29€71k€53k▼
Other amounts receivable291€71k€53k▼
Stocks and contracts in progress3€2k€2k▼
Stocks30/36€2k€2k▼
Amounts receivable within one year40/41€512k€569k▲
Trade receivables40€283k€277k▼
Other amounts receivable41€229k€292k▲
Cash at bank and in hand54/58€61k€25k▼
Deferred charges and accrued income490/1€5k€8k▲
Equity and liabilities
Total equity and liabilities10/49€740k€762k▲
Equity10/15€369k€386k▲
Contributions10/11€19k€19k=
Reserves13€35k€35k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€34k€34k=
Profit (loss) carried forward14€315k€332k▲
Amounts payable17/49€370k€376k▲
Amounts payable after more than one year17€71k€57k▼
Financial debts170/4€71k€57k▼
Amounts payable within one year42/48€299k€319k▲
Current portion of amounts payable after more than one year42€4k€6k▲
Trade debts44€221k€182k▼
Suppliers440/4€221k€182k▼
Taxes, remuneration and social security45€28k€66k▲
Taxes450/3€26k€65k▲
Remuneration and social security454/9€2k€700▼
Other amounts payable47/48€45k€65k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€26k▲
Other operating charges640/8€5k€12k▲
Non-recurring operating charges66A€4k-
Gross operating margin9900€161k€169k▲
Operating profit (loss)9901€135k€131k▼
Financial income75/76B€7k€13k▲
Recurring financial income75€7k€13k▲
Financial charges65/66B€4k€7k▲
Recurring financial charges65€4k€7k▲
Non-recurring financial charges66B€0-
Profit (loss) for the period before taxes9903€138k€137k▼
Income taxes67/77€34k€35k▲
Profit (loss) for the period9904€104k€103k▼
Profit (loss) for the period to be appropriated9905€104k€103k▼
Appropriation of the result
Profit (loss) to be appropriated9906€448k€418k▼
Profit (loss) brought forward from the previous period14P€344k€315k▼
Profit to be distributed694/7€133k€86k▼
Return on contributions (dividend)694€133k€86k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
11-12
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
07-01
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 7 days late
2024
31-05
Financial
Highest result since 2019net €104k ▲12.3%
Operating result €135k, net result €104k, both a record.
2023
20-12
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2022
20-12
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
31-05
Financial
Weakest financial yearnet €48k ▼27.6%
Net result drops to €48k, the lowest in the series; recovery starts the following year.
2021
21-12
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
31-05
Financial
Equity above €200kEq €243k ▲37.7%
3 profitable years in a row build equity to €243k.
2020
15-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
12-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 12 days late
2017
30-11
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
29-11
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Gillis (bij-Brussel) · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Praagstraat 27 RDC1060 Sint-Gillis (bij-Brussel)Ground area
416 m²
Building footprint
394 m²
Volume, LiDAR
3,738 m³
2 parcels, Brussels · tallest building 16.7 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Design Construct
since 20132.223.361.051
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21562A0354/00K013 | Brussels | 213 m² | 1 · 192 m² | 16.7 m · 4 fl. |
| 21562A0283/00F017 | Brussels | 203 m² | 1 · 202 m² | 16.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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GRONDVERZET DAVID HEYMAN
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Of 8,454 companies in sector 43120 we hold annual accounts for 3,232. 2,331 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-10-2013
Fiscal year end31-05
Activities, NACEBEL
43120Site preparation
43130Specialised construction activities
43230Insulation installation
43291Specialised construction activities
43990Other specialised construction activities
43999Specialised construction activities
81210General cleaning of buildings
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.