Financials
- Financial year
- 2025
- Total assets
- €23,089
- Profit
- €11,452
- Solvency
- 60.4%
DESIGN BY T
ActiveSummary
DESIGN BY T has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €13,952 and a net result of €11,452. Its solvency ranks better than 60% of 4,298 sector peers (NACE 74, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Activity
Design of textile patterns, clothing, jewellery, furniture and decorative items
NACE 74111
1 site
Size
€23,089total assets 2025
- Equity
- €13,952
- Profit
- €11,452
Turnover not published (micro format)
Structure
Accounts 9 days early
Why 96raises riskSize: total assets €23,089Founded in 2024lowers riskSector: Other professional, scientific and technical activities (NACE 74)Liquidity: current ratio 2.53, cash €14,935Show the evidence
Checked score
Score 2025
96
/ 100
Excellent
Probability in this band: under 0.55%
Financially better than 74% of its sector peers (NACE 74, micro)
Financial strength
Strong
Solvency
85
equity 60.4% of total assets
Liquidity
82
short-term debt 39.6% · cash 64.7%
Profitability
100
return on assets 49.6%
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2025: 0.5%
01-2026: 0.5%● unchanged vs 12-2025
02-2026: 0.6%▲ +0.1 percentage points vs 01-2026
03-2026: 0.6%● unchanged vs 02-2026
04-2026: 0.6%● unchanged vs 03-2026
05-2026: 0.7%▲ +0.1 percentage points vs 04-2026
06-2026: 0.7%● unchanged vs 05-2026
07-2026: 0.7%● unchanged vs 06-2026highest value
08-2026: 0.1%▼ -0.6 percentage points vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026lowest value
10-2026: 0.1%● unchanged vs 09-2026
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity ample (current ratio 2.53, above the usual 1.5; short-term debt: 39.6% and cash: 64.7% of total assets), and 39.6% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 74, micro): better than 61% on solvency, 73% on liquidity and 88% on profitability.
The bankruptcy probability was computed on 20-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
9 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · micro…
- IncorporationAppointment: VERMEIRE Trui Hilde (gewone…
Key points
By topic
Timeline
- Events
- 2
- Since
- 2024
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Design of textile patterns, clothing, jewellery, furniture and…NACE 74111
- Founded
- 19-11-2024
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 13
- Annual meeting
- First Monday of June at 20:00
- Purpose
- “De groot- en kleinhandel,in- en uitvoer van kleding; Hiermee worden alle vormen van…” (deed in Dutch)
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