DESGOVER Consult
ActiveDESGOVER Consult has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €21k and a net result of €19k. Its solvency ranks better than 46% of 1470 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
87
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency76
Growth-
Track record67
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 2.04; short-term debt: 48.9% and cash: 70.9% of total assets), and 48.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 75
Relative position
BE, all sectors
reference
Sector 75
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
51.1%
Return on assets
46.2%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2024
29 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€21k
Total assets
€41k
Net result
€19k
Working capital
€21k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Equity and liabilities €41k
Equity
€21k
Debt
€20k
Debt finances 48.9% of the balance-sheet total.
Key figures and ratios
Solvency
51.1%
Current ratio
2.04
Quick ratio
2.04
Debt / equity
0.96
ROE
90.4%
ROA
46.2%
Debt
€20k
Debt ≤ 1 year
€20k
Income taxes
€9k
Filed annual accounts
As filed with the NBB · 2024
Balance sheet
Code2024
Assets
Total assets20/58€41k
Current assets29/58€41k
Amounts receivable within one year40/41€12k
Trade receivables40€12k
Cash at bank and in hand54/58€29k
Equity and liabilities
Total equity and liabilities10/49€41k
Equity10/15€21k
Contributions10/11€2k
Reserves13€19k
Distributable reserves133€19k
Amounts payable17/49€20k
Amounts payable within one year42/48€20k
Trade debts44€313
Suppliers440/4€313
Taxes, remuneration and social security45€15k
Taxes450/3€15k
Other amounts payable47/48€4k
Income statement
Code2024
Other operating charges640/8€598
Gross operating margin9900€29k
Operating profit (loss)9901€28k
Financial charges65/66B€51
Recurring financial charges65€51
Profit (loss) for the period before taxes9903€28k
Income taxes67/77€9k
Profit (loss) for the period9904€19k
Profit (loss) for the period to be appropriated9905€19k
Appropriation of the result
Profit (loss) to be appropriated9906€19k
Transfer to equity691/2€19k
To other reserves6921€19k
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dilbeek · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Halleweg 301701 DilbeekGround area
879 m²
Building footprint
218 m²
Volume, LiDAR
1,346 m³
Parcel 23037C0125/00K000, Flanders · tallest building 10.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DESGOVER
since 20242.360.607.539
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23037C0125/00K000 | Flanders | 879 m² | 1 · 218 m² | 10.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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DA JOANNA EIJSSEN
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Of 6,078 companies in sector 75000 we hold annual accounts for 1,950. 1,319 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-06-2024
Fiscal year end31-12
Activities, NACEBEL
75000Veterinary services
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.