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DESEGO

Active
Private limited companyfounded 2020active for 5 yearsGroot Bergerveld 5, 3583 Beringen, BelgiumKBO/BCE: BE 0758.632.347
Summary

The computed 12-month bankruptcy probability of DESEGO is 8.0% (elevated). The 2024 annual accounts show negative equity (-€36,374) and a net result of -€34,845. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 9,537 sector peers (NACE 47, financial year 2024). The company has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Retail trade
NACE 47783
1 site
Size
€569total assets 2024
Equity
-€36,374
Loss
-€34,845
Turnover not published (abbreviated format)
Financial health
31 Weak Checked score 2024
Bankruptcy probabilitywithin 12 months
8.0%
Structure
Largest shareholder
BS Management · 50%
Accounts 78 days overdue2 of 3 deeds read
Why 31raises riskFigures for financial year 2024 (filed 24-09-2025)1 change of registered office in 24 months1 financial year not filed after the legal deadline; latest accounts 55 days late; 1 of the last 3 latelowers riskSize: total assets €569Show the evidence

Checked score

Score 2024
31 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 11% of its sector peers (NACE 47, micro)
Financial strength · tick = 2023
Weak
Solvency 0-19
equity -6391.8% of total assets
Liquidity 32+27
short-term debt 6491.8% · cash 25.2%
Profitability 0=
return on assets -6123.0%
Bankruptcy probability, 12 months
8.0% Elevated
0%0.5%1.5%4%10%≥ 25%

About 8 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,211 companies, NACE 47, micro)
Last 24 months 11-2024: 3.1%lowest value 12-2024: 7.4%▲ +4.3 percentage points vs 11-2024 01-2025: 7.4%● unchanged vs 12-2024 02-2025: 7.4%● unchanged vs 01-2025 03-2025: 7.4%● unchanged vs 02-2025 04-2025: 8.2%▲ +0.8 percentage points vs 03-2025 05-2025: 8.5%▲ +0.3 percentage points vs 04-2025 06-2025: 8.8%▲ +0.3 percentage points vs 05-2025 07-2025: 8.7%▼ -0.1 percentage points vs 06-2025 08-2025: 9.6%▲ +0.9 percentage points vs 07-2025 09-2025: 10.3%▲ +0.7 percentage points vs 08-2025highest value 10-2025: 7.6%▼ -2.7 percentage points vs 09-2025 11-2025: 7.6%● unchanged vs 10-2025 12-2025: 7.4%▼ -0.2 percentage points vs 11-2025 01-2026: 7.4%● unchanged vs 12-2025 02-2026: 7.4%● unchanged vs 01-2026 03-2026: 7.5%▲ +0.1 percentage points vs 02-2026 04-2026: 7.5%● unchanged vs 03-2026 05-2026: 7.6%▲ +0.1 percentage points vs 04-2026 06-2026: 7.6%● unchanged vs 05-2026 07-2026: 7.6%● unchanged vs 06-2026 08-2026: 9.2%▲ +1.6 percentage points vs 07-2026 09-2026: 10.1%▲ +0.9 percentage points vs 08-2026 10-2026: 8.0%▼ -2.1 percentage points vs 09-2026
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 6% on solvency, 29% on liquidity, 6% on profitability and 1% on growth.

The bankruptcy probability was computed on 16-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Seven signals.
lowers riskraises riskneutral
raises risk · Figures for financial year 2024 (filed 24-09-2025)
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · 1 financial year not filed after the legal deadline; latest accounts 55 days late; 1 of the last 3 late
NBB · filings
lowers risk · Size: total assets €569
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024
Equity per financial year
21222324
2021 to 2024 · latest year -€36,374
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 78 days later.
NBB · 4 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline17-10-2026 today
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 24-09-2025, 55 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.
NBB · 4 filings
Deviation from the deadline
2025
not filed
2024
55 days late
2023
35 days early
2022
34 days early
2021
2 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 4 days before the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2024 · abbreviated…
  2. Weakest financial yearnet -€34,845
  3. Resignation: Severine Zels (director)Appointment: Leida Yojana Casadiegos Mandon…

Key points

  • Risk: Negative equityfinancial year 2024: debts exceed assets -€36,374 View
  • Caution: Among the weakest 5% on solvencysector median 38.3% · 9,537 companies -6391.8% View
  • Caution: Accounts not fileddeadline was 31-07-2026 78 days late View
  • Caution: 2 loss-making years in a rowloss financial year 2024 -€34,845 View
  • Known shareholderslargest: BS Management 50% 100% View

By topic

Financials

Financial year
2024
Total assets
€569
Loss
-€34,845
Solvency
-6391.8%
Total assets▼ 97.7%
Net result
20212024
Go to Financials

Timeline

Events
8
Since
2022
  1. 27-09-2024Registered office
  2. 26-06-2024Annual accounts filed
  3. 27-06-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Retail tradeNACE 47783
Founded
20-11-2020
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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