DESCHEEMAEKER D.
ActiveDESCHEEMAEKER D. has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €516k and a net result of €71k. Equity is growing by ~23.8% per year across the filed fiscal years. Its solvency ranks better than 15% of 7760 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
54
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability55▼-26
Solvency39▼-4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity short (current ratio 0.97 against 1.11 in 2024; short-term debt: 53% and cash: 15.1% of total assets), and 86.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
13.9%
Return on assets
1.9%
Age of the figures
15 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 7760 sector peers (2025).
NBB · sector comparisonPosition among 7760 sector peers
Solvency
better than 15%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 19-12-2025, 43 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
43 d early
2024
45 d early
2023
54 d early
2022
42 d early
2021
41 d early
2020
44 d early
2019
39 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close22-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€516k▲ 15.9%
2024 · €445k
2019: €128k
2020: €175k
2021: €252k
2022: €274k
2023: €379k
2024: €445k
2019 → 2025
Total assets
€3.71M▲ 51.0%
2024 · €2.46M
2019: €879k
2020: €859k
2021: €958k
2022: €1.17M
2023: €1.85M
2024: €2.46M
2019 → 2025
Net result
€71k▼ 71.1%
2024 · €245k
2019: €19k
2020: €97k
2021: €106k
2022: €23k
2023: €105k
2024: €245k
2019 → 2025
Working capital
€-57k
2024 · €175k
2019: €51k
2020: €218k
2021: €128k
2022: €203k
2023: €269k
2024: €175k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€252k-€274k▲ 9.0%€379k▲ 38.3%€445k▲ 17.2%€516k▲ 15.9%
Operating result€147k-€38k▼ 74.3%€178k▲ 371%€283k▲ 58.8%€130k▼ 54.0%
Net result€106k-€23k▼ 78.7%€105k▲ 363%€245k▲ 134%€71k▼ 71.1%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 54% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.71M
Fixed assets
€1.80M▲ 170%
Current assets
€1.91M▲ 6.6%
Equity and liabilities €3.71M
Equity
€516k▲ 15.9%
Debt
€3.19M▲ 58.7%
The debt ratio rises from 81.9% to 86.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€232k▼
2024 · €330k
Cash flow
€173k▼
2024 · €293k
Solvency
13.9%▼
2024 · 18.1%
Current ratio
0.97▼
2024 · 1.11
Quick ratio
0.74▲
2024 · 0.63
Debt / equity
6.20▲
2024 · 4.53
ROE
13.7%▼
2024 · 55.2%
ROA
1.9%▼
2024 · 10.0%
Interest coverage
4.04▼
2024 · 11.43
Debt
€3.19M▲
2024 · €2.01M
Debt ≤ 1 year
€1.97M▲
2024 · €1.62M
Debt > 1 year
€1.23M▲
2024 · €397k
Income taxes
€3k▼
2024 · €14k
Staff costs
€1.56M▲
2024 · €1.55M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.46M€3.71M▲
Fixed assets21/28€666k€1.80M▲
Tangible fixed assets22/27€666k€1.80M▲
Land and buildings22€7k€5k▼
Plant, machinery and equipment23€8k€17k▲
Furniture and vehicles24€71k€45k▼
Leasing and similar rights25€18k€10k▼
Other tangible fixed assets26€563k€1.72M▲
Assets under construction and advance payments27€0-
Current assets29/58€1.79M€1.91M▲
Stocks and contracts in progress3€766k€458k▼
Stocks30/36€414k€379k▼
Contracts in progress37€352k€80k▼
Amounts receivable within one year40/41€632k€874k▲
Trade receivables40€625k€852k▲
Other amounts receivable41€7k€22k▲
Cash at bank and in hand54/58€378k€559k▲
Deferred charges and accrued income490/1€15k€18k▲
Equity and liabilities
Total equity and liabilities10/49€2.46M€3.71M▲
Equity10/15€445k€516k▲
Contributions10/11€20k€20k=
Reserves13€425k€496k▲
Distributable reserves133€425k€496k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€2.01M€3.19M▲
Amounts payable after more than one year17€397k€1.23M▲
Financial debts170/4€397k€1.23M▲
Amounts payable within one year42/48€1.62M€1.97M▲
Current portion of amounts payable after more than one year42€7k€82k▲
Financial debts43€125k€250k▲
Credit institutions430/8€125k€250k▲
Trade debts44€501k€372k▼
Suppliers440/4€501k€372k▼
Advances received on contracts in progress46€28k€250k▲
Taxes, remuneration and social security45€132k€81k▼
Taxes450/3€40k€1k▼
Remuneration and social security454/9€92k€80k▼
Other amounts payable47/48€823k€931k▲
Income statement
Code20242025
Remuneration, social security and pensions62€1.55M€1.56M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€47k€102k▲
Other operating charges640/8€5k€6k▲
Gross operating margin9900€1.89M€1.79M▼
Operating profit (loss)9901€283k€130k▼
Financial income75/76B€5k€2k▼
Recurring financial income75€5k€2k▼
Financial charges65/66B€29k€58k▲
Recurring financial charges65€29k€58k▲
Profit (loss) for the period before taxes9903€259k€74k▼
Income taxes67/77€14k€3k▼
Profit (loss) for the period9904€245k€71k▼
Profit (loss) for the period to be appropriated9905€245k€71k▼
Appropriation of the result
Profit (loss) to be appropriated9906€245k€71k▼
Transfer to equity691/2€65k€71k▲
To other reserves6921€65k€71k▲
Profit to be distributed694/7€180k€0▼
Directors or managers695€180k€0▼
Social balance
Average headcount (FTE)908723.723.7=
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
19-12
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
30-06
Financial
Equity above €500kEq €516k ▲15.9%
7 profitable years in a row build equity to €516k.
2024
17-12
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
30-06
Financial
Highest result since 2019net €245k ▲134%
Operating result €283k, net result €245k, both a record.
2023
08-12
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2022
20-12
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2021
21-12
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
30-06
Financial
Equity above €200kEq €252k ▲43.6%
3 profitable years in a row build equity to €252k.
2020
18-12
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
30-06
Financial
Equity above €150kEq €175k ▲36.7%
2 profitable years in a row build equity to €175k.
2019
23-12
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
20-12
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
21-12
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pittem · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vannestenstraat 28740 PittemGround area
8,897 m²
Building footprint
4,699 m²
Volume, LiDAR
27,136 m³
Parcel 37011A1427/00F000, Flanders · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DESCHEEMAEKER D.BVBA
since 20152.247.488.812
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 37011A1427/00F000 | Flanders | 8,897 m² | 1 · 4,699 m² | 7.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2024 · 2 entries · 6,538 EUR awarded · 6,538 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 895 EUR | 895 EUR |
| 2023 | 1 | 5,643 EUR | 5,643 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Vlaams opleidingsverlof (VOV)
Recognitions · licences · registrations
Dual-learning approval
3 live approvalsBinnenschrijnwerk en interieur duaal (so)
Interieurbouwer duaal (so)
Machinaal houtbewerker duaal (so)
Similar companies · same sector, comparable size
SCHEVENELS PROJECT INTERIEURS
BE 0437.427.042
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COSSYNS
BE 0423.909.202
Gent · Eq €515k
DE JONGH
BE 0471.967.950
Kalmthout · Eq €515k
R.M.K. INTERIEUR
BE 0894.151.740
Herzele · Eq €515k
CHRISTOPHE NOYEZ
BE 0565.937.095
Tielt · Eq €515k
Of 20,026 companies in sector 43320 we hold annual accounts for 9,136. 5,896 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-11-2015
Fiscal year end30-06
Activities, NACEBEL
43320Joinery installation
68121Development of residential building projects
47521Retail sale of hardware, building materials, paint and glass (general range)
47540Retail sale of electrical household appliances
74104Other professional, scientific and technical activities
74130Interior design
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
3 entriesE-mail:info@descheemaeker.eu
Phone:056/665478
Fax:056/664124