Equity
€4,981 from €650,494 in 2012
Equity fell by 99% in 13 years.
DE SCHEEMAEKER
Lifetime
20 annual accounts with figures on one time axis, 34 filings since 1990peak €751,685 (2018)
€23,176▼ 90.3%
lowest -€639,747 (2016)
-€87,561▼ €153,848
peak €650,494 (2012)
€4,981▼ 94.6%
€1.8m▲ 0.6%
peak 0 FTE (2016)
0 FTE
Board2 names since 2013
2 directorsDESCHEEMAEKER Koenraad and 1 other
Owners
Documentsfilings and deeds
28-08-202628 days late
2025financial year
Gross margin from €238,017 to €23,176Loss of €87,561Equity from €92,542 to €4,981Cash from €125 to €0
Key points
from the 2025 annual accountsTurnover
≈ €89,000 estimated
The accounts state no turnover.
Debts
€1.8m 100% of the balance sheet
Financial debts 0%Suppliers 2%Taxes and wages 19%Other 80%
Filings
34 annual accounts since 1990
Ten of the last ten came late. The 2018 accounts came latest: 723 days after the end of the period.
At the same address
47 companies
Position in the sector
0.3%
Lower solvency than 86% of companies in real estate. Sector median 38.2% · 5,804 companies.
Checked score
53
Fair
Financially stronger than 11% of micro companies in real estate (NACE 68)
Probability in this band: 1.5% to 4.2%
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59.
Bankruptcy probability within 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,625 companies (NACE 68, micro).
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 6.0%highest value
01-2025: 3.0%▼ -3.0 percentage points vs 12-2024
02-2025: 3.1%▲ +0.1 percentage points vs 01-2025
03-2025: 3.1%● unchanged vs 02-2025
04-2025: 3.0%▼ -0.1 percentage points vs 03-2025
05-2025: 2.9%▼ -0.1 percentage points vs 04-2025
06-2025: 2.9%● unchanged vs 05-2025
07-2025: 3.2%▲ +0.3 percentage points vs 06-2025
08-2025: 3.6%▲ +0.4 percentage points vs 07-2025
09-2025: 0.9%▼ -2.7 percentage points vs 08-2025
10-2025: 0.9%● unchanged vs 09-2025
11-2025: 0.9%● unchanged vs 10-2025
12-2025: 0.9%● unchanged vs 11-2025
01-2026: 0.9%● unchanged vs 12-2025
02-2026: 0.9%● unchanged vs 01-2026
03-2026: 0.9%● unchanged vs 02-2026
04-2026: 0.9%● unchanged vs 03-2026lowest value
05-2026: 0.9%● unchanged vs 04-2026
06-2026: 1.0%▲ +0.1 percentage points vs 05-2026
07-2026: 1.0%● unchanged vs 06-2026
08-2026: 1.8%▲ +0.8 percentage points vs 07-2026
09-2026: 1.0%▼ -0.8 percentage points vs 08-2026
10-2026: 1.0%● unchanged vs 09-2026
11-2026: 1.0%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Capped at 59: a net loss of at least half of total assets or of the equity at the start of the financial year
Liquidity: current ratio 0.00, cash €0, halved
Last filed accounts filed 28 days late; 1 of the last 3 accounts late
lowers risk
Size: total assets €1.8m
Founded in 1990
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 20% of them on solvency, 0% on liquidity, 18% on profitability and 6% on growth.
The bankruptcy probability was computed on 07-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,104 companies had the same profile as DE SCHEEMAEKER has now. Each dot stands for 3 companies, two years later.
94.2%
were still trading
3.6%
stopped another way
1.8%
went bankrupt
Another 0.4% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of DE SCHEEMAEKER itself: 1.0% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,104 companies, not a prediction for DE SCHEEMAEKER. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No publishable credit limit, so credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity is insufficient, with a current ratio of 0.0 (0.0 in 2024), below 1. Short-term debt is 99.7% and cash 0% of total assets. 99.7% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 5804 sector peers (2025).
NBB · sector comparisonPosition among 5804 sector peers
Solvency
better than 14%
← weakest
strongest →
raises risk · 2025 accounts filed 28 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
28 days late
2024
29 days late
2023
132 days late
2022
498 days late
2021
85 days late
2020
354 days late
2019
354 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 211 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 24 October (4 of the last 5 accounts filed within 57 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
07-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- DEMA ANDERLECHT 99.92%score 66equity €52,248 (2025) · 2021 annual accounts of DEMA ANDERLECHT
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0440215296
Reappointment: DESCHEEMAEKER Koenraad (managing director)
“De in- en uitvoer en handel in rijwielen, motorrijwielen, hun onderdelen en hun toebehoren, alle speelgoed…” (deed in Dutch) · General meeting of 04-01-2024 · Gazette deed
Reappointments: Koenraad Descheemaeker (director) and Michèle De Landtsheer (director)
General meeting of 17-10-2022 · Gazette deed
New establishment in Bruges
Dirk Martensstraat 24
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| DE SCHEEMAEKER Anderlecht | €1.8m | €23,176 | 0.3% | 0 |
| ML PROJECTEN Aalter | €1.7m | €20,280 | 93.7% | 0 |
| ATTULI Sint-Katelijne-Waver | €1.2m | €12,981 | 51.4% | 0 |
| PROVINCIAAL INFORMATICA - BUREAU Koksijde | €0.9m | €30,533 | 7.4% | 0 |
| S.A. AEDES IMMO Namur | €1.3m | €67,016 | 95.7% | 0 |
| Motraco Roeselare | €1.8m | €20,926 | 38.6% | 0 |
| V.G. TRADING Brasschaat | €2.8m | €9,463 | 23.9% | 0.2 |
These companies have the same main activity as DE SCHEEMAEKER: buying and selling of own real estate (NACE 68110). They are comparable in size and age: total assets between €933,000 and €2.8m, founded between 1968 and 1994.
Official details
Source: KBO- Status
- Active since 15-02-1990Normal situation
- Registered office
- 48 active companies are registered at this address1 started in the 12 months before. Source: KBO register, as of 7 November 2026.
- Activity
- Buying and selling of own real estateNACE 68110
- Establishment units
- 2.054.642.9141070 Anderlecht, since 18-10-1991
- 2.054.643.0138200 Bruges, since 25-08-1995
- Financial year end
- 31 December
- Peppol
- Reachable since 21-10-2026
Insights on DE SCHEEMAEKER
DE SCHEEMAEKER has existed since 1990. The gross margin fell from €751,685 in 2018 to €19,426 in 2019.
DEMA ANDERLECHT holds all the shares. In July 2024, the Official Gazette published the appointment of DESCHEEMAEKER Koenraad as managing director.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about DE SCHEEMAEKER
- What is the company number of DE SCHEEMAEKER?
- The company number of DE SCHEEMAEKER is 0440.215.296. The VAT number is the same number with BE in front: BE 0440.215.296.
- Where is DE SCHEEMAEKER based?
- The registered office is at Bollinckxstraat 15, 1070 Anderlecht.Company details
- What does DE SCHEEMAEKER do?
- According to the KBO register, the main activity is buying and selling of own real estate (NACE 68110).
- What is the legal form of DE SCHEEMAEKER?
- DE SCHEEMAEKER is a public limited company (NV).
- When was DE SCHEEMAEKER founded?
- DE SCHEEMAEKER was founded on 15-02-1990.
- Is DE SCHEEMAEKER still active?
- Yes, DE SCHEEMAEKER is an active enterprise in the KBO register.
- What is the turnover of DE SCHEEMAEKER?
- The turnover in financial year 2025 is ≈ €89,000. This figure is estimated from the gross margin of €23,176 and 30 comparable companies (NACE 68110). It probably lies between €48,000 and €230,000. It is a rough estimate.Financials
- Is DE SCHEEMAEKER profitable?
- In financial year 2025, DE SCHEEMAEKER made a loss of €87,561.
- Where can I find the annual accounts of DE SCHEEMAEKER?
- DE SCHEEMAEKER filed 34 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of DE SCHEEMAEKER due?
- DE SCHEEMAEKER must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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