DESAMOCO
ActiveThe computed 12-month bankruptcy probability of DESAMOCO is 6.4% (elevated). The 2025 annual accounts show negative equity (€-7k) and a net result of €-808. Equity is shrinking by ~18.1% per year across the filed fiscal years. Its solvency ranks better than 5% of 1832 sector peers (fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability55▲+3
Solvency67=
Growth32=
Stability100
Bankruptcy probability, 12 months
6.4%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Age of the figures
Age of the figures
8 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€7k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
3 d early
2024
30 d early
2023
on the day
2022
18 d early
2021
51 d early
2020
10 d late
2019
15 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-808▼ 18.3%
2024 · €-683
2018: €194
2019: €-116k
2020: €-6k
2021: €-1k
2022: €-640
2023: €-771
2024: €-683
2018 → 2025
Working capital
€147▼ 67.7%
2024 · €455
2018: €269k
2019: €3k
2020: €-2k
2021: €49
2022: €409
2023: €138
2024: €455
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-4k-€-5k▼ 14.4%€-6k▼ 15.1%€-7k▼ 11.7%€-7k▼ 12.3%
Operating result€-909-€-432▲ 52.5%€-470▼ 8.8%€-475▼ 1.1%€-489▼ 2.9%
Net result€-1k-€-640▲ 42.4%€-771▼ 20.5%€-683▲ 11.4%€-808▼ 18.3%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €489 in 2025 against €475 in 2024; the loss grows.
Key figures and ratios
Debt
€8k▲
2024 · €7k
Debt ≤ 1 year
€116▲
2024 · €88
Debt > 1 year
€8k▲
2024 · €7k
Ratios withheld: a balance sheet total of €263 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€543€263▼
Current assets29/58€543€263▼
Cash at bank and in hand54/58€543€263▼
Equity and liabilities
Total equity and liabilities10/49€543€263▼
Equity10/15€-7k€-7k▼
Contributions10/11€19k€19k=
Reserves13€126k€126k=
Distributable reserves133€126k€126k=
Profit (loss) carried forward14€-151k€-152k▼
Amounts payable17/49€7k€8k▲
Amounts payable after more than one year17€7k€8k▲
Financial debts170/4€7k€8k▲
Amounts payable within one year42/48€88€116▲
Trade debts44€88€116▲
Suppliers440/4€88€116▲
Income statement
Code20242025
Other operating charges640/8€475€489▲
Operating profit (loss)9901€-475€-489▼
Financial charges65/66B€208€319▲
Recurring financial charges65€208€319▲
Profit (loss) for the period before taxes9903€-683€-808▼
Profit (loss) for the period9904€-683€-808▼
Profit (loss) for the period to be appropriated9905€-683€-808▼
Appropriation of the result
Profit (loss) to be appropriated9906€-151k€-152k▼
Profit (loss) brought forward from the previous period14P€-150k€-151k▼
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Liquidity doublescurrent ratio 6.17
Current ratio from 2.62 to 6.17.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
13-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Liquidity times 5current ratio 5.87
Current ratio from 1.11 to 5.87; short-term debt falls from €429 to €84.
10-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Liquidity quadruplescurrent ratio 1.11
Current ratio from 0.28 to 1.11; short-term debt falls from €3k to €429.
10-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 10 days late
2020
16-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Weakest financial yearnet €-116k ▼60088%
Net result drops to €-116k, the lowest in the series; recovery starts the following year.
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
25-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Woluwe
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tervurenlaan 2371150 Sint-Pieters-WoluweGround area
539 m²
Building footprint
125 m²
Volume, LiDAR
1,898 m³
Parcel 21019A0201/00E007, Brussels · tallest building 20.8 m, ±6 floors. Linked by address, not a title deed.
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21019A0201/00E007 | Brussels | 539 m² | 1 · 125 m² | 20.8 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
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Of 12,446 companies in sector 49410 we hold annual accounts for 8,085. 1,936 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-07-2017
Fiscal year end31-12
Activities, NACEBEL
49410Freight transport by road
53200Other postal and courier activities
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.