DESAGHER BRUNO
ActiveDESAGHER BRUNO has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-50k) and a net result of €344. Equity is shrinking by ~37.8% per year across the filed fiscal years. Its solvency ranks better than 5% of 276 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
43
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72▲+72
Solvency0=
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.04 against 0.07 in 2024; short-term debt: 485.9% and cash: 3% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-385.9%
Return on assets
2.6%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 16
Relative position
BE, all sectors
reference
Sector 16
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 276 sector peers (2025).
NBB · sector comparisonPosition among 276 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
22 d early
2024
57 d early
2023
37 d early
2022
54 d early
2021
31 d early
2020
75 d early
2019
59 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€-50k▲ 0.7%
2024 · €-51k
2018: €6k
2019: €-7k
2020: €-13k
2021: €-17k
2022: €-22k
2023: €-22k
2024: €-51k
2018 → 2025
Total assets
€13k▼ 49.5%
2024 · €26k
2018: €62k
2019: €70k
2020: €56k
2021: €105k
2022: €117k
2023: €49k
2024: €26k
2018 → 2025
Net result
€344
2024 · €-28k
2018: €-5k
2019: €-13k
2020: €-6k
2021: €-4k
2022: €-5k
2023: €-844
2024: €-28k
2018 → 2025
Working capital
€-61k▲ 14.6%
2024 · €-71k
2018: €31k
2019: €19k
2020: €15k
2021: €-35k
2022: €-36k
2023: €-61k
2024: €-71k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-17k-€-22k▼ 26.6%€-22k▼ 3.9%€-51k▼ 126%€-50k▲ 0.7%
Operating result€-191-€-16▲ 91.8%€3k€-27k€928
Net result€-4k-€-5k▼ 18.2%€-844▲ 81.3%€-28k▼ 3,244%€344
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €928 after a loss of €27k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €13k
Fixed assets
€11k▼ 48.6%
Current assets
€2k▼ 52.9%
Key figures and ratios
EBITDA
€7k▲
2024 · €-10k
Cash flow
€7k▲
2024 · €-11k
Solvency
-385.9%▼
2024 · -196.4%
Current ratio
0.04▼
2024 · 0.07
Quick ratio
0.04▼
2024 · 0.06
Debt / equity
-1.26▲
2024 · -1.51
ROA
2.6%▲
2024 · -109.5%
Interest coverage
34.97▲
2024 · -66.60
Debt
€63k▼
2024 · €76k
Debt ≤ 1 year
€63k▼
2024 · €76k
Income taxes
€370▼
2024 · €684
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€26k€13k▼
Fixed assets21/28€21k€11k▼
Tangible fixed assets22/27€21k€11k▼
Furniture and vehicles24€16k€7k▼
Other tangible fixed assets26€4k€4k▼
Current assets29/58€5k€2k▼
Stocks and contracts in progress3€298-
Stocks30/36€298-
Amounts receivable within one year40/41€500€369▼
Trade receivables40-€150
Other amounts receivable41€500€219▼
Cash at bank and in hand54/58€2k€390▼
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€26k€13k▼
Equity10/15€-51k€-50k▲
Contributions10/11€55k€55k=
Outside capital11€55k€55k=
Other1109/19€55k€55k=
Profit (loss) carried forward14€-106k€-105k▲
Amounts payable17/49€76k€63k▼
Amounts payable within one year42/48€76k€63k▼
Trade debts44€522€457▼
Suppliers440/4€522€457▼
Taxes, remuneration and social security45€1k€1k▲
Taxes450/3€1k€1k▲
Other amounts payable47/48€75k€62k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€7k▼
Other operating charges640/8€2k€1k▼
Gross operating margin9900€-8k€9k▲
Operating profit (loss)9901€-27k€928▲
Financial income75/76B€51-
Recurring financial income75€51-
Financial charges65/66B€148€214▲
Recurring financial charges65€148€214▲
Profit (loss) for the period before taxes9903€-28k€714▲
Income taxes67/77€684€370▼
Profit (loss) for the period9904€-28k€344▲
Profit (loss) for the period to be appropriated9905€-28k€344▲
Appropriation of the result
Profit (loss) to be appropriated9906€-106k€-105k▲
Profit (loss) brought forward from the previous period14P€-77k€-106k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Back to profitnet €344
Net result €344 after 7 loss-making years.
04-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-28k
Net result drops to €-28k, the lowest in the series; recovery starts the following year.
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
07-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
17-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
02-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
03-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
18-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
23-05
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Genappe · 1 establishment unit since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Point du jour 31470 GenappeGround area
3,493 m²
Building footprint
153 m²
Volume, LiDAR
975 m³
Parcel 25013E0037/00N000, Wallonia · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue Point du jour 3, 1470 Genappe
since 19992.090.200.243
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25013E0037/00N000 | Wallonia | 3,493 m² | 1 · 153 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Schrijnwerkerij Bernard
BE 0870.473.248
Ronse · Eq €6k
Interieurwerken Kevin
BE 1013.804.111
Asse · Eq €6k
Multi-Industries
BE 0456.490.017
Willebroek · Eq €6k
Hamont Veiling
BE 1008.926.197
Hamont-Achel · Eq €7k
B&B Montage
BE 0793.737.835
Dilbeek · Eq €7k
Of 1,599 companies in sector 16230 we hold annual accounts for 783. 249 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-02-1999
Fiscal year end31-12
Activities, NACEBEL
16230Manufacture of other builders' carpentry and joinery
20300
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.