DERYMAN
ActiveSummary
The annual accounts of DERYMAN for fiscal year 2025 show a net loss of 53% of total assets and of 58% of the equity at the start of that year. The 2025 annual accounts show equity of €38k and a net result of €-53k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 36% of 31791 sector peers (fiscal year 2025). The company has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency63▼-37
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 1.6 against 5.73 in 2024; short-term debt: 61.8% and cash: 9.5% of total assets), but 61.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
38.2%
Return on assets
-53%
Age of the figures
12 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-53k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-04-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
6 d early
2023
4 d early
2022
4 d early
2021
4 d early
2020
53 d early
2019
36 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€38k▼ 58.1%
2024 · €91k
2018: €-122klowest in 8 years
2019: €-96k▲ +21.2% vs 2018
2020: €-21k▲ +78.0% vs 2019
2021: €51k▲ +341% vs 2020
2022: €145k▲ +186% vs 2021highest in 8 years
2023: €132k▼ -8.7% vs 2022
2024: €91k▼ -31.5% vs 2023
2025: €38k▼ -58.1% vs 2024
2018 → 2025
Total assets
€100k▼ 9.0%
2024 · €109k
2018: €72klowest in 8 years
2019: €102k▲ +41.9% vs 2018
2020: €138k▲ +35.6% vs 2019
2021: €156k▲ +13.1% vs 2020
2022: €208k▲ +32.8% vs 2021highest in 8 years
2023: €137k▼ -34.2% vs 2022
2024: €109k▼ -20.0% vs 2023
2025: €100k▼ -9.0% vs 2024
2018 → 2025
Net result
€-53k▼ 26.6%
2024 · €-42k
2018: €15k
2019: €26k▲ +68.6% vs 2018
2020: €75k▲ +189% vs 2019
2021: €86k▲ +14.9% vs 2020
2022: €94k▲ +9.9% vs 2021highest in 8 years
2023: €-13k▼ -113% vs 2022
2024: €-42k▼ -230% vs 2023
2025: €-53k▼ -26.6% vs 2024lowest in 8 years
2018 → 2025
Working capital
€37k▼ 58.2%
2024 · €88k
2018: €-124klowest in 8 years
2019: €-107k▲ +14.2% vs 2018
2020: €-38k▲ +64.1% vs 2019
2021: €41k▲ +208% vs 2020
2022: €140k▲ +238% vs 2021highest in 8 years
2023: €127k▼ -9.1% vs 2022
2024: €88k▼ -31.0% vs 2023
2025: €37k▼ -58.2% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€51k-€145k▲ 186%€132k▼ 8.7%€91k▼ 31.5%€38k▼ 58.1%
2021: €51k
2022: €145k▲ +186% vs 2021highest in 5 years
2023: €132k▼ -8.7% vs 2022
2024: €91k▼ -31.5% vs 2023
2025: €38k▼ -58.1% vs 2024lowest in 5 years
Operating result€109k-€143k▲ 30.8%€-13k€-45k▼ 252%€-55k▼ 23.3%
2021: €109k
2022: €143k▲ +30.8% vs 2021highest in 5 years
2023: €-13k▼ -109% vs 2022
2024: €-45k▼ -252% vs 2023
2025: €-55k▼ -23.3% vs 2024lowest in 5 years
Net result€86k-€94k▲ 9.9%€-13k€-42k▼ 230%€-53k▼ 26.6%
2021: €86k
2022: €94k▲ +9.9% vs 2021highest in 5 years
2023: €-13k▼ -113% vs 2022
2024: €-42k▼ -230% vs 2023
2025: €-53k▼ -26.6% vs 2024lowest in 5 years
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €55k in 2025 against €45k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €100k
Fixed assets
€1k ▼ 58.0%
Current assets
€98k ▼ 7.6%
Equity and liabilities €100k
Equity
€38k ▼ 58.1%
Debt
€62k ▲ 231%
Debt's share of the balance-sheet total rises from 17.0% to 61.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-53k▼
2024 · €-42k
Cash flow
€-51k▼
2024 · €-39k
Current ratio
1.60▼
2024 · 5.73
Quick ratio
1.57▼
2024 · 5.06
Debt to equity
1.62▲
2024 · 0.21
ROE
-138.9%▼
2024 · -45.9%
ROA
-53.0%▼
2024 · -38.1%
Interest coverage
-69.81▼
2024 · -46.46
Debt ≤ 1 year
€62k▲
2024 · €19k
Income taxes
€161▼
2024 · €170
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€109k€100k▼
Fixed assets21/28€3k€1k▼
Intangible fixed assets21€1k€580▼
Tangible fixed assets22/27€2k€626▼
Furniture and vehicles24€2k€626▼
Current assets29/58€107k€98k▼
Stocks and contracts in progress3€12k€2k▼
Stocks30/36€2k€2k▼
Contracts in progress37€10k-
Amounts receivable within one year40/41€83k€83k▼
Trade receivables40€4k€33k▲
Other amounts receivable41€79k€50k▼
Cash at bank and in hand54/58€6k€9k▲
Deferred charges and accrued income490/1€5k€4k▼
Equity and liabilities
Total equity and liabilities10/49€109k€100k▼
Equity10/15€91k€38k▼
Contributions10/11€19k€19k=
Reserves13€127k€127k=
Non-distributable reserves130/1€127k€127k=
Other1319€127k€127k=
Profit (loss) carried forward14€-54k€-107k▼
Amounts payable17/49€19k€62k▲
Amounts payable within one year42/48€19k€62k▲
Trade debts44€17k€34k▲
Suppliers440/4€17k€34k▲
Taxes, remuneration and social security45€165€9k▲
Taxes450/3€165€9k▲
Other amounts payable47/48€1k€19k▲
Accrued charges and deferred income492/3€12-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▼
Other operating charges640/8€624€547▼
Non-recurring operating charges66A-€234
Gross operating margin9900€-42k€-53k▼
Operating profit (loss)9901€-45k€-55k▼
Financial income75/76B€4k€3k▼
Recurring financial income75€4k€3k▼
Financial charges65/66B€907€763▼
Recurring financial charges65€907€763▼
Profit (loss) for the period before taxes9903€-42k€-53k▼
Income taxes67/77€170€161▼
Profit (loss) for the period9904€-42k€-53k▼
Profit (loss) for the period to be appropriated9905€-42k€-53k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-54k€-107k▼
Profit (loss) brought forward from the previous period14P€-13k€-54k▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €6k | - | - | - | - |
| Remuneration, social security and pensions62 | €14k | €28 | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €9k | €4k | €3k | €2k | €2k | ▼ 31.4% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | €-96 | - | - | - | - | - |
| Other operating charges640/8 | €803 | €759 | €581 | €624 | €547 | ▼ 12.3% |
| Non-recurring operating charges66A | €2k | - | €2k | - | €234 | - |
| Gross operating margin9900 | €135k | €147k | €-7k | €-42k | €-53k | ▼ 26.4% |
| Operating profit (loss)9901 | €109k | €143k | €-13k | €-45k | €-55k | ▼ 23.3% |
| Financial income75/76B | €354 | €656 | €2k | €4k | €3k | ▼ 21.8% |
| Recurring financial income75 | €354 | €656 | €2k | €4k | €3k | ▼ 21.8% |
| Financial charges65/66B | €2k | €3k | €1k | €907 | €763 | ▼ 15.9% |
| Recurring financial charges65 | €2k | €3k | €1k | €907 | €763 | ▼ 15.9% |
| Profit (loss) for the period before taxes9903 | €108k | €140k | €-12k | €-42k | €-53k | ▼ 26.7% |
| Income taxes67/77 | €22k | €46k | €171 | €170 | €161 | ▼ 5.4% |
| Profit (loss) for the period9904 | €86k | €94k | €-13k | €-42k | €-53k | ▼ 26.6% |
| Profit (loss) for the period to be appropriated9905 | €86k | €94k | €-13k | €-42k | €-53k | ▼ 26.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €156k | €208k | €137k | €109k | €100k | ▼ 9.0% |
| Fixed assets21/28 | €9k | €6k | €5k | €3k | €1k | ▼ 58.0% |
| Intangible fixed assets21 | €5k | €4k | €2k | €1k | €580 | ▼ 56.3% |
| Tangible fixed assets22/27 | €4k | €2k | €3k | €2k | €626 | ▼ 59.5% |
| Plant, machinery and equipment23 | €2k | €1k | €665 | - | - | - |
| Furniture and vehicles24 | €2k | €1k | €2k | €2k | €626 | ▼ 59.5% |
| Current assets29/58 | €147k | €201k | €132k | €107k | €98k | ▼ 7.6% |
| Stocks and contracts in progress3 | €4k | €3k | €2k | €12k | €2k | ▼ 85.1% |
| Stocks30/36 | €4k | €3k | €2k | €2k | €2k | ▼ 13.0% |
| Contracts in progress37 | - | - | - | €10k | - | - |
| Amounts receivable within one year40/41 | €41k | €36k | €101k | €83k | €83k | ▼ 0.1% |
| Trade receivables40 | €2k | €1k | €16k | €4k | €33k | ▲ 740% |
| Other amounts receivable41 | €39k | €34k | €85k | €79k | €50k | ▼ 36.7% |
| Cash at bank and in hand54/58 | €101k | €161k | €25k | €6k | €9k | ▲ 53.1% |
| Deferred charges and accrued income490/1 | €1k | €2k | €3k | €5k | €4k | ▼ 16.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €156k | €208k | €137k | €109k | €100k | ▼ 9.0% |
| Equity10/15 | €51k | €145k | €132k | €91k | €38k | ▼ 58.1% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Reserves13 | €32k | €127k | €127k | €127k | €127k | = |
| Non-distributable reserves130/1 | €32k | €127k | €127k | €127k | €127k | = |
| Other1319 | €32k | €127k | €127k | €127k | €127k | = |
| Profit (loss) carried forward14 | - | - | €-13k | €-54k | €-107k | ▼ 97.2% |
| Amounts payable17/49 | €106k | €63k | €4k | €19k | €62k | ▲ 231% |
| Amounts payable within one year42/48 | €106k | €61k | €4k | €19k | €62k | ▲ 231% |
| Current portion of amounts payable after more than one year42 | €2k | - | - | - | - | - |
| Financial debts43 | €23k | €37k | - | - | - | - |
| Credit institutions430/8 | €23k | €37k | - | - | - | - |
| Trade debts44 | €8k | €3k | €4k | €17k | €34k | ▲ 97.9% |
| Suppliers440/4 | €8k | €3k | €4k | €17k | €34k | ▲ 97.9% |
| Taxes, remuneration and social security45 | - | €6k | - | €165 | €9k | ▲ 5,279% |
| Taxes450/3 | - | €6k | - | €165 | €9k | ▲ 5,279% |
| Other amounts payable47/48 | €73k | €15k | - | €1k | €19k | ▲ 1,395% |
| Accrued charges and deferred income492/3 | - | €1k | - | €12 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €86k | €94k | €-13k | €-42k | €-53k | ▼ 26.6% |
| + Depreciation and write-downs630 | €9k | €4k | €3k | €2k | €2k | ▼ 31.4% |
| Operating cash flow (approximation) | €95k | €98k | €-10k | €-39k | €-51k | ▼ 30.2% |
| Investment in fixed assets (approximation) | - | €-777 | €-2k | €-312 | €0 | ▲ 100% |
| Change in cash | - | €60k | €-135k | €-19k | €3k | ▲ 117% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Weakest financial yearnet €-53k
Net result drops to €-53k, the lowest in the series.
24-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Liquidity times 9current ratio 30.90
Current ratio from 3.29 to 30.90; short-term debt falls from €61k to €4k.
26-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Highest result since 2018net €94k ▲9.9%
Operating result €143k, net result €94k, both a record.
30-09
Financial
Liquidity doublescurrent ratio 3.29
Current ratio from 1.39 to 3.29; short-term debt falls from €106k to €61k.
30-09
Financial
Equity above €100kEq €145k ▲186%
5 profitable years in a row build equity to €145k.
26-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
08-03
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
25-03
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
Show earlier events
2019
13-03
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
06-04
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
06-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalter · 1 establishment unit since 2009
Ground area
3,253 m²
Building footprint
196 m²
Volume, LiDAR
1,013 m³
Parcel 44035B0168/00D000, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
DERYMAN
since 20092.181.395.980
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44035B0168/00D000 | Flanders | 3,253 m² | 1 · 196 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 600 EUR awarded · 600 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 600 EUR | 600 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 36,359 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded08-09-2009
Fiscal year end30-09
Activities, NACEBEL 2025
70200Business and other management consultancy
Scores and ratios are computed by Checked and are not a credit decision.