Deruyter Concepts
ActiveSummary
The computed 12-month bankruptcy probability of Deruyter Concepts is 5.4% (elevated). The 2024 annual accounts show equity of €101 and a net result of €4k. Its solvency ranks better than 28% of 18941 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
34
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability75▲+75
Solvency25▲+25
Growth78
Track record94
Bankruptcy probability, 12 months
5.4%
Elevated
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity short (current ratio 0.64 against 0.01 in 2023; short-term debt: 99.7% and cash: 2.7% of total assets), and 99.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
0.3%
Return on assets
12.2%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
29 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€101
2023 · €-4k
2023: €-4k
2023 → 2024
Total assets
€35k▲ 225%
2023 · €11k
2023: €11k
2023 → 2024
Net result
€4k
2023 · €-6k
2023: €-6k
2023 → 2024
Working capital
€-12k▲ 13.1%
2023 · €-14k
2023: €-14k
2023 → 2024
Multi-year overview
Available amounts per fiscal year
Line20232024Trend
Equity€-4k-€101
Operating result€-6k-€6k
Net result€-6k-€4k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €6k after a loss of €6k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €35k
Fixed assets
€12k ▲ 18.8%
Current assets
€22k ▲ 11,479%
Equity and liabilities €35k
Equity
€101
Debt
€35k
Debt finances 99.7% of the balance-sheet total.
Key figures and ratios
EBITDA
€9k▲
2023 · €-5k
Cash flow
€7k▲
2023 · €-5k
Current ratio
0.64▲
2023 · 0.01
ROA
12.2%▲
2023 · -57.3%
Interest coverage
4.87▲
2023 · -136.27
Debt ≤ 1 year
€35k▲
2023 · €14k
Income taxes
€290▲
2023 · €6
Equity ratios withheld: equity of €101 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 38 lines
Balance sheet
Code20232024
Assets
Total assets20/58€11k€35k▲
Fixed assets21/28€10k€12k▲
Tangible fixed assets22/27€10k€12k▲
Plant, machinery and equipment23€10k€8k▼
Other tangible fixed assets26-€4k
Current assets29/58€192€22k▲
Amounts receivable within one year40/41-€21k
Trade receivables40-€10k
Other amounts receivable41-€11k
Cash at bank and in hand54/58€192€941▲
Deferred charges and accrued income490/1-€531
Equity and liabilities
Total equity and liabilities10/49€11k€35k▲
Equity10/15€-4k€101▲
Contributions10/11€2k€2k=
Profit (loss) carried forward14€-6k€-2k▲
Amounts payable17/49€15k€35k▲
Amounts payable within one year42/48€14k€35k▲
Trade debts44€3k€16k▲
Suppliers440/4€3k€16k▲
Taxes, remuneration and social security45€11k€4k▼
Taxes450/3€7k€4k▼
Remuneration and social security454/9€3k€0▼
Other amounts payable47/48€959€15k▲
Accrued charges and deferred income492/3€384€0▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€802€3k▲
Other operating charges640/8€914€678▼
Gross operating margin9900€-4k€9k▲
Operating profit (loss)9901€-6k€6k▲
Financial income75/76B-€531
Recurring financial income75-€531
Financial charges65/66B€39€2k▲
Recurring financial charges65€39€2k▲
Profit (loss) for the period before taxes9903€-6k€5k▲
Income taxes67/77€6€290▲
Profit (loss) for the period9904€-6k€4k▲
Profit (loss) for the period to be appropriated9905€-6k€4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-6k€-2k▲
Profit (loss) brought forward from the previous period14P-€-6k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Edegem · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Andreas Vesaliuslaan 362650 EdegemGround area
1,011 m²
Building footprint
169 m²
Volume, LiDAR
812 m³
Parcel 11013A0264/00R002, Flanders · tallest building 6.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Deruyter Concepts
since 20232.347.014.770
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11013A0264/00R002 | Flanders | 1,011 m² | 1 · 169 m² | 6.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Loft Events
BE 0732.956.546
Turnhout · Eq €102
EMARELLE
BE 0568.729.905
Wielsbeke · Eq €126
MATTI STIENS
BE 1002.590.911
Lennik · Eq €138
Cristina’s Kitchen
BE 0782.851.366
Mechelen · Eq €69
SAKBE
BE 0779.260.386
Zaventem · Eq €67
Of 7,504 companies in sector 56210 we hold annual accounts for 2,444. 49 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-06-2023
Fiscal year end31-12
Activities, NACEBEL 2025
56210Event catering
56111Full-service restaurants
56112Limited-service restaurants, excluding mobile food services
77229Renting and leasing of other personal and household goods
82990Other business support services
93299Other amusement and recreation activities
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.