DERTIEN
ActiveDERTIEN has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €142k and a net result of €60k. Its solvency ranks better than 82% of 9450 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
89
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth52
Track record94
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 6.0 against 4.24 in 2024; short-term debt: 16.5% and cash: 43.8% of total assets), and 16.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
83.5%
Return on assets
35.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
on the day
2024
26 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€142k▲ 72.3%
2024 · €82k
2024: €82k
2024 → 2025
Total assets
€170k▲ 59.4%
2024 · €107k
2024: €107k
2024 → 2025
Net result
€60k▼ 24.0%
2024 · €78k
2024: €78k
2024 → 2025
Working capital
€140k▲ 78.2%
2024 · €79k
2024: €79k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€82k-€142k▲ 72.3%
Operating result€100k-€76k▼ 23.7%
Net result€78k-€60k▼ 24.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 24% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €170k
Fixed assets
€2k▼ 53.9%
Current assets
€168k▲ 63.4%
Equity and liabilities €170k
Equity
€142k▲ 72.3%
Debt
€28k▲ 15.4%
The debt ratio falls from 22.8% to 16.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€78k▼
2024 · €102k
Cash flow
€62k▼
2024 · €81k
Solvency
83.5%▲
2024 · 77.2%
Current ratio
6.00▲
2024 · 4.24
Quick ratio
6.00▲
2024 · 4.24
Debt / equity
0.20▼
2024 · 0.30
ROE
42.0%▼
2024 · 95.1%
ROA
35.1%▼
2024 · 73.5%
Interest coverage
1838.51▲
2024 · 915.30
Debt
€28k▲
2024 · €24k
Debt ≤ 1 year
€28k▲
2024 · €24k
Income taxes
€16k▼
2024 · €21k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€107k€170k▲
Fixed assets21/28€4k€2k▼
Tangible fixed assets22/27€4k€2k▼
Furniture and vehicles24€4k€2k▼
Current assets29/58€103k€168k▲
Amounts receivable within one year40/41€33k€34k▲
Trade receivables40€33k€30k▼
Other amounts receivable41-€4k
Current investments50/53€40k€60k▲
Cash at bank and in hand54/58€30k€74k▲
Deferred charges and accrued income490/1-€47
Equity and liabilities
Total equity and liabilities10/49€107k€170k▲
Equity10/15€82k€142k▲
Contributions10/11€4k€4k=
Reserves13€78k€138k▲
Distributable reserves133€78k€138k▲
Amounts payable17/49€24k€28k▲
Amounts payable within one year42/48€24k€28k▲
Trade debts44€702€2k▲
Suppliers440/4€702€2k▲
Taxes, remuneration and social security45€6k€7k▲
Taxes450/3€6k€7k▲
Other amounts payable47/48€17k€19k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▼
Other operating charges640/8€772€465▼
Gross operating margin9900€103k€78k▼
Operating profit (loss)9901€100k€76k▼
Financial charges65/66B€111€42▼
Recurring financial charges65€111€42▼
Profit (loss) for the period before taxes9903€99k€76k▼
Income taxes67/77€21k€16k▼
Profit (loss) for the period9904€78k€60k▼
Profit (loss) for the period to be appropriated9905€78k€60k▼
Appropriation of the result
Profit (loss) to be appropriated9906€78k€60k▼
Transfer to equity691/2€78k€60k▼
To other reserves6921€78k€60k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €100kEq €142k ▲72.3%
2 profitable years in a row build equity to €142k.
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Mauricelaan 381050 ElseneGround area
198 m²
Building footprint
91 m²
Volume, LiDAR
993 m³
Parcel 21445E0006/00D018, Brussels · tallest building 16.7 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
DERTIEN
since 20232.350.814.893
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21445E0006/00D018 | Brussels | 198 m² | 1 · 91 m² | 16.7 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
VP ARCHITECTENBUREAU BVBA
BE 0833.094.396
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SAMATIX
BE 0881.731.186
Schilde · Eq €142k
Van de Wiel Architectuur
BE 0764.454.723
Nijlen · Eq €142k
3A-Architectes
BE 0848.714.168
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BREKER
BE 1006.509.018
Liedekerke · Eq €142k
Of 18,256 companies in sector 71111 we hold annual accounts for 6,321. 5,362 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-06-2023
Fiscal year end31-12
Activities, NACEBEL
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.