DerphiTec
ActiveDerphiTec has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €16k and a net result of €36k. Equity is shrinking by ~7.1% per year across the filed fiscal years. Its solvency ranks better than 26% of 16974 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency52▼-1
Growth58=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.26 against 1.24 in 2024; short-term debt: 72.8% and cash: 24.9% of total assets), and 72.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
27.2%
Return on assets
59.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-05-2026, 63 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
63 d early
2024
43 d early
2023
64 d early
2022
45 d early
2021
89 d early
2020
51 d early
2019
77 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€16k=
2024 · €16k
2018: €76k
2019: €25k
2020: €20k
2021: €20k
2022: €20k
2023: €20k
2024: €16k
2018 → 2025
Total assets
€60k▲ 4.3%
2024 · €57k
2018: €88k
2019: €43k
2020: €73k
2021: €54k
2022: €64k
2023: €54k
2024: €57k
2018 → 2025
Net result
€36k▲ 19.2%
2024 · €30k
2018: €27k
2019: €7k
2020: €25k
2021: €14k
2022: €31k
2023: €24k
2024: €30k
2018 → 2025
Working capital
€11k▲ 14.9%
2024 · €10k
2018: €67k
2019: €27k
2020: €28k
2021: €27k
2022: €12k
2023: €10k
2024: €10k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€20k-€20k=€20k=€16k▼ 17.2%€16k=
Operating result€20k-€41k▲ 111%€32k▼ 22.6%€40k▲ 26.1%€46k▲ 14.6%
Net result€14k-€31k▲ 124%€24k▼ 22.8%€30k▲ 25.7%€36k▲ 19.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 15% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €60k
Fixed assets
€5k▼ 29.4%
Current assets
€55k▲ 9.1%
Equity and liabilities €60k
Equity
€16k=
Debt
€43k▲ 6.0%
The debt ratio rises from 71.7% to 72.8%. Debt is higher.
Key figures and ratios
EBITDA
€48k▲
2024 · €42k
Cash flow
€38k▲
2024 · €32k
Solvency
27.2%▼
2024 · 28.3%
Current ratio
1.26▲
2024 · 1.24
Quick ratio
1.26▲
2024 · 1.24
Debt / equity
2.68▲
2024 · 2.53
ROE
219.6%▲
2024 · 184.2%
ROA
59.6%▲
2024 · 52.2%
Interest coverage
38.89▲
2024 · 30.90
Debt
€43k▲
2024 · €41k
Debt ≤ 1 year
€43k▲
2024 · €40k
Income taxes
€10k▲
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€57k€60k▲
Fixed assets21/28€7k€5k▼
Tangible fixed assets22/27€7k€5k▼
Furniture and vehicles24€2k€118▼
Other tangible fixed assets26€5k€5k▼
Financial fixed assets28€50€50=
Current assets29/58€50k€55k▲
Amounts receivable within one year40/41€35k€38k▲
Trade receivables40€27k€25k▼
Other amounts receivable41€8k€13k▲
Cash at bank and in hand54/58€12k€15k▲
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€57k€60k▲
Equity10/15€16k€16k=
Contributions10/11€6k€6k=
Reserves13€10k€10k=
Distributable reserves133€10k€10k=
Profit (loss) carried forward14€0€0=
Amounts payable17/49€41k€43k▲
Amounts payable within one year42/48€40k€43k▲
Financial debts43€2k€2k▼
Credit institutions430/8€2k€2k▼
Trade debts44€3k€4k▲
Suppliers440/4€3k€4k▲
Taxes, remuneration and social security45€2k€3k▲
Taxes450/3€2k€3k▲
Other amounts payable47/48€33k€36k▲
Accrued charges and deferred income492/3€638€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▼
Other operating charges640/8€387€400▲
Non-recurring operating charges66A€0-
Gross operating margin9900€43k€49k▲
Operating profit (loss)9901€40k€46k▲
Financial income75/76B€222€454▲
Recurring financial income75€222€454▲
Financial charges65/66B€1k€1k▼
Recurring financial charges65€1k€1k▼
Profit (loss) for the period before taxes9903€39k€45k▲
Income taxes67/77€9k€10k▲
Profit (loss) for the period9904€30k€36k▲
Profit (loss) for the period to be appropriated9905€30k€36k▲
Appropriation of the result
Profit (loss) to be appropriated9906€30k€36k▲
Transfer from equity791/2€13k€0▼
Transfer to equity691/2€10k€0▼
To other reserves6921€10k€0▼
Profit to be distributed694/7€33k€36k▲
Return on contributions (dividend)694€33k€36k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €36k ▲19.2%
Operating result €46k, net result €36k, both a record.
18-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
16-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
03-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
10-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
15-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €7k ▼72.7%
Net result drops to €7k, the lowest in the series; recovery starts the following year.
24-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
24-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
22-05
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Perwez · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Seumay 401360 PerwezGround area
2,041 m²
Building footprint
157 m²
Volume, LiDAR
1,056 m³
Parcel 25084D0016/00K000, Wallonia · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DerphiTec
since 20072.165.233.505
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25084D0016/00K000 | Wallonia | 2,041 m² | 1 · 157 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MARVEL CONSULTANCY
BE 1028.210.688
Brussel · Eq €16k
MCIT CONSULTING
BE 0886.799.041
Chaumont-Gistoux · Eq €16k
exeKute
BE 0770.639.759
Merelbeke-Melle · Eq €16k
WASA BELGIUM
BE 0800.501.507
Brussel · Eq €16k
SUBSKRIBO
BE 0753.953.284
Lummen · Eq €16k
Of 29,995 companies in sector 62200 we hold annual accounts for 18,391. 12,064 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-07-2007
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
72100
46500Wholesale of information and communication equipment
46510Wholesale trade
51840
62900Other information technology and computer services
72500
72600
95100Repair and maintenance of computers and communication equipment
95110Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.