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DERONNE JMF

Active
Public limited companyfounded 200125 years activeChaussée Gabrielle Richet(L) 229, 7860 Lessines, BelgiumKBO/BCE: BE 0474.951.986
Summary

DERONNE JMF has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €6.9m and a net result of €1.5m. Equity is growing by ~39.1% per year across the filed fiscal years. Its solvency ranks better than 45% of 6,033 sector peers (NACE 46, fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Overview

Activity
Wholesale of agricultural produce and animal feed, general range
NACE 46216
#3 company by equity in Lessines, Wholesale and retail trade sector3 sites
Size
€16.5mtotal assets 2025
Staff
25.6 FTE
Equity
€6.9m
Profit
€1.5m
Financial health
95 Excellent Checked score 2025
Bankruptcy probability, 12 months
< 0.1%
Structure
Holdings
1
Accounts filed 6 days late0 of 8 deeds read
Why 95+ Founded in 2001+ Size: 25.6 FTE, total assets €16.5m+ Liquidity: current ratio 1.99, cash €2.8m+ Profit of €1.5m (FY 2025)Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 60% of its sector peers (NACE 46, small)
Financial strength · tick = 2024
Average
Solvency 67+4
equity 41.5% of total assets
Liquidity 56+7
short-term debt 34.1% · cash 17.1%
Profitability 49-25
return on assets 9.4%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (4,378 companies)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.2%▲ +0.1 percentage points vs 07-2026highest value 09-2026: < 0.1%▼ -0.2 percentage points vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026lowest value
Credit up to €650,000 at 30 days acceptable
Liquidity ample (current ratio 1.99 against 1.5 in 2024; short-term debt: 34.1% and cash: 17.1% of total assets), but 58.5% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, small): better than 49% on solvency, 75% on liquidity, 32% on profitability and 86% on growth.

The bankruptcy probability was computed on 07-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
−lowers risk○neutral
lowers risk · Founded in 2001
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
lowers risk · Size: 25.6 FTE, total assets €16.5m
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 1.99, cash €2.8m
NBB · annual accounts
lowers risk · Profit of €1.5m (FY 2025)
NBB · annual accounts
neutral · A punctual record breaks
This company filed 5 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-08-2026, 6 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
6 days late
2024
44 days early
2023
44 days early
2022
38 days early
2021
48 days early
2020
47 days early
2019
5 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 30 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 18 June (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
07-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · full…
  2. Annual accounts filedfiscal year 2024 · full…
  3. Highest result since 2018net €1.7m ▲7.8%

Key points

  • Positive: Company by equity in Lessines, Wholesale and retail…in the Checked rankings #3 View
  • Positive: 8 profitable years in a rowprofit 2025: €1.5m 8 years View
  • Positive: Equity rose in 2025from €5.5m to €6.9m ▲ 25.3% View

By topic

Financials

Fiscal year
2025
Total assets
€16.5m
Profit
€1.5m
Solvency
41.5%
Total assets▲ 14.7%
Net result
20182025
Go to Financials

Timeline

Events
14
Since
2017
Next accounts
by 31-07-2027
  1. 31-12-2024Equity above €5m
  2. 17-06-2024Annual accounts filed
  3. 23-06-2023Annual accounts filed
Go to Timeline

Company details

Sites
3
Legal form
Public limited company
Activity
Wholesale of agricultural produce and animal feed, general…NACE 46216
Founded
08-06-2001
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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