DEROLUCQ
ActiveDEROLUCQ has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €503k and a net result of €47k. Equity remains stable across the filed fiscal years (±2.3% per year). Its solvency ranks better than 60% of 7692 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▲+3
Solvency77▲+7
Growth52=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 1.82 against 1.58 in 2024; short-term debt: 47.5% and cash: 6.9% of total assets), and 47.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
52.4%
Return on assets
4.9%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
29 d late
2023
29 d late
2022
31 d late
2021
30 d late
2020
31 d late
2019
88 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€503k▲ 3.4%
2024 · €487k
2018: €379k
2019: €462k
2020: €491k
2021: €440k
2022: €485k
2023: €498k
2024: €487k
2018 → 2025
Total assets
€961k▼ 11.3%
2024 · €1.08M
2018: €847k
2019: €841k
2020: €1.18M
2021: €912k
2022: €982k
2023: €984k
2024: €1.08M
2018 → 2025
Net result
€47k▲ 62.9%
2024 · €29k
2018: €94k
2019: €82k
2020: €29k
2021: €-51k
2022: €46k
2023: €47k
2024: €29k
2018 → 2025
Working capital
€374k▲ 9.4%
2024 · €342k
2018: €340k
2019: €454k
2020: €418k
2021: €336k
2022: €367k
2023: €373k
2024: €342k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€440k-€485k▲ 10.4%€498k▲ 2.6%€487k▼ 2.3%€503k▲ 3.4%
Operating result€-36k-€59k€82k▲ 39.7%€57k▼ 31.2%€79k▲ 40.3%
Net result€-51k-€46k€47k▲ 2.3%€29k▼ 38.5%€47k▲ 62.9%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 40% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €961k
Fixed assets
€130k▼ 14.1%
Current assets
€831k▼ 10.9%
Equity and liabilities €961k
Equity
€503k▲ 3.4%
Debt
€457k▼ 23.3%
The debt ratio falls from 55.1% to 47.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€119k▲
2024 · €97k
Cash flow
€86k▲
2024 · €69k
Solvency
52.4%▲
2024 · 44.9%
Current ratio
1.82▲
2024 · 1.58
Quick ratio
1.18▲
2024 · 1.16
Debt / equity
0.91▼
2024 · 1.23
ROE
9.3%▲
2024 · 5.9%
ROA
4.9%▲
2024 · 2.6%
Interest coverage
9.01▲
2024 · 8.42
Debt
€457k▼
2024 · €597k
Debt ≤ 1 year
€456k▼
2024 · €590k
Income taxes
€20k▲
2024 · €17k
Staff costs
€528k▼
2024 · €573k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.08M€961k▼
Fixed assets21/28€152k€130k▼
Tangible fixed assets22/27€135k€114k▼
Land and buildings22€2k€865▼
Plant, machinery and equipment23€1k€12k▲
Furniture and vehicles24€37k€27k▼
Other tangible fixed assets26€95k€74k▼
Financial fixed assets28€16k€16k=
Current assets29/58€932k€831k▼
Stocks and contracts in progress3€250k€290k▲
Stocks30/36€250k€275k▲
Contracts in progress37-€15k
Amounts receivable within one year40/41€655k€467k▼
Trade receivables40€569k€382k▼
Other amounts receivable41€86k€86k▼
Cash at bank and in hand54/58€20k€66k▲
Deferred charges and accrued income490/1€7k€7k▲
Equity and liabilities
Total equity and liabilities10/49€1.08M€961k▼
Equity10/15€487k€503k▲
Contributions10/11€20k€20k=
Reserves13€467k€483k▲
Distributable reserves133€467k€483k▲
Amounts payable17/49€597k€457k▼
Amounts payable within one year42/48€590k€456k▼
Current portion of amounts payable after more than one year42€30k-
Financial debts43€122k€80k▼
Credit institutions430/8€42k-
Other loans439€80k€80k=
Trade debts44€279k€265k▼
Suppliers440/4€279k€265k▼
Advances received on contracts in progress46€80k-
Taxes, remuneration and social security45€35k€78k▲
Taxes450/3€35k€37k▲
Remuneration and social security454/9-€41k
Other amounts payable47/48€44k€34k▼
Accrued charges and deferred income492/3€7k€969▼
Income statement
Code20242025
Remuneration, social security and pensions62€573k€528k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€41k€39k▼
Other operating charges640/8€7k€7k▼
Gross operating margin9900€677k€653k▼
Operating profit (loss)9901€57k€79k▲
Financial income75/76B€118€202▲
Recurring financial income75€118€202▲
Financial charges65/66B€12k€13k▲
Recurring financial charges65€12k€13k▲
Profit (loss) for the period before taxes9903€45k€66k▲
Income taxes67/77€17k€20k▲
Profit (loss) for the period9904€29k€47k▲
Profit (loss) for the period to be appropriated9905€29k€47k▲
Appropriation of the result
Profit (loss) to be appropriated9906€29k€47k▲
Transfer from equity791/2€40k-
Transfer to equity691/2€29k€17k▼
To other reserves6921€29k€17k▼
Profit to be distributed694/7€40k€30k▼
Return on contributions (dividend)694€40k€30k▼
Social balance
Average headcount (FTE)90877.37.7▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-12
Financial
Equity above €500kEq €503k ▲3.4%
4 profitable years in a row build equity to €503k.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 29 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 29 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Back to profitnet €46k
Net result €46k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Weakest financial yearnet €-51k ▼275%
Net result drops to €-51k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
27-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 88 days late
2019
20-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
07-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nazareth-De Pinte · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rozenstraat 7A9810 Nazareth-De PinteGround area
2,855 m²
Building footprint
1,242 m²
Volume, LiDAR
7,497 m³
2 parcels, Flanders · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Derolucq
since 20112.195.910.249
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44018A0017/00G000 | Flanders | 1,563 m² | 1 · 606 m² | 7.0 m · 2 fl. |
| 44018A0017/00F000 | Flanders | 1,291 m² | 1 · 636 m² | 7.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 5,434 EUR awarded · 5,176 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,462 EUR | 1,110 EUR |
| 2024 | 1 | 528 EUR | 1,008 EUR |
| 2023 | 1 | 1,006 EUR | 620 EUR |
| 2022 | 1 | 2,438 EUR | 2,438 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Legal Entity Identifier
5493000H67GJGZBON695
Similar companies · same sector, comparable size
ALL CHAUF
BE 0474.894.479
Blankenberge · Eq €503k
VINCK KRIS
BE 0478.677.182
Aalst · Eq €504k
STEFAN BOESMAN
BE 0478.239.692
Lochristi · Eq €502k
DE GROOTE PETER
BE 0894.936.153
Knokke-Heist · Eq €506k
ADRIAENSENS
BE 0473.216.874
Mortsel · Eq €506k
Of 9,524 companies in sector 43222 we hold annual accounts for 5,658. 4,002 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-12-2010
Fiscal year end31-12
Activities, NACEBEL
43222Installation of electric heating, air conditioning, cooling and ventilation
43221Plumbing work
43410Roofing work
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.